United Commercial Bank PLC (DSE:UCB)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
9.10
-0.10 (-1.09%)
At close: Sep 3, 2026

United Commercial Bank Ratios and Metrics

Millions BDT. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
14,10816,12414,26318,30918,28119,559
Market Cap Growth
-6.19%13.04%-22.10%0.15%-6.54%13.94%
Last Close Price
9.1010.409.2011.2310.7811.54

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
35.3267.67178.168.335.547.80
PS Ratio
0.530.700.560.670.760.88
PB Ratio
0.350.400.360.440.460.52

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
2.041.702.121.702.772.52
Net Debt / Equity Ratio
1.341.211.581.162.321.88
Net Debt / FCF Ratio
-0.40-0.45-1.40-1.18-1.61-1.14
Return on Equity (ROE)
1.00%0.60%0.20%5.38%8.51%6.86%
Return on Assets (ROA)
0.04%0.03%0.01%0.33%0.55%0.47%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
2.83%1.48%0.56%12.00%18.04%12.82%
FCF Yield
-940.99%-660.61%-315.85%-222.34%-317.01%-315.69%
Dividend Yield
---4.24%4.21%-
Payout Ratio
142.71%239.20%1655.95%48.72%-24.28%
Buyback Yield / Dilution
---2.40%0.11%2.24%0.00%
Total Shareholder Return
---2.40%4.35%6.45%-