Union Insurance Co. Ltd. (DSE: UNIONINS)

Union Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Feb 4, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	1,336	2,715	1,805	-	-	-
Market Cap Growth	-37.90%	50.40%	-	-	-	-
Enterprise Value	1,206	2,544	1,559	-	-	-
PE Ratio	24.23	31.03	21.04	-	-	-
PS Ratio	2.16	4.28	2.94	-	-	-
PB Ratio	1.49	3.21	2.24	-	-	-
P/FCF Ratio	36.21	482.36	-	-	-	-
P/OCF Ratio	43.74	75.08	28.04	-	-	-
EV/Sales Ratio	1.95	4.01	2.54	-	-	-
EV/EBITDA Ratio	5.89	10.06	8.46	-	-	-
EV/EBIT Ratio	6.16	10.74	9.20	-	-	-
EV/FCF Ratio	32.70	451.84	-	-	-	-
Debt / Equity Ratio	-	0.04	0.02	0.02	0.02	0.09
Debt / EBITDA Ratio	-	0.15	0.09	0.07	0.08	0.30
Debt / FCF Ratio	-	6.75	-	-	0.10	2.52
Quick Ratio	2.01	2.26	2.24	1.64	0.90	0.90
Current Ratio	2.01	3.54	3.65	4.54	3.71	3.65
Asset Turnover	0.41	0.44	0.46	0.58	0.65	0.54
Return on Equity (ROE)	21.55%	27.13%	21.36%	30.89%	13.94%	14.95%
Return on Assets (ROA)	8.05%	10.27%	8.00%	11.39%	6.39%	8.21%
Return on Capital (ROIC)	13.76%	17.33%	13.37%	19.88%	11.43%	13.42%
Return on Capital Employed (ROCE)	12.60%	15.80%	12.25%	16.03%	9.61%	12.39%
Earnings Yield	4.13%	8.25%	9.18%	-	-	-
Earnings Yield	4.13%	8.25%	9.18%	-	-	-
FCF Yield	2.76%	0.21%	-0.92%	-	-	-
Dividend Yield	3.75%	1.84%	2.81%	-	-	-
Payout Ratio	18.75%	10.76%	8.55%	0.05%	14.81%	18.07%
Buyback Yield / Dilution	-0.28%	-	-	-66.67%	-15.00%	-
Total Shareholder Return	3.47%	1.84%	2.81%	-66.67%	-15.00%	-

Source: S&P Capital IQ. Insurance template. Financial Sources.