KBC Group NV (EBR:KBC)
131.00
-1.40 (-1.06%)
Aug 31, 2026, 5:35 PM CET
KBC Group NV Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 18,148 | 17,349 | 19,746 | 20,170 | 11,225 | 6,320 |
Interest Income on Investments | 88 | 77 | 57 | 59 | 59 | 45 |
Total Interest Income | 18,236 | 17,426 | 19,803 | 20,229 | 11,284 | 6,365 |
Interest Paid on Deposits | 11,536 | 11,284 | 14,172 | 14,697 | 6,063 | 1,869 |
Net Interest Income | 6,700 | 6,142 | 5,631 | 5,532 | 5,221 | 4,496 |
Net Interest Income Growth | 15.10% | 9.07% | 1.79% | 5.96% | 16.13% | -0.53% |
Gain (Loss) on Sale of Assets | - | - | - | 405 | 68 | 13 |
Gain (Loss) on Sale of Investments | -30 | -28 | -34 | -11 | -101 | 6 |
Other Non-Interest Income | 6,229 | 6,084 | 5,542 | 5,297 | 4,698 | 3,056 |
Total Non-Interest Income | 6,199 | 6,056 | 5,508 | 5,691 | 4,665 | 3,075 |
Non-Interest Income Growth | 7.71% | 9.95% | -3.22% | 21.99% | 51.71% | 14.91% |
Revenues Before Loan Losses | 12,899 | 12,198 | 11,139 | 11,223 | 9,886 | 7,571 |
Provision for Loan Losses | 349 | 273 | 199 | -16 | 154 | -334 |
| 12,550 | 11,925 | 10,940 | 11,239 | 9,732 | 7,905 | |
Revenue Growth | 10.96% | 9.00% | -2.66% | 15.48% | 23.11% | 29.12% |
Salaries and Employee Benefits | - | - | - | - | - | 2,457 |
Occupancy Expenses | - | - | - | - | - | 356 |
Selling, General & Administrative | 384 | 366 | 361 | 373 | 333 | 1,058 |
Other Non-Interest Expense | 7,282 | 6,941 | 6,708 | 6,484 | 5,993 | 532 |
Total Non-Interest Expense | 7,658 | 7,301 | 6,989 | 6,861 | 6,336 | 4,408 |
EBT Excluding Unusual Items | 4,892 | 4,624 | 3,951 | 4,378 | 3,396 | 3,497 |
Asset Writedown | -64 | -38 | -38 | -92 | -52 | -52 |
Legal Settlements | - | - | 28 | 2 | 149 | 6 |
Other Unusual Items | - | - | - | - | - | -26 |
Pretax Income | 4,821 | 4,579 | 3,941 | 4,179 | 3,488 | 3,418 |
Income Tax Expense | 1,106 | 1,010 | 527 | 778 | 670 | 804 |
Earnings From Continuing Operations | 3,715 | 3,569 | 3,414 | 3,401 | 2,818 | 2,614 |
Minority Interest in Earnings | -2 | -1 | 1 | 1 | - | - |
Net Income | 3,713 | 3,568 | 3,415 | 3,402 | 2,818 | 2,614 |
Preferred Dividends & Other Adjustments | 131 | 117 | 84 | 64 | 50 | 50 |
Net Income to Common | 3,582 | 3,451 | 3,331 | 3,338 | 2,768 | 2,564 |
Net Income Growth | 3.08% | 3.60% | -0.21% | 20.59% | 7.96% | 84.46% |
Basic Shares Outstanding | 397 | 397 | 400 | 415 | 417 | 417 |
Diluted Shares Outstanding | 397 | 397 | 400 | 415 | 417 | 417 |
Shares Change | -0.54% | -0.75% | -3.61% | -0.48% | - | 0.24% |
EPS (Basic) | 9.02 | 8.69 | 8.33 | 8.04 | 6.64 | 6.15 |
EPS (Diluted) | 9.02 | 8.69 | 8.33 | 8.04 | 6.64 | 6.15 |
EPS Growth | 3.64% | 4.38% | 3.58% | 21.12% | 7.96% | 84.09% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 5.100 | 5.100 | 4.150 | 4.150 | 4.000 | 4.000 |
Dividend Growth | -0.97% | 22.89% | 0% | 3.75% | 0% | 63.93% |
Effective Tax Rate | 22.94% | 22.06% | 13.37% | 18.62% | 19.21% | 23.52% |