Union Insurance Co. Ltd. (DSE:UNIONINS)

Union Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 9, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,752	1,317	2,715	1,805	-	-
Market Cap Growth	36.60%	-51.52%	50.40%	-	-	-
Enterprise Value	1,652	1,187	2,544	1,559	-	-
PE Ratio	17.87	14.58	31.03	21.04	-	-
PS Ratio	2.22	1.98	4.28	2.94	-	-
PB Ratio	1.89	1.48	3.21	2.24	-	-
P/FCF Ratio	20.57	35.86	482.36	-	-	-
P/OCF Ratio	18.09	35.73	75.08	28.04	-	-
EV/Sales Ratio	2.10	1.78	4.01	2.54	-	-
EV/EBITDA Ratio	6.32	4.53	10.06	8.46	-	-
EV/EBIT Ratio	6.46	4.75	10.74	9.20	-	-
EV/FCF Ratio	19.40	32.32	451.84	-	-	-
Debt / Equity Ratio	-	0.02	0.05	0.02	0.02	0.02
Debt / EBITDA Ratio	-	0.06	0.15	0.09	0.07	0.08
Debt / FCF Ratio	-	0.42	6.75	-	-	0.10
Quick Ratio	2.01	2.31	2.26	2.24	1.64	0.90
Current Ratio	2.01	3.45	3.54	3.65	4.54	3.71
Asset Turnover	-	0.43	0.44	0.46	0.58	0.65
Return on Equity (ROE)	-	28.09%	27.13%	21.36%	30.89%	13.94%
Return on Assets (ROA)	-	10.10%	10.27%	8.00%	11.39%	6.39%
Return on Invested Capital (ROIC)	26.41%	26.77%	26.28%	20.64%	31.54%	14.09%
Earnings Yield	5.59%	18.49%	8.25%	9.18%	-	-
FCF Yield	4.86%	2.79%	0.21%	-0.92%	-	-
Dividend Yield	2.76%	3.79%	1.90%	2.90%	-	-
Payout Ratio	29.53%	20.53%	10.76%	8.54%	0.05%	14.81%
Buyback Yield / Dilution	-0.17%	-	-	-	-66.67%	-15.00%
Total Shareholder Return	2.59%	3.79%	1.90%	2.90%	-66.67%	-15.00%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.