United Commercial Bank PLC (DSE:UCB)

United Commercial Bank Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 22, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	13,643	16,124	14,263	18,309	18,281	19,559
Market Cap Growth	-11.11%	13.04%	-22.10%	0.15%	-6.54%	13.94%
Last Close Price	8.80	10.40	9.20	11.23	10.78	11.54
PE Ratio	46.79	67.67	178.16	8.33	5.54	7.80
PS Ratio	0.58	0.70	0.56	0.67	0.76	0.88
PB Ratio	0.34	0.40	0.36	0.44	0.46	0.52
Debt / Equity Ratio	1.59	1.70	2.12	1.70	2.77	2.52
Net Debt / Equity Ratio	0.79	1.21	1.58	1.16	2.32	1.88
Net Debt / FCF Ratio	-0.27	-0.45	-1.40	-1.18	-1.61	-1.14
Return on Equity (ROE)	0.73%	0.60%	0.20%	5.38%	8.51%	6.86%
Return on Assets (ROA)	0.03%	0.03%	0.01%	0.33%	0.55%	0.47%
Earnings Yield	2.14%	1.48%	0.56%	12.00%	18.04%	12.82%
FCF Yield	-854.71%	-660.61%	-315.85%	-222.34%	-317.01%	-315.69%
Dividend Yield	-	-	-	4.24%	4.21%	-
Payout Ratio	195.48%	239.20%	1655.95%	48.72%	-	24.28%
Buyback Yield / Dilution	0.29%	-	-2.40%	0.11%	2.24%	0.00%
Total Shareholder Return	0.29%	-	-2.40%	4.35%	6.45%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.