United Commercial Bank PLC (DSE:UCB)

United Commercial Bank Statistics

Total Valuation

DSE:UCB has a market cap or net worth of BDT 13.64 billion.

Market Cap	13.64B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, April 29, 2026.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	n/a

Share Statistics

DSE:UCB has 1.55 billion shares outstanding. The number of shares has decreased by -0.29% in one year.

Current Share Class	1.55B
Shares Outstanding	1.55B
Shares Change (YoY)	-0.29%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.14%
Float	1.54B

Valuation Ratios

The trailing PE ratio is 46.79.

PE Ratio	46.79
Forward PE	n/a
PS Ratio	0.58
PB Ratio	0.34
P/TBV Ratio	0.34
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.55
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 0.73%.

Return on Equity (ROE)	0.73%
Return on Assets (ROA)	0.03%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.80%
Revenue Per Employee	5.26M
Profits Per Employee	65,394
Employee Count	4,459
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:UCB has paid 1.43 billion in taxes.

Income Tax	1.43B
Effective Tax Rate	83.02%

Stock Price Statistics

The stock price has decreased by -12.87% in the last 52 weeks. The beta is 0.05, so DSE:UCB's price volatility has been lower than the market average.

Beta (5Y)	0.05
52-Week Price Change	-12.87%
50-Day Moving Average	9.18
200-Day Moving Average	9.88
Relative Strength Index (RSI)	40.42
Average Volume (20 Days)	1,077,946

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:UCB had revenue of BDT 23.45 billion and earned 291.59 million in profits. Earnings per share was 0.19.

Revenue	23.45B
Gross Profit	22.73B
Operating Income	1.72B
Pretax Income	1.72B
Net Income	291.59M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.19

Balance Sheet

The company has 32.11 billion in cash and 63.88 billion in debt, with a net cash position of -31.76 billion or -20.49 per share.

Cash & Cash Equivalents	32.11B
Total Debt	63.88B
Net Cash	-31.76B
Net Cash Per Share	-20.49
Equity (Book Value)	40.27B
Book Value Per Share	25.97
Working Capital	-643.60B

Cash Flow

In the last 12 months, operating cash flow was -115.51 billion and capital expenditures -1.10 billion, giving a free cash flow of -116.61 billion.

Operating Cash Flow	-115.51B
Capital Expenditures	-1.10B
Depreciation & Amortization	n/a
Net Borrowing	-6.26B
Free Cash Flow	-116.61B
FCF Per Share	-75.21

Margins

Gross Margin	n/a
Operating Margin	7.32%
Pretax Margin	7.32%
Profit Margin	1.24%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

DSE:UCB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	195.48%
Buyback Yield	0.29%
Shareholder Yield	0.29%
Earnings Yield	2.14%
FCF Yield	-854.71%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 4, 2024. It was a forward split with a ratio of 1.05.

Last Split Date	Jun 4, 2024
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	2