Bangladesh · Delayed Price · Currency is BDT Union Insurance Statistics
Total Valuation
Union Insurance has a market cap or net worth of BDT 2.61 billion. The enterprise value is 2.51 billion.
| Market Cap | 2.61B |
| Enterprise Value | 2.51B |
Important Dates
The last earnings date was Thursday, July 23, 2026.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Jun 28, 2026 |
Share Statistics
Union Insurance has 48.40 million shares outstanding. The number of shares has increased by 0.14% in one year.
| Current Share Class | 48.40M |
| Shares Outstanding | 48.40M |
| Shares Change (YoY) | +0.14% |
| Shares Change (QoQ) | +0.78% |
| Owned by Insiders (%) | 60.00% |
| Owned by Institutions (%) | n/a |
| Float | 20.82M |
Valuation Ratios
The trailing PE ratio is 27.12.
| PE Ratio | 27.12 |
| Forward PE | n/a |
| PS Ratio | 4.30 |
| PB Ratio | 2.63 |
| P/TBV Ratio | 2.63 |
| P/FCF Ratio | 34.98 |
| P/OCF Ratio | 32.08 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.29, with an EV/FCF ratio of 33.60.
| EV / Earnings | 26.04 |
| EV / Sales | 4.13 |
| EV / EBITDA | 6.29 |
| EV / EBIT | 6.49 |
| EV / FCF | 33.60 |
Financial Position
The company has a current ratio of 2.02
| Current Ratio | 2.02 |
| Quick Ratio | 2.02 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 1,561.58 |
Financial Efficiency
Return on equity (ROE) is 38.29% and return on invested capital (ROIC) is 37.73%.
| Return on Equity (ROE) | 38.29% |
| Return on Assets (ROA) | 14.42% |
| Return on Invested Capital (ROIC) | 37.73% |
| Return on Capital Employed (ROCE) | 38.99% |
| Weighted Average Cost of Capital (WACC) | 4.11% |
| Revenue Per Employee | 1.06M |
| Profits Per Employee | 168,819 |
| Employee Count | 596 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Union Insurance has paid 17.60 million in taxes.
| Income Tax | 17.60M |
| Effective Tax Rate | 4.54% |
Stock Price Statistics
The stock price has increased by +57.60% in the last 52 weeks. The beta is -0.03, so Union Insurance's price volatility has been lower than the market average.
| Beta (5Y) | -0.03 |
| 52-Week Price Change | +57.60% |
| 50-Day Moving Average | 46.31 |
| 200-Day Moving Average | 37.26 |
| Relative Strength Index (RSI) | 62.50 |
| Average Volume (20 Days) | 701,591 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Union Insurance had revenue of BDT 606.11 million and earned 96.23 million in profits. Earnings per share was 1.99.
| Revenue | 606.11M |
| Gross Profit | 636.47M |
| Operating Income | 386.21M |
| Pretax Income | 387.70M |
| Net Income | 96.23M |
| EBITDA | 398.51M |
| EBIT | 386.21M |
| Earnings Per Share (EPS) | 1.99 |
Balance Sheet
The company has 103.04 million in cash and no debt, with a net cash position of 103.04 million or 2.13 per share.
| Cash & Cash Equivalents | 103.04M |
| Total Debt | n/a |
| Net Cash | 103.04M |
| Net Cash Per Share | 2.13 |
| Equity (Book Value) | 990.63M |
| Book Value Per Share | 20.47 |
| Working Capital | 781.59M |
Cash Flow
In the last 12 months, operating cash flow was 81.32 million and capital expenditures -6.74 million, giving a free cash flow of 74.59 million.
| Operating Cash Flow | 81.32M |
| Capital Expenditures | -6.74M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 74.59M |
| FCF Per Share | 1.54 |
Margins
Gross margin is 105.01%, with operating and profit margins of 63.72% and 61.06%.
| Gross Margin | 105.01% |
| Operating Margin | 63.72% |
| Pretax Margin | 63.97% |
| Profit Margin | 61.06% |
| EBITDA Margin | 65.75% |
| EBIT Margin | 63.72% |
| FCF Margin | 12.31% |
Dividends & Yields
This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 1.86%.
| Dividend Per Share | 1.00 |
| Dividend Yield | 1.86% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 12.53% |
| Buyback Yield | -0.14% |
| Shareholder Yield | 1.72% |
| Earnings Yield | 3.69% |
| FCF Yield | 2.86% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |