Sena Insurance PLC (DSE:SIPLC)

Sena Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 22, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	3,248	2,112	1,720	2,104	2,304	3,092
Market Cap Growth	101.99%	22.79%	-18.25%	-8.68%	-25.49%	-
Enterprise Value	1,811	751	518	1,074	1,190	2,320
PE Ratio	15.91	10.22	10.02	15.40	20.15	29.13
PS Ratio	3.37	2.85	3.14	3.83	5.11	8.44
PB Ratio	2.67	1.85	1.71	2.35	2.86	4.13
P/FCF Ratio	-	11.22	6.31	9.56	88.47	13.52
P/OCF Ratio	-	10.56	5.95	9.05	12.94	12.54
EV/Sales Ratio	1.88	1.01	0.94	1.96	2.64	6.33
EV/EBITDA Ratio	7.03	2.96	2.39	6.63	8.64	18.51
EV/EBIT Ratio	7.58	3.14	2.57	7.26	9.30	19.30
EV/FCF Ratio	-17.03	3.99	1.90	4.88	45.68	10.15
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.01	0.02
Debt / EBITDA Ratio	0.02	0.02	0.03	0.06	0.03	0.11
Debt / FCF Ratio	-	0.03	0.03	0.04	0.15	0.06
Net Debt / Equity Ratio	-1.18	-1.19	-1.35	-1.34	-1.28	-1.49
Net Debt / EBITDA Ratio	-5.67	-5.36	-6.29	-7.42	-7.48	-8.89
Net Debt / FCF Ratio	13.52	-7.23	-5.00	-5.46	-39.55	-4.87
Quick Ratio	3.37	2.66	2.73	3.68	2.51	3.13
Current Ratio	3.49	2.96	2.97	3.83	2.77	3.37
Asset Turnover	-	0.38	0.31	0.36	0.32	0.31
Return on Equity (ROE)	-	19.22%	18.04%	16.04%	14.70%	16.92%
Return on Assets (ROA)	-	7.61%	7.22%	5.99%	5.58%	6.37%
Return on Invested Capital (ROIC)	17.22%	19.10%	17.44%	15.67%	14.33%	17.05%
Earnings Yield	6.29%	9.78%	9.98%	6.49%	4.96%	3.43%
FCF Yield	-3.27%	8.91%	15.84%	10.46%	1.13%	7.39%
Dividend Yield	1.85%	2.92%	3.71%	2.80%	2.33%	1.78%
Payout Ratio	29.39%	29.04%	31.45%	35.12%	41.98%	14.67%
Buyback Yield / Dilution	0.01%	-	-	-	-44.27%	-15.53%
Total Shareholder Return	1.86%	2.92%	3.71%	2.80%	-41.94%	-13.74%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.