United Commercial Bank PLC (DSE:UCB)

United Commercial Bank Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul 11, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	16,434	14,263	18,309	18,281	19,559	17,167
Market Cap Growth	-3.75%	-22.10%	0.15%	-6.54%	13.94%	11.32%
Last Close Price	10.60	9.20	11.23	10.78	11.54	9.82
PE Ratio	-	178.16	8.33	5.54	7.80	5.82
PS Ratio	0.69	0.56	0.67	0.76	0.88	0.89
PB Ratio	0.41	0.36	0.44	0.46	0.52	0.48
Debt / Equity Ratio	1.79	2.12	1.70	2.77	2.52	1.87
Return on Equity (ROE)	-1.21%	0.20%	5.38%	8.51%	6.86%	8.54%
Return on Assets (ROA)	-0.07%	0.01%	0.33%	0.55%	0.47%	0.62%
Earnings Yield	-3.02%	0.56%	12.00%	18.04%	12.82%	17.18%
FCF Yield	-269.07%	-315.85%	-222.34%	-317.01%	-315.69%	-210.18%
Dividend Yield	-	-	4.24%	4.21%	-	4.00%
Payout Ratio	-	1655.95%	48.72%	-	24.28%	19.66%
Buyback Yield / Dilution	-0.03%	-	0.11%	2.24%	0.00%	-0.12%
Total Shareholder Return	-	-	4.35%	6.45%	-	3.88%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.