United Commercial Bank Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	32,111	19,685	21,514	22,455	17,977	23,834
Investment Securities	167,077	151,735	90,757	85,611	79,010	9,384
Total Investments	167,077	151,735	90,757	85,611	79,010	9,384
Gross Loans	644,025	623,093	578,131	510,710	474,737	408,310
Net Loans	644,025	623,093	578,131	510,710	474,737	408,310
Property, Plant & Equipment	18,476	18,801	19,567	19,583	17,027	17,018
Accrued Interest Receivable	-	4,319	2,369	1,933	1,991	-
Other Receivables	-	30.75	24.3	1.46	503.41	-
Restricted Cash	36,662	55,853	45,443	36,186	30,939	25,380
Other Current Assets	-	1,701	2,532	2,692	4,946	916.52
Long-Term Deferred Tax Assets	-	7,701	8,742	5,965	5,470	-
Other Long-Term Assets	20,804	4,112	3,104	2,420	707.61	85,582
Total Assets	919,154	887,031	772,183	687,559	633,307	570,425
Interest Bearing Deposits	584,594	556,904	441,406	376,682	324,700	299,832
Non-Interest Bearing Deposits	120,531	118,536	104,193	126,366	92,968	78,346
Total Deposits	705,125	675,439	545,599	503,048	417,667	378,179
Current Portion of Long-Term Debt	-	-	-	-	-	62,935
Current Income Taxes Payable	-	1,491	5,599	3,889	5,698	6,571
Accrued Interest Payable	-	18,393	14,514	6,604	5,188	4,847
Other Current Liabilities	7,243	8,469	6,713	8,436	7,079	8,925
Long-Term Debt	63,875	64,545	81,142	66,590	107,040	26,476
Long-Term Leases	-	3,322	3,627	3,923	4,282	4,661
Other Long-Term Liabilities	102,644	75,509	74,992	53,491	46,175	40,443
Total Liabilities	878,888	847,168	732,186	645,980	593,129	533,036
Common Stock	15,637	15,504	15,504	14,765	14,062	12,784
Additional Paid-In Capital	1,455	1,455	1,455	1,455	1,455	1,455
Retained Earnings	20,039	19,939	20,271	22,261	21,864	20,518
Comprehensive Income & Other	3,135	2,964	2,768	3,097	2,797	2,632
Total Common Equity	40,266	39,863	39,997	41,579	40,178	37,389
Minority Interest	0	0	0	0	0	0
Shareholders' Equity	40,266	39,863	39,997	41,579	40,178	37,389
Total Liabilities & Equity	919,154	887,031	772,183	687,559	633,307	570,425
Total Debt	63,875	67,868	84,769	70,513	111,322	94,071
Net Cash (Debt)	-31,765	-48,183	-63,256	-48,058	-93,346	-70,237
Net Cash Per Share	-20.49	-31.08	-40.80	-31.74	-61.59	-45.30
Filing Date Shares Outstanding	1,550	1,550	1,550	1,550	1,550	1,550
Total Common Shares Outstanding	1,550	1,550	1,550	1,550	1,550	1,550
Book Value Per Share	25.97	25.71	25.80	26.82	25.92	24.12
Tangible Book Value	40,266	39,863	39,997	41,579	40,178	37,389
Tangible Book Value Per Share	25.97	25.71	25.80	26.82	25.92	24.12

Source: S&P Global Market Intelligence. Banks template. Financial Sources.