United Commercial Bank PLC (DSE:UCB)

United Commercial Bank Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 3, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	15,194	14,263	18,309	18,281	19,559	17,167
Market Cap Growth	13.95%	-22.10%	0.15%	-6.54%	13.94%	11.32%
Last Close Price	9.80	9.20	11.23	10.78	11.54	9.82
PE Ratio	-	178.16	8.33	5.54	7.80	5.82
PS Ratio	0.76	0.56	0.67	0.76	0.88	0.89
PB Ratio	0.38	0.36	0.44	0.46	0.52	0.48
Debt / Equity Ratio	1.66	2.12	1.70	2.77	2.52	1.87
Net Debt / Equity Ratio	0.82	1.58	1.16	2.32	1.88	1.20
Net Debt / FCF Ratio	-0.39	-1.40	-1.18	-1.61	-1.14	-1.19
Return on Equity (ROE)	-4.07%	0.20%	5.38%	8.51%	6.86%	8.54%
Return on Assets (ROA)	-0.21%	0.01%	0.33%	0.55%	0.47%	0.62%
Earnings Yield	-11.09%	0.56%	12.00%	18.04%	12.82%	17.18%
FCF Yield	-555.81%	-315.85%	-222.34%	-317.01%	-315.69%	-210.18%
Dividend Yield	-	-	4.24%	4.21%	-	4.00%
Payout Ratio	-	1655.95%	48.72%	-	24.28%	19.66%
Buyback Yield / Dilution	2.65%	-	0.11%	2.24%	0.00%	-0.12%
Total Shareholder Return	2.65%	-	4.35%	6.45%	-	3.88%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.