Union Insurance PLC (DSE:UNIONINS)

Bangladesh · Delayed Price · Currency is BDT

50.70

+2.10 (4.32%)

At close: Jul 26, 2026

Union Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 31, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	-	666.54	634.02	613.17	641.25	583.11
Revenue Growth	-	5.13%	3.40%	-4.38%	9.97%	36.51%
Operating Income	-	249.73	236.88	169.6	203.01	92.42
Net Income	-	90.32	87.5	85.8	46.06	62.13
Earnings Per Share	-	1.87	1.81	1.77	0.95	2.14
EPS Growth	-	3.23%	2.13%	86.01%	-55.52%	-18.82%

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 31, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	98.33	115.01	160.24	207.4	385.26	188.63
Total Debt	-	15.51	37.98	18.53	15.75	10.79
Net Cash (Debt)	98.33	99.49	122.26	188.87	369.51	177.84
Net Cash Growth	-1.17%	-18.63%	-35.27%	-48.88%	107.78%	45.02%
Net Cash Per Share	2.04	2.06	2.53	3.90	7.63	6.12

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 31, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	-	36.85	36.17	64.4	99.87	152.61
Capital Expenditures	-	-0.13	-30.54	-81.03	-99.96	-44.29
Free Cash Flow	-	36.72	5.63	-16.64	-0.09	108.32
Free Cash Flow Growth	-	552.24%	-	-	-	595.35%

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 31, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Margin	-	37.47%	37.36%	27.66%	31.66%	15.85%
Pretax Margin	-	38.14%	37.30%	28.01%	30.36%	14.90%
Profit Margin	-	13.55%	13.80%	13.99%	7.18%	10.66%
FCF Margin	-	5.51%	0.89%	-2.71%	-0.01%	18.58%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	1.000	1.000	1.000	0.500
Dividend Per Share Growth	0%	0%	0%	100.00%	-
Dividend Yield	2.06%	3.89%	1.94%	2.97%	-

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '26 Jul 27, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	-	14.58	31.03	21.04	-	-
P/FCF Ratio	27.62	35.86	482.36	-	-	-
PS Ratio	-	1.98	4.28	2.94	-	-