KBC Group NV (EBR:KBC)
Belgium flag Belgium · Delayed Price · Currency is EUR
117.40
+0.35 (0.30%)
Nov 6, 2026, 5:35 PM CET

KBC Group NV Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
12,55011,92510,94011,2399,7327,905
Revenue Growth
10.96%9.00%-2.66%15.48%23.11%29.12%
Net Income
3,5823,4513,3313,3382,7682,564
Earnings Per Share
9.028.698.338.046.646.15
EPS Growth
3.64%4.38%3.58%21.12%7.96%84.09%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Belgium Business
7,3657,0986,4566,4306,0045,063
Czech Republic Business
2,6512,5182,3462,2901,9771,648
International Markets - Hungary
1,2771,2021,1271,037847614
International Markets - Slovakia
625512503454422372
International Markets - Bulgaria
904848821744490270
Group Centre
-272-253-285-192-94-178
Total
12,55011,92510,96811,2399,8817,893

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
50,83277,88877,93367,30978,16678,034
Total Debt
53,15053,84853,55736,83837,24429,235
Net Cash (Debt)
-2,31824,04024,37630,47140,92248,799
Net Cash Growth
--1.38%-20.00%-25.54%-16.14%39.68%
Net Cash Per Share
-5.8460.5560.9473.4298.13117.02

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-9,7874,2019,848-20,19410,79114,043
Capital Expenditures
-960-945-995-988-575-603
Free Cash Flow
-10,7473,2568,853-21,18210,21613,440
Free Cash Flow Growth
--63.22%---23.99%-47.77%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
28.54%28.94%30.45%29.70%28.44%32.44%
FCF Margin
-85.63%27.30%80.92%-188.47%104.97%170.02%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
5.1005.1004.1504.1504.0004.000
Dividend Per Share Growth
22.89%22.89%0%3.75%0%63.93%
Dividend Yield
4.34%4.58%5.57%7.02%6.66%5.30%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.0112.798.877.249.0512.26
Forward PE
11.1512.169.717.869.6012.45
P/FCF Ratio
-13.553.34-2.452.34
PS Ratio
3.713.702.702.152.573.98