United Commercial Bank PLC (DSE: UCB)
Bangladesh
· Delayed Price · Currency is BDT 11.40
+0.40 (3.64%)
At close: Sep 12, 2024
United Commercial Bank Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 46,936 | 38,527 | 32,302 | 27,985 | 27,691 | 31,337 | Upgrade
|
| Interest Paid on Deposits | 27,204 | 22,239 | 17,087 | 14,167 | 17,892 | 20,269 | Upgrade
|
| Net Interest Income | 19,732 | 16,288 | 15,214 | 13,818 | 9,799 | 11,068 | Upgrade
|
| Net Interest Income Growth (YoY) | 31.53% | 7.06% | 10.10% | 41.02% | -11.46% | 16.79% | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.01 | -0.01 | -2.3 | -5.12 | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | -1,453 | -52.46 | -646.37 | 244.59 | 441.82 | -686.4 | Upgrade
|
| Other Non-Interest Income | 16,972 | 14,732 | 15,033 | 12,507 | 11,292 | 10,147 | Upgrade
|
| Total Non-Interest Income | 15,518 | 14,679 | 14,385 | 12,747 | 11,733 | 9,461 | Upgrade
|
| Non-Interest Income Growth (YoY) | 7.64% | 2.05% | 12.85% | 8.64% | 24.02% | 0.04% | Upgrade
|
| Revenues Before Loan Losses | 35,251 | 30,968 | 29,599 | 26,565 | 21,532 | 20,528 | Upgrade
|
| Provision for Loan Losses | 5,821 | 3,793 | 5,516 | 4,391 | 2,148 | 2,674 | Upgrade
|
| Revenue | 29,430 | 27,175 | 24,083 | 22,174 | 19,384 | 17,854 | Upgrade
|
| Revenue Growth (YoY) | 16.00% | 12.84% | 8.61% | 14.39% | 8.57% | 13.18% | Upgrade
|
| Salaries and Employee Benefits | 9,811 | 9,280 | 8,422 | 7,736 | 6,560 | 6,048 | Upgrade
|
| Occupancy Expenses | 2,920 | 2,701 | 2,377 | 2,094 | 1,926 | 1,951 | Upgrade
|
| Selling, General & Administrative | 4,078 | 4,073 | 3,758 | 3,413 | 2,491 | 2,021 | Upgrade
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| Other Non-Interest Expense | 6,490 | 6,084 | 3,994 | 3,646 | 3,164 | 2,668 | Upgrade
|
| Total Non-Interest Expense | 23,300 | 22,138 | 18,550 | 16,890 | 14,141 | 12,687 | Upgrade
|
| EBT Excluding Unusual Items | 6,130 | 5,037 | 5,533 | 5,283 | 5,244 | 5,167 | Upgrade
|
| Asset Writedown | - | - | - | -0.1 | - | - | Upgrade
|
| Pretax Income | 6,130 | 5,037 | 5,533 | 5,283 | 5,244 | 5,167 | Upgrade
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| Income Tax Expense | 3,620 | 2,840 | 2,234 | 2,776 | 2,295 | 2,309 | Upgrade
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| Earnings From Continuing Operations | 2,510 | 2,198 | 3,299 | 2,507 | 2,949 | 2,858 | Upgrade
|
| Minority Interest in Earnings | -0 | -0 | 0 | -0 | -0 | -0 | Upgrade
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| Net Income | 2,510 | 2,198 | 3,299 | 2,507 | 2,949 | 2,858 | Upgrade
|
| Net Income to Common | 2,510 | 2,198 | 3,299 | 2,507 | 2,949 | 2,858 | Upgrade
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| Net Income Growth | -17.80% | -33.38% | 31.57% | -14.98% | 3.19% | 14.21% | Upgrade
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| Basic Shares Outstanding | 1,516 | 1,516 | 1,516 | 1,550 | 1,550 | 1,549 | Upgrade
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| Diluted Shares Outstanding | 1,516 | 1,516 | 1,516 | 1,550 | 1,550 | 1,549 | Upgrade
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| Shares Change (YoY) | - | - | -2.24% | -0.00% | 0.12% | -0.12% | Upgrade
|
| EPS (Basic) | 1.66 | 1.45 | 2.18 | 1.62 | 1.90 | 1.85 | Upgrade
|
| EPS (Diluted) | 1.66 | 1.45 | 2.18 | 1.62 | 1.90 | 1.85 | Upgrade
|
| EPS Growth | -17.80% | -33.38% | 34.59% | -14.98% | 3.06% | 14.34% | Upgrade
|
| Dividend Per Share | 0.476 | 0.476 | 0.454 | - | 0.393 | 0.393 | Upgrade
|
| Dividend Growth | 5.01% | 5.01% | - | - | 0% | - | Upgrade
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| Effective Tax Rate | 59.05% | 56.37% | 40.38% | 52.55% | 43.76% | 44.69% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.