Union Insurance Co. Ltd. (DSE:UNIONINS)

Union Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Apr 11, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	1,418	2,715	1,805	-	-	-
Market Cap Growth	-37.90%	50.40%	-	-	-	-
Enterprise Value	1,288	2,544	1,559	-	-	-
PE Ratio	25.73	31.03	21.04	-	-	-
PS Ratio	2.29	4.28	2.94	-	-	-
PB Ratio	1.58	3.21	2.24	-	-	-
P/FCF Ratio	38.45	482.36	-	-	-	-
P/OCF Ratio	36.72	75.08	28.04	-	-	-
EV/Sales Ratio	2.08	4.01	2.54	-	-	-
EV/EBITDA Ratio	6.29	10.06	8.46	-	-	-
EV/EBIT Ratio	6.58	10.74	9.20	-	-	-
EV/FCF Ratio	34.93	451.84	-	-	-	-
Debt / Equity Ratio	-	0.05	0.02	0.02	0.02	0.09
Debt / EBITDA Ratio	-	0.15	0.09	0.07	0.08	0.30
Debt / FCF Ratio	-	6.75	-	-	0.10	2.52
Quick Ratio	2.01	2.26	2.24	1.64	0.90	0.90
Current Ratio	2.01	3.54	3.65	4.54	3.71	3.65
Asset Turnover	0.41	0.44	0.46	0.58	0.65	0.54
Return on Equity (ROE)	21.55%	27.13%	21.36%	30.89%	13.94%	14.95%
Return on Assets (ROA)	8.05%	10.27%	8.00%	11.39%	6.39%	8.21%
Return on Capital (ROIC)	13.76%	17.33%	13.37%	19.88%	11.43%	13.42%
Earnings Yield	388.79%	8.25%	9.18%	-	-	-
Earnings Yield	388.79%	8.25%	9.18%	-	-	-
FCF Yield	260.11%	0.21%	-0.92%	-	-	-
Dividend Yield	357.14%	1.84%	2.81%	-	-	-
Payout Ratio	1875.49%	10.76%	8.54%	0.05%	14.81%	18.07%
Buyback Yield / Dilution	-28.00%	-	-	-66.67%	-15.00%	-
Total Shareholder Return	329.14%	1.84%	2.81%	-66.67%	-15.00%	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.