Bangladesh
· Delayed Price · Currency is BDT Union Insurance Statistics
Total Valuation
Union Insurance has a market cap or net worth of BDT 1.49 billion. The enterprise value is 1.37 billion.
| Market Cap | 1.49B |
| Enterprise Value | 1.37B |
Important Dates
The last earnings date was Thursday, June 19, 2025.
| Earnings Date | Jun 19, 2025 |
| Ex-Dividend Date | Jul 16, 2025 |
Share Statistics
Union Insurance has 48.40 million shares outstanding. The number of shares has decreased by -0.45% in one year.
| Current Share Class | 48.40M |
| Shares Outstanding | 48.40M |
| Shares Change (YoY) | -0.45% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 60.00% |
| Owned by Institutions (%) | n/a |
| Float | 19.36M |
Valuation Ratios
The trailing PE ratio is 16.38.
| PE Ratio | 16.38 |
| Forward PE | n/a |
| PS Ratio | 2.07 |
| PB Ratio | 1.62 |
| P/TBV Ratio | 1.62 |
| P/FCF Ratio | 34.66 |
| P/OCF Ratio | 34.52 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.32, with an EV/FCF ratio of 32.03.
| EV / Earnings | 15.16 |
| EV / Sales | 1.92 |
| EV / EBITDA | 5.32 |
| EV / EBIT | 5.57 |
| EV / FCF | 32.03 |
Financial Position
The company has a current ratio of 2.12
| Current Ratio | 2.12 |
| Quick Ratio | 2.11 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 1,179.57 |
Financial Efficiency
Return on equity (ROE) is 27.11% and return on invested capital (ROIC) is 17.13%.
| Return on Equity (ROE) | 27.11% |
| Return on Assets (ROA) | 10.84% |
| Return on Invested Capital (ROIC) | 17.13% |
| Return on Capital Employed (ROCE) | 26.77% |
| Revenue Per Employee | 1.20M |
| Profits Per Employee | 151,938 |
| Employee Count | 596 |
| Asset Turnover | 0.51 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Union Insurance has paid 7.10 million in taxes.
| Income Tax | 7.10M |
| Effective Tax Rate | 2.83% |
Stock Price Statistics
The stock price has decreased by -29.72% in the last 52 weeks. The beta is -0.16, so Union Insurance's price volatility has been lower than the market average.
| Beta (5Y) | -0.16 |
| 52-Week Price Change | -29.72% |
| 50-Day Moving Average | 27.72 |
| 200-Day Moving Average | 27.52 |
| Relative Strength Index (RSI) | 71.20 |
| Average Volume (20 Days) | 185,765 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Union Insurance had revenue of BDT 716.96 million and earned 90.55 million in profits. Earnings per share was 1.87.
| Revenue | 716.96M |
| Gross Profit | 467.00M |
| Operating Income | 246.29M |
| Pretax Income | 250.78M |
| Net Income | 90.55M |
| EBITDA | 257.98M |
| EBIT | 246.29M |
| Earnings Per Share (EPS) | 1.87 |
Balance Sheet
The company has 112.95 million in cash and n/a in debt, giving a net cash position of 112.95 million or 2.33 per share.
| Cash & Cash Equivalents | 112.95M |
| Total Debt | n/a |
| Net Cash | 112.95M |
| Net Cash Per Share | 2.33 |
| Equity (Book Value) | 919.93M |
| Book Value Per Share | 19.01 |
| Working Capital | 708.60M |
Cash Flow
In the last 12 months, operating cash flow was 43.04 million and capital expenditures -170,754, giving a free cash flow of 42.87 million.
| Operating Cash Flow | 43.04M |
| Capital Expenditures | -170,754 |
| Free Cash Flow | 42.87M |
| FCF Per Share | 0.89 |
Margins
Gross margin is 65.14%, with operating and profit margins of 34.35% and 33.99%.
| Gross Margin | 65.14% |
| Operating Margin | 34.35% |
| Pretax Margin | 34.98% |
| Profit Margin | 33.99% |
| EBITDA Margin | 35.98% |
| EBIT Margin | 34.35% |
| FCF Margin | 5.98% |
Dividends & Yields
This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.36%.
| Dividend Per Share | 1.00 |
| Dividend Yield | 3.36% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 19.71% |
| Buyback Yield | 0.45% |
| Shareholder Yield | 3.81% |
| Earnings Yield | 6.09% |
| FCF Yield | 2.89% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |