Sena Insurance PLC (DSE:SIPLC)
Bangladesh · Delayed Price · Currency is BDT 148.60
-2.50 (-1.65%)
At close: Sep 3, 2026
Sena Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 508.22 | 505.66 | 370.64 | 420.9 | 344.45 | 276.46 |
Total Interest & Dividend Income | 163.73 | 156.53 | 125.75 | 76.4 | 60.65 | 45.15 |
Gain (Loss) on Sale of Investments | - | - | - | 0.06 | 2.03 | 3.74 |
Other Revenue | 67.82 | 79.76 | 52.07 | 52.02 | 43.71 | 41.01 |
| 739.77 | 741.95 | 548.45 | 549.38 | 450.84 | 366.36 | |
Revenue Growth | - | 35.28% | -0.17% | 21.86% | 23.06% | -4.33% |
Policy Benefits | 209.86 | 202.55 | 126.93 | 225.98 | 134.22 | 114.18 |
Policy Acquisition & Underwriting Costs | 78.08 | 107.79 | 55.38 | 34.76 | 57.21 | 22.3 |
Depreciation & Amortization | 14.79 | 15.13 | 14.95 | 14.18 | 9.66 | 5.09 |
Selling, General & Administrative | 179.18 | 165.29 | 138.94 | 118.85 | 115.31 | 98.8 |
Other Operating Expenses | 0.23 | 0.22 | 0.3 | 0.24 | 0 | - |
Total Operating Expenses | 494.37 | 502.93 | 346.84 | 401.51 | 322.89 | 246.16 |
Operating Income | 245.39 | 239.02 | 201.61 | 147.87 | 127.95 | 120.2 |
Currency Exchange Gain (Loss) | - | - | 2.11 | 1.5 | - | - |
Other Non Operating Income (Expenses) | -1.37 | -0.7 | -1.28 | -1.02 | -0.96 | -6.46 |
EBT Excluding Unusual Items | 244.02 | 238.32 | 202.44 | 148.34 | 126.98 | 113.74 |
Gain (Loss) on Sale of Assets | 0.75 | 0.75 | 4.27 | 1.87 | 2.77 | 2.24 |
Pretax Income | 244.77 | 239.07 | 206.71 | 150.22 | 129.75 | 115.98 |
Income Tax Expense | 41.16 | 32.46 | 35.03 | 13.56 | 15.42 | 9.83 |
Net Income | 203.61 | 206.6 | 171.68 | 136.66 | 114.33 | 106.15 |
Net Income to Common | 203.61 | 206.6 | 171.68 | 136.66 | 114.33 | 106.15 |
Net Income Growth | - | 20.34% | 25.62% | 19.53% | 7.71% | 12.60% |
Shares Outstanding (Basic) | 40 | 40 | 40 | 40 | 40 | 28 |
Shares Outstanding (Diluted) | 40 | 40 | 40 | 40 | 40 | 28 |
Shares Change | - | - | - | - | 44.27% | 15.53% |
EPS (Basic) | 5.09 | 5.17 | 4.29 | 3.42 | 2.86 | 3.83 |
EPS (Diluted) | 5.09 | 5.17 | 4.29 | 3.42 | 2.86 | 3.83 |
EPS Growth | - | 20.34% | 25.62% | 19.53% | -25.34% | -2.54% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 284.59 | 188.24 | 272.47 | 220.09 | 26.04 | 228.62 |
Free Cash Flow Per Share | 7.11 | 4.71 | 6.81 | 5.50 | 0.65 | 8.25 |
Dividend Per Share | 1.500 | 1.500 | 1.500 | 1.350 | 1.200 | 1.200 |
Dividend Growth | - | 0% | 11.11% | 12.50% | 0% | 20.00% |
Operating Margin | 33.17% | 32.21% | 36.76% | 26.91% | 28.38% | 32.81% |
Profit Margin | 27.52% | 27.85% | 31.30% | 24.88% | 25.36% | 28.97% |
Free Cash Flow Margin | 38.47% | 25.37% | 49.68% | 40.06% | 5.78% | 62.40% |
EBITDA | 259.86 | 253.83 | 216.57 | 162.04 | 137.6 | 125.29 |
EBITDA Margin | 35.13% | 34.21% | 39.49% | 29.50% | 30.52% | 34.20% |
D&A For EBITDA | 14.47 | 14.81 | 14.95 | 14.18 | 9.66 | 5.09 |
EBIT | 245.39 | 239.02 | 201.61 | 147.87 | 127.95 | 120.2 |
EBIT Margin | 33.17% | 32.21% | 36.76% | 26.91% | 28.38% | 32.81% |
Effective Tax Rate | 16.82% | 13.58% | 16.95% | 9.02% | 11.88% | 8.48% |