Sena Insurance PLC (DSE:SIPLC)
113.00
+4.10 (3.76%)
At close: Jul 26, 2026
Sena Insurance Financials Overview
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 963.37 | 741.95 | 548.45 | 549.38 | 450.84 | 366.36 |
Revenue Growth | 113.68% | 35.28% | -0.17% | 21.86% | 23.06% | -4.33% |
Operating Income Operating Income Growth | 238.78 | 239.02 | 201.61 | 147.87 | 127.95 | 120.2 |
Net Income Net Income Growth | 204.18 | 206.6 | 171.68 | 136.66 | 114.33 | 106.15 |
Earnings Per Share EPS Growth | 5.10 | 5.17 | 4.29 | 3.42 | 2.86 | 3.83 |
EPS Growth | 78.60% | 20.34% | 25.62% | 19.53% | -25.34% | -2.54% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Fire Insurance Fire Insurance Growth | 159.2 | 158.15 | 149.57 | 100.09 | 86.53 |
Marine Insurance Marine Insurance Growth | 148.41 | 132.14 | 120.62 | 154.52 | 111.69 |
Motor Insurance Motor Insurance Growth | 18.93 | 15.4 | 11.66 | 15.45 | 25.96 |
Misc. Insurance Misc. Insurance Growth | 179.12 | 64.94 | 139.05 | 74.39 | 52.28 |
Total Total Growth | 505.66 | 370.63 | 420.9 | 344.45 | 276.46 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,444 | 1,367 | 1,368 | 1,212 | 1,034 | 1,129 |
Total Debt Total Debt Growth | 6.08 | 6.08 | 7.04 | 9.76 | 3.95 | 14.43 |
Net Cash (Debt) Net Cash Growth | 1,437 | 1,361 | 1,361 | 1,202 | 1,030 | 1,114 |
Net Cash Growth | 39.56% | -0.05% | 13.25% | 16.70% | -7.58% | 44.28% |
Net Cash Per Share Net Cash Per Share Growth | 35.94 | 34.01 | 34.03 | 30.05 | 25.75 | 40.20 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -103.73 | 200.02 | 289.11 | 232.6 | 178.11 | 246.51 |
Capital Expenditures CapEx Growth | -2.56 | -11.77 | -16.64 | -12.51 | -152.07 | -17.89 |
Free Cash Flow Free Cash Flow Growth | -106.29 | 188.24 | 272.47 | 220.09 | 26.04 | 228.62 |
Free Cash Flow Growth | - | -30.91% | 23.80% | 745.13% | -88.61% | 5.82% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 24.79% | 32.21% | 36.76% | 26.91% | 28.38% | 32.81% |
Pretax Margin | 24.79% | 32.22% | 37.69% | 27.34% | 28.78% | 31.66% |
Profit Margin | 21.19% | 27.85% | 31.30% | 24.88% | 25.36% | 28.97% |
FCF Margin | -11.03% | 25.37% | 49.68% | 40.06% | 5.78% | 62.40% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.500 | 1.500 | 1.500 | 1.350 | 1.200 | 1.200 |
Dividend Per Share Growth | 0% | 0% | 11.11% | 12.50% | 0% | 20.00% |
Dividend Yield | 1.38% | 2.92% | 3.71% | 2.80% | 2.33% | 1.78% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 21.33 | 10.22 | 10.02 | 15.40 | 20.15 | 29.13 |
P/FCF Ratio | - | 11.22 | 6.31 | 9.56 | 88.47 | 13.52 |
PS Ratio | 4.52 | 2.85 | 3.14 | 3.83 | 5.11 | 8.44 |