Bangladesh · Delayed Price · Currency is BDT Union Insurance Statistics
Total Valuation
Union Insurance has a market cap or net worth of BDT 1.78 billion. The enterprise value is 1.68 billion.
| Market Cap | 1.78B |
| Enterprise Value | 1.68B |
Important Dates
The last earnings date was Wednesday, July 30, 2025.
| Earnings Date | Jul 30, 2025 |
| Ex-Dividend Date | Jul 16, 2025 |
Share Statistics
Union Insurance has 48.40 million shares outstanding. The number of shares has decreased by -0.10% in one year.
| Current Share Class | 48.40M |
| Shares Outstanding | 48.40M |
| Shares Change (YoY) | -0.10% |
| Shares Change (QoQ) | -0.05% |
| Owned by Insiders (%) | 60.00% |
| Owned by Institutions (%) | n/a |
| Float | 19.36M |
Valuation Ratios
The trailing PE ratio is 18.63.
| PE Ratio | 18.63 |
| Forward PE | n/a |
| PS Ratio | 2.46 |
| PB Ratio | 1.89 |
| P/TBV Ratio | 1.89 |
| P/FCF Ratio | 43.47 |
| P/OCF Ratio | 34.28 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.39, with an EV/FCF ratio of 41.00.
| EV / Earnings | 17.58 |
| EV / Sales | 2.32 |
| EV / EBITDA | 6.39 |
| EV / EBIT | 6.62 |
| EV / FCF | 41.00 |
Financial Position
The company has a current ratio of 2.12
| Current Ratio | 2.12 |
| Quick Ratio | 2.12 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 1,214.35 |
Financial Efficiency
Return on equity (ROE) is 27.06% and return on invested capital (ROIC) is 17.24%.
| Return on Equity (ROE) | 27.06% |
| Return on Assets (ROA) | 10.07% |
| Return on Invested Capital (ROIC) | 17.24% |
| Return on Capital Employed (ROCE) | 26.90% |
| Revenue Per Employee | 1.21M |
| Profits Per Employee | 160,330 |
| Employee Count | 596 |
| Asset Turnover | 0.46 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Union Insurance has paid 9.36 million in taxes.
| Income Tax | 9.36M |
| Effective Tax Rate | 3.63% |
Stock Price Statistics
The stock price has increased by +1.10% in the last 52 weeks. The beta is -0.16, so Union Insurance's price volatility has been lower than the market average.
| Beta (5Y) | -0.16 |
| 52-Week Price Change | +1.10% |
| 50-Day Moving Average | 29.37 |
| 200-Day Moving Average | 27.57 |
| Relative Strength Index (RSI) | 75.90 |
| Average Volume (20 Days) | 627,005 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Union Insurance had revenue of BDT 723.23 million and earned 95.56 million in profits. Earnings per share was 1.98.
| Revenue | 723.23M |
| Gross Profit | 474.26M |
| Operating Income | 253.55M |
| Pretax Income | 258.05M |
| Net Income | 95.56M |
| EBITDA | 263.03M |
| EBIT | 253.55M |
| Earnings Per Share (EPS) | 1.98 |
Balance Sheet
The company has 101.51 million in cash and n/a in debt, giving a net cash position of 101.51 million or 2.10 per share.
| Cash & Cash Equivalents | 101.51M |
| Total Debt | n/a |
| Net Cash | 101.51M |
| Net Cash Per Share | 2.10 |
| Equity (Book Value) | 942.66M |
| Book Value Per Share | 19.48 |
| Working Capital | 728.92M |
Cash Flow
In the last 12 months, operating cash flow was 51.96 million and capital expenditures -10.99 million, giving a free cash flow of 40.97 million.
| Operating Cash Flow | 51.96M |
| Capital Expenditures | -10.99M |
| Free Cash Flow | 40.97M |
| FCF Per Share | 0.85 |
Margins
Gross margin is 65.58%, with operating and profit margins of 35.06% and 34.39%.
| Gross Margin | 65.58% |
| Operating Margin | 35.06% |
| Pretax Margin | 35.68% |
| Profit Margin | 34.39% |
| EBITDA Margin | 36.37% |
| EBIT Margin | 35.06% |
| FCF Margin | 5.67% |
Dividends & Yields
This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 2.72%.
| Dividend Per Share | 1.00 |
| Dividend Yield | 2.72% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 18.76% |
| Buyback Yield | 0.10% |
| Shareholder Yield | 2.82% |
| Earnings Yield | 5.36% |
| FCF Yield | 2.30% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |