Standard Islami Bank PLC. (DSE:STANDBANKL)

Standard Islami Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	14,457	17,008	16,876	13,149	12,030	12,087
Interest Paid on Deposits	16,929	16,949	13,412	9,625	8,261	7,624
Net Interest Income	-2,472	58.3	3,464	3,523	3,769	4,463
Net Interest Income Growth	-	-98.32%	-1.68%	-6.52%	-15.55%	104.28%
Gain (Loss) on Sale of Investments	137.99	-553.98	-2,064	-200.89	-14.77	-6.76
Other Non-Interest Income	5,660	6,221	5,032	3,583	2,959	1,794
Total Non-Interest Income	5,798	5,667	2,969	3,382	2,944	1,787
Non-Interest Income Growth	38.64%	90.89%	-12.23%	14.88%	64.74%	-68.07%
Revenues Before Loan Losses	3,326	5,725	6,433	6,906	6,713	6,250
Provision for Loan Losses	24.2	47.59	36.64	21.27	212.19	305.38
Revenue	3,302	5,678	6,396	6,884	6,501	5,945
Revenue Growth	-43.74%	-11.23%	-7.09%	5.89%	9.36%	-15.68%
Salaries and Employee Benefits	2,768	2,799	2,842	3,280	3,353	2,908
Occupancy Expenses	849.37	630.45	633.97	604.83	699.07	728.73
Selling, General & Administrative	321.83	491.56	475.25	451.23	455.4	412.68
Other Non-Interest Expense	326.28	370.41	418.85	385.95	444.47	517.91
Total Non-Interest Expense	4,266	4,292	4,370	4,722	4,952	4,567
EBT Excluding Unusual Items	-963.82	1,386	2,026	2,163	1,549	1,377
Other Unusual Items	-	-	-	-	-2.81	-
Pretax Income	-963.82	1,386	2,026	2,163	1,546	1,377
Income Tax Expense	374.19	581.28	1,198	781.54	424.68	598.81
Net Income	-1,338	804.61	828.39	1,381	1,122	778.61
Net Income to Common	-1,338	804.61	828.39	1,381	1,122	778.61
Net Income Growth	-	-2.87%	-40.02%	23.11%	44.08%	-28.04%
Basic Shares Outstanding	1,120	1,116	1,116	1,116	1,116	1,116
Diluted Shares Outstanding	1,120	1,116	1,116	1,116	1,116	1,116
Shares Change	0.61%	-	-	-	-	-
EPS (Basic)	-1.19	0.72	0.74	1.24	1.01	0.70
EPS (Diluted)	-1.19	0.72	0.74	1.24	1.01	0.70
EPS Growth	-	-2.87%	-40.02%	23.11%	44.08%	-28.04%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	-	-	-	0.244	0.238	0.277
Dividend Growth	-	-	-	2.48%	-14.14%	22.98%
Effective Tax Rate	-	41.94%	59.11%	36.14%	27.46%	43.47%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 4, 2026

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