Sena Insurance PLC (DSE:SIPLC)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
146.30
+3.80 (2.67%)
At close: Aug 13, 2026

Sena Insurance Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
739.77741.95548.45549.38450.84366.36
Revenue Growth
34.66%35.28%-0.17%21.86%23.06%-4.33%
Operating Income
245.39239.02201.61147.87127.95120.2
Net Income
203.61206.6171.68136.66114.33106.15
Earnings Per Share
5.095.174.293.422.863.83
EPS Growth
48.88%20.34%25.62%19.53%-25.34%-2.54%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Fire Insurance
159.2158.15149.57100.0986.53
Marine Insurance
148.41132.14120.62154.52111.69
Motor Insurance
18.9315.411.6615.4525.96
Misc. Insurance
179.1264.94139.0574.3952.28
Total
505.66370.63420.9344.45276.46

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,5541,3671,3681,2121,0341,129
Total Debt
6.086.087.049.763.9514.43
Net Cash (Debt)
1,5481,3611,3611,2021,0301,114
Net Cash Growth
28.79%-0.05%13.25%16.70%-7.58%44.28%
Net Cash Per Share
38.6734.0134.0330.0525.7540.20

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
292.98200.02289.11232.6178.11246.51
Capital Expenditures
-8.39-11.77-16.64-12.51-152.07-17.89
Free Cash Flow
284.59188.24272.47220.0926.04228.62
Free Cash Flow Growth
29.31%-30.91%23.80%745.13%-88.61%5.82%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
33.17%32.21%36.76%26.91%28.38%32.81%
Pretax Margin
33.09%32.22%37.69%27.34%28.78%31.66%
Profit Margin
27.52%27.85%31.30%24.88%25.36%28.97%
FCF Margin
38.47%25.37%49.68%40.06%5.78%62.40%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.5001.5001.5001.3501.2001.200
Dividend Per Share Growth
0%0%11.11%12.50%0%20.00%
Dividend Yield
1.03%2.92%3.71%2.80%2.33%1.78%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
28.7610.2210.0215.4020.1529.13
P/FCF Ratio
20.5611.226.319.5688.4713.52
PS Ratio
7.912.853.143.835.118.44