KBC Group NV Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,025	34,060	47,059	34,752	52,664	43,799
Investment Securities	116,568	115,047	96,769	96,714	86,782	90,294
Trading Asset Securities	13,118	10,738	9,791	7,056	5,316	9,257
Total Investments	129,686	125,785	106,560	103,770	92,098	99,551
Gross Loans	217,925	213,496	196,475	188,435	183,517	166,853
Allowance for Loan Losses	-2,687	-2,492	-2,448	-2,474	-2,619	-2,573
Other Adjustments to Gross Loans	-	-763	-689	-627	-468	-340
Net Loans	215,238	210,241	193,338	185,334	180,430	163,940
Property, Plant & Equipment	4,280	3,577	3,396	3,217	2,989	3,050
Goodwill	-	1,239	1,221	1,240	1,346	913
Other Intangible Assets	3,013	1,460	1,254	1,115	985	836
Investments in Real Estate	-	363	585	485	571	518
Other Receivables	146	68	59	176	174	661
Other Current Assets	302	952	593	631	8,615	10,442
Long-Term Deferred Tax Assets	546	530	942	724	1,001	1,117
Other Long-Term Assets	20,127	19,097	18,041	15,477	13,672	15,519
Total Assets	396,820	397,372	373,048	346,921	354,545	340,346
Accrued Expenses	-	1,069	1,008	953	1,090	409
Interest Bearing Deposits	153,813	158,431	145,867	140,712	133,577	131,930
Non-Interest Bearing Deposits	122,588	115,552	110,090	107,568	125,030	112,098
Total Deposits	276,401	273,983	255,957	248,280	258,607	244,028
Short-Term Borrowings	22,444	26,510	25,594	10,632	18,263	9,145
Current Income Taxes Payable	199	113	121	99	150	87
Other Current Liabilities	1,771	1,465	999	1,549	1,058	1,649
Long-Term Debt	26,648	27,334	27,958	26,143	18,913	20,090
Long-Term Leases	-	4	5	63	68	-
Long-Term Unearned Revenue	-	-	-	-	-	832
Pension & Post-Retirement Benefits	-	61	41	93	93	184
Long-Term Deferred Tax Liabilities	504	524	349	373	312	348
Other Long-Term Liabilities	40,569	38,324	36,705	34,476	34,172	40,497
Total Liabilities	368,536	369,387	348,737	322,661	332,726	317,269
Common Stock	1,462	1,462	1,462	1,461	1,461	1,460
Additional Paid-In Capital	5,576	5,576	5,564	5,548	5,542	5,528
Retained Earnings	18,121	17,589	15,724	14,332	12,626	14,271
Treasury Stock	-1,300	-1,300	-1,300	-497	-	-
Comprehensive Income & Other	4,314	4,577	2,861	3,416	2,190	1,818
Total Common Equity	28,173	27,904	24,311	24,260	21,819	23,077
Minority Interest	111	81	-	-	-	-
Shareholders' Equity	28,284	27,985	24,311	24,260	21,819	23,077
Total Liabilities & Equity	396,820	397,372	373,048	346,921	354,545	340,346
Total Debt	49,092	53,848	53,557	36,838	37,244	29,235
Net Cash (Debt)	-1,952	24,040	24,376	30,471	40,922	48,799
Net Cash Growth	-	-1.38%	-20.00%	-25.54%	-16.14%	39.68%
Net Cash Per Share	-4.92	60.55	60.94	73.42	98.13	117.02
Filing Date Shares Outstanding	396.68	396.68	396.56	408.5	417.17	416.88
Total Common Shares Outstanding	396.68	396.68	396.56	408.5	417.17	416.88
Book Value Per Share	64.72	64.04	56.60	53.88	48.71	51.76
Tangible Book Value	25,160	25,205	21,836	21,905	19,488	21,328
Tangible Book Value Per Share	57.12	57.24	50.36	48.11	43.12	47.56