United Commercial Bank PLC (DSE:UCB)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
8.70
+0.20 (2.35%)
At close: Nov 4, 2026

United Commercial Bank Statistics

Total Valuation

DSE:UCB has a market cap or net worth of BDT 13.49 billion.

Market Cap13.49B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Tuesday, May 11, 2027.

Earnings Date May 11, 2027
Ex-Dividend Date n/a

Share Statistics

DSE:UCB has 1.55 billion shares outstanding. The number of shares has increased by 1.30% in one year.

Current Share Class 1.55B
Shares Outstanding 1.55B
Shares Change (YoY) +1.30%
Shares Change (QoQ) +12.31%
Owned by Insiders (%) 10.27%
Owned by Institutions (%) 0.10%
Float 1.37B

Valuation Ratios

The trailing PE ratio is 91.80.

PE Ratio 91.80
Forward PE n/a
PS Ratio 0.48
PB Ratio 0.32
P/TBV Ratio 0.32
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 2.31
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 0.36%.

Return on Equity (ROE) 0.36%
Return on Assets (ROA) 0.02%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 0.50%
Revenue Per Employee 6.13M
Profits Per Employee 33,380
Employee Count 4,459
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, DSE:UCB has paid 3.56 billion in taxes.

Income Tax 3.56B
Effective Tax Rate 95.99%

Stock Price Statistics

The stock price has decreased by -13.27% in the last 52 weeks. The beta is -0.03, so DSE:UCB's price volatility has been lower than the market average.

Beta (5Y) -0.03
52-Week Price Change -13.27%
50-Day Moving Average 8.85
200-Day Moving Average 9.30
Relative Strength Index (RSI) 46.96
Average Volume (20 Days) 587,830

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DSE:UCB had revenue of BDT 27.34 billion and earned 148.84 million in profits. Earnings per share was 0.09.

Revenue27.34B
Gross Profit 26.62B
Operating Income 3.71B
Pretax Income 3.71B
Net Income 148.84M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.09
Full Income Statement

Balance Sheet

The company has 33.88 billion in cash and 95.12 billion in debt, with a net cash position of -61.24 billion or -39.50 per share.

Cash & Cash Equivalents 33.88B
Total Debt 95.12B
Net Cash -61.24B
Net Cash Per Share -39.50
Equity (Book Value) 41.24B
Book Value Per Share 23.69
Working Capital -11.71B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -145.11 billion and capital expenditures -249.24 million, giving a free cash flow of -145.36 billion.

Operating Cash Flow -145.11B
Capital Expenditures -249.24M
Depreciation & Amortization n/a
Net Borrowing 29.97B
Free Cash Flow -145.36B
FCF Per Share -93.76
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 13.57%
Pretax Margin 13.57%
Profit Margin 0.54%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

DSE:UCB does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 382.95%
FCF Payout Ratio n/a
Buyback Yield -1.30%
Shareholder Yield -1.30%
Earnings Yield 1.09%
FCF Yield -1,103.00%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 4, 2024. It was a forward split with a ratio of 1.05.

Last Split Date Jun 4, 2024
Split Type Forward
Split Ratio 1.05

Scores

Altman Z-Score n/a
Piotroski F-Score 2