SBAC Bank PLC. (DSE:SBACBANK)
Bangladesh · Delayed Price · Currency is BDT 7.30
+0.10 (1.39%)
At close: Aug 13, 2026
SBAC Bank PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 9,070 | 8,607 | 8,590 | 6,900 | 5,884 | 5,610 |
Interest Paid on Deposits | 7,928 | 7,670 | 6,650 | 5,244 | 4,607 | 3,944 |
Net Interest Income | 1,142 | 937.33 | 1,940 | 1,656 | 1,277 | 1,666 |
Net Interest Income Growth | -14.19% | -51.69% | 17.16% | 29.64% | -23.33% | 50.86% |
Gain (Loss) on Sale of Investments | -45.78 | -61.7 | -198.46 | -25.5 | -91.07 | -36.4 |
Other Non-Interest Income | 3,017 | 3,107 | 3,741 | 3,344 | 2,969 | 2,526 |
Total Non-Interest Income | 2,972 | 3,045 | 3,542 | 3,318 | 2,878 | 2,489 |
Non-Interest Income Growth | -11.09% | -14.04% | 6.76% | 15.30% | 15.61% | 2.25% |
Revenues Before Loan Losses | 4,114 | 3,982 | 5,483 | 4,974 | 4,155 | 4,155 |
Provision for Loan Losses | 1,010 | 828.85 | 1,497 | 772.58 | 484.27 | 811.21 |
| 3,104 | 3,154 | 3,986 | 4,201 | 3,671 | 3,344 | |
Revenue Growth | -6.43% | -20.88% | -5.13% | 14.46% | 9.77% | -5.41% |
Salaries and Employee Benefits | 1,958 | 1,981 | 1,961 | 1,818 | 1,583 | 1,326 |
Occupancy Expenses | 353.31 | 357.12 | 358.81 | 368.42 | 362.14 | 464.21 |
Selling, General & Administrative | 390.52 | 379.9 | 369.1 | 306.66 | 280.81 | 114.51 |
Other Non-Interest Expense | 245.17 | 219.54 | 299.13 | 285.73 | 225.78 | 282.9 |
Total Non-Interest Expense | 2,947 | 2,938 | 2,988 | 2,779 | 2,452 | 2,188 |
EBT Excluding Unusual Items | 157.38 | 215.7 | 998.35 | 1,422 | 1,219 | 1,156 |
Other Unusual Items | - | - | 75.07 | 9.73 | 102.39 | -177.67 |
Pretax Income | 157.38 | 215.7 | 1,073 | 1,432 | 1,322 | 978.75 |
Income Tax Expense | 129 | 208.65 | 960.28 | 885.78 | 732.08 | 438.86 |
Net Income | 28.38 | 7.05 | 113.14 | 546.36 | 589.63 | 539.89 |
Net Income to Common | 28.38 | 7.05 | 113.14 | 546.36 | 589.63 | 539.89 |
Net Income Growth | - | -93.77% | -79.29% | -7.34% | 9.21% | -43.29% |
Basic Shares Outstanding | 824 | 824 | 824 | 824 | 824 | 734 |
Diluted Shares Outstanding | 824 | 824 | 824 | 824 | 824 | 734 |
Shares Change | 0.29% | - | - | - | 12.23% | 2.12% |
EPS (Basic) | 0.03 | 0.01 | 0.14 | 0.66 | 0.72 | 0.74 |
EPS (Diluted) | 0.03 | 0.01 | 0.14 | 0.66 | 0.72 | 0.74 |
EPS Growth | - | -93.77% | -79.29% | -7.34% | -2.69% | -44.46% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | - | - | - | 0.200 | 0.346 | 0.297 |
Dividend Growth | - | - | - | -42.28% | 16.67% | - |
Effective Tax Rate | 81.97% | 96.73% | 89.46% | 61.85% | 55.39% | 44.84% |