Sena Insurance PLC (DSE:SIPLC)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
113.00
+4.10 (3.76%)
At close: Jul 26, 2026

Sena Insurance Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
963.37741.95548.45549.38450.84366.36
Revenue Growth
113.68%35.28%-0.17%21.86%23.06%-4.33%
Operating Income
238.78239.02201.61147.87127.95120.2
Net Income
204.18206.6171.68136.66114.33106.15
Earnings Per Share
5.105.174.293.422.863.83
EPS Growth
78.60%20.34%25.62%19.53%-25.34%-2.54%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Fire Insurance
159.2158.15149.57100.0986.53
Marine Insurance
148.41132.14120.62154.52111.69
Motor Insurance
18.9315.411.6615.4525.96
Misc. Insurance
179.1264.94139.0574.3952.28
Total
505.66370.63420.9344.45276.46

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,4441,3671,3681,2121,0341,129
Total Debt
6.086.087.049.763.9514.43
Net Cash (Debt)
1,4371,3611,3611,2021,0301,114
Net Cash Growth
39.56%-0.05%13.25%16.70%-7.58%44.28%
Net Cash Per Share
35.9434.0134.0330.0525.7540.20

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-103.73200.02289.11232.6178.11246.51
Capital Expenditures
-2.56-11.77-16.64-12.51-152.07-17.89
Free Cash Flow
-106.29188.24272.47220.0926.04228.62
Free Cash Flow Growth
--30.91%23.80%745.13%-88.61%5.82%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
24.79%32.21%36.76%26.91%28.38%32.81%
Pretax Margin
24.79%32.22%37.69%27.34%28.78%31.66%
Profit Margin
21.19%27.85%31.30%24.88%25.36%28.97%
FCF Margin
-11.03%25.37%49.68%40.06%5.78%62.40%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.5001.5001.5001.3501.2001.200
Dividend Per Share Growth
0%0%11.11%12.50%0%20.00%
Dividend Yield
1.38%2.92%3.71%2.80%2.33%1.78%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
21.3310.2210.0215.4020.1529.13
P/FCF Ratio
-11.226.319.5688.4713.52
PS Ratio
4.522.853.143.835.118.44