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United Commercial Bank PLC (DSE:UCB)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
8.70
+0.20 (2.35%)
At close: Nov 4, 2026

United Commercial Bank Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
27,34123,20325,43227,17524,08322,174
Revenue Growth
35.80%-8.77%-6.41%12.84%8.61%14.39%
Net Income
148.84238.2980.062,1983,2992,507
Earnings Per Share
0.090.150.051.452.181.62
EPS Growth
-197.63%-96.44%-33.31%34.59%-14.98%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
33,87819,68521,51422,45517,97723,834
Total Debt
95,12067,86884,76970,513111,32294,071
Net Cash (Debt)
-61,242-48,183-63,256-48,058-93,346-70,237
Net Cash Growth
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Net Cash Per Share
-39.00-31.08-40.80-31.74-61.59-45.30

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-145,107-105,519-43,662-36,897-56,318-58,252
Capital Expenditures
-249.24-996.3-1,389-3,811-1,635-3,495
Free Cash Flow
-145,356-106,516-45,051-40,709-57,953-61,748
Free Cash Flow Growth
------

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
0.54%1.03%0.32%8.09%13.70%11.31%
FCF Margin
-531.64%-459.06%-177.14%-149.80%-240.64%-278.47%

Dividends
Chart
Fiscal Year
FY 2023FY 2022
Period EndingDec '23 Dec '22
Dividend Per Share
0.4760.454
Dividend Per Share Growth
5.01%-
Dividend Yield
4.03%3.85%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
91.8067.67178.168.335.547.80
Forward PE
-5.725.725.726.6537.33
PS Ratio
0.480.700.560.670.760.88