United Commercial Bank Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	33,696	21,514	22,455	17,977	23,834	23,994
Investment Securities	138,336	90,757	85,611	79,010	9,384	9,959
Total Investments	138,336	90,757	85,611	79,010	9,384	9,959
Gross Loans	630,355	578,131	510,710	474,737	408,310	356,066
Net Loans	630,355	578,131	510,710	474,737	408,310	356,066
Property, Plant & Equipment	18,990	19,567	19,583	17,027	17,018	14,625
Accrued Interest Receivable	-	2,369	1,933	1,991	-	-
Other Receivables	-	24.3	1.46	503.41	-	-
Restricted Cash	34,980	45,443	36,186	30,939	25,380	24,948
Other Current Assets	-	2,532	2,692	4,946	916.52	2,070
Long-Term Deferred Tax Assets	-	8,742	5,965	5,470	-	-
Other Long-Term Assets	22,595	3,104	2,420	707.61	85,582	66,918
Total Assets	878,952	772,183	687,559	633,307	570,425	498,579
Interest Bearing Deposits	531,548	441,406	376,682	324,700	299,832	274,697
Non-Interest Bearing Deposits	114,500	104,193	126,366	92,968	78,346	69,336
Total Deposits	646,049	545,599	503,048	417,667	378,179	344,033
Current Portion of Long-Term Debt	-	-	-	-	62,935	37,243
Current Income Taxes Payable	-	5,599	3,889	5,698	6,571	5,857
Accrued Interest Payable	-	14,514	6,604	5,188	4,847	5,019
Other Current Liabilities	7,411	6,713	8,436	7,079	8,925	8,457
Long-Term Debt	66,853	81,142	66,590	107,040	26,476	24,998
Long-Term Leases	-	3,627	3,923	4,282	4,661	4,594
Other Long-Term Liabilities	118,294	74,992	53,491	46,175	40,443	32,640
Total Liabilities	838,606	732,186	645,980	593,129	533,036	462,840
Common Stock	15,504	15,504	14,765	14,062	12,784	12,175
Additional Paid-In Capital	1,455	1,455	1,455	1,455	1,455	1,455
Retained Earnings	20,461	20,271	22,261	21,864	20,518	19,316
Comprehensive Income & Other	2,926	2,768	3,097	2,797	2,632	2,793
Total Common Equity	40,346	39,997	41,579	40,178	37,389	35,739
Minority Interest	0	0	0	0	0	0
Shareholders' Equity	40,346	39,997	41,579	40,178	37,389	35,739
Total Liabilities & Equity	878,952	772,183	687,559	633,307	570,425	498,579
Total Debt	66,853	84,769	70,513	111,322	94,071	66,835
Net Cash (Debt)	-33,157	-63,256	-48,058	-93,346	-70,237	-42,841
Net Cash Per Share	-21.90	-41.78	-31.74	-61.59	-45.30	-27.63
Filing Date Shares Outstanding	1,550	1,550	1,550	1,550	1,550	1,550
Total Common Shares Outstanding	1,550	1,550	1,550	1,550	1,550	1,550
Book Value Per Share	26.02	25.80	26.82	25.92	24.12	23.05
Tangible Book Value	40,346	39,997	41,579	40,178	37,389	35,739
Tangible Book Value Per Share	26.02	25.80	26.82	25.92	24.12	23.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.