United Commercial Bank Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	14,729	16,124	14,263	18,309	18,281	19,559
Market Cap Growth	-7.77%	13.04%	-22.10%	0.15%	-6.54%	13.94%
Last Close Price	9.50	10.40	9.20	11.23	10.78	11.54
PE Ratio	36.88	67.67	178.16	8.33	5.54	7.80
PS Ratio	0.55	0.70	0.56	0.67	0.76	0.88
PB Ratio	0.37	0.40	0.36	0.44	0.46	0.52
Debt / Equity Ratio	2.04	1.70	2.12	1.70	2.77	2.52
Net Debt / Equity Ratio	1.34	1.21	1.58	1.16	2.32	1.88
Net Debt / FCF Ratio	-0.40	-0.45	-1.40	-1.18	-1.61	-1.14
Return on Equity (ROE)	1.00%	0.60%	0.20%	5.38%	8.51%	6.86%
Return on Assets (ROA)	0.04%	0.03%	0.01%	0.33%	0.55%	0.47%
Earnings Yield	2.71%	1.48%	0.56%	12.00%	18.04%	12.82%
FCF Yield	-901.37%	-660.61%	-315.85%	-222.34%	-317.01%	-315.69%
Dividend Yield	-	-	-	4.24%	4.21%	-
Payout Ratio	142.71%	239.20%	1655.95%	48.72%	-	24.28%
Buyback Yield / Dilution	-	-	-2.40%	0.11%	2.24%	0.00%
Total Shareholder Return	-	-	-2.40%	4.35%	6.45%	-