Union Insurance PLC (DSE:UNIONINS)
Bangladesh · Delayed Price · Currency is BDT 50.40
+0.20 (0.40%)
At close: Sep 3, 2026
Union Insurance Ratios and Metrics
Market cap in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 2,439 | 1,776 | 1,317 | 2,715 | 1,805 | - | |
Market Cap Growth | 36.59% | 34.93% | -51.52% | 50.40% | - | - |
Enterprise Value | 2,336 | 1,676 | 1,187 | 2,544 | 1,559 | - |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 25.36 | 19.36 | 14.58 | 31.03 | 21.04 | - |
PS Ratio | 4.02 | 2.47 | 1.98 | 4.28 | 2.94 | - |
PB Ratio | 2.46 | 1.91 | 1.48 | 3.21 | 2.24 | - |
P/FCF Ratio | 32.71 | 41.60 | 35.86 | 482.36 | - | - |
P/OCF Ratio | 30.00 | 31.16 | 35.73 | 75.08 | 28.04 | - |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 3.85 | 2.33 | 1.78 | 4.01 | 2.54 | - |
EV/EBITDA Ratio | 5.86 | 4.40 | 4.53 | 10.06 | 8.46 | - |
EV/EBIT Ratio | 6.05 | 4.51 | 4.75 | 10.74 | 9.20 | - |
EV/FCF Ratio | 31.33 | 39.25 | 32.32 | 451.84 | - | - |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | - | 0.01 | 0.02 | 0.05 | 0.02 | 0.02 |
Debt / EBITDA Ratio | - | 0.03 | 0.06 | 0.15 | 0.09 | 0.07 |
Debt / FCF Ratio | - | 0.23 | 0.42 | 6.75 | - | - |
Net Debt / Equity Ratio | -0.10 | -0.08 | -0.11 | -0.14 | -0.23 | -0.50 |
Net Debt / EBITDA Ratio | -0.26 | -0.19 | -0.38 | -0.48 | -1.02 | -1.63 |
Net Debt / FCF Ratio | -1.38 | -1.69 | -2.71 | -21.72 | 11.35 | 3909.51 |
Quick Ratio | 2.02 | 0.18 | 0.29 | 2.25 | 0.68 | 1.64 |
Current Ratio | 2.02 | 3.27 | 3.45 | 3.54 | 3.65 | 4.54 |
Asset Turnover | 0.36 | 0.43 | 0.43 | 0.44 | 0.46 | 0.58 |
Return on Equity (ROE) | 38.29% | 40.21% | 28.09% | 27.13% | 21.36% | 30.89% |
Return on Assets (ROA) | 14.42% | 13.97% | 10.10% | 10.27% | 8.00% | 11.39% |
Return on Invested Capital (ROIC) | 37.73% | 39.50% | 26.77% | 26.28% | 20.64% | 31.54% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 3.94% | 20.58% | 18.49% | 8.25% | 9.18% | - |
FCF Yield | 3.06% | 2.40% | 2.79% | 0.21% | -0.92% | - |
Dividend Yield | 1.99% | 2.79% | 3.89% | 1.94% | 2.97% | - |
Payout Ratio | 12.53% | 15.92% | 20.53% | 10.76% | 8.54% | 0.05% |
Buyback Yield / Dilution | -0.14% | - | - | - | - | -66.67% |
Total Shareholder Return | 1.86% | 2.79% | 3.89% | 1.94% | 2.97% | -66.67% |