EGX:CIEB Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	18,958	18,655	17,947	11,952	6,331	5,206
Interest Income on Investments	50.76	28.4	35.54	8.66	5.18	10.77
Total Interest Income	19,009	18,683	17,982	11,961	6,336	5,217
Interest Paid on Deposits	7,783	7,836	6,862	4,497	2,503	2,254
Net Interest Income	11,225	10,847	11,121	7,464	3,833	2,962
Net Interest Income Growth	0.40%	-2.47%	48.99%	94.72%	29.40%	2.76%
Income From Trading Activities	715.24	571.95	841.07	417.07	300.74	293.94
Gain (Loss) on Sale of Assets	14.31	20.36	27.6	8.96	3.01	48.92
Gain (Loss) on Sale of Investments	169.12	107.27	114.18	154.17	58.93	26.51
Other Non-Interest Income	1,627	1,622	1,467	1,454	836.77	576.71
Total Non-Interest Income	2,526	2,322	2,450	2,034	1,199	946.07
Non-Interest Income Growth	16.01%	-5.24%	20.44%	69.60%	26.78%	20.95%
Revenues Before Loan Losses	13,751	13,169	13,571	9,498	5,033	3,908
Provision for Loan Losses	669.93	508.93	327.19	299.14	195.18	314.84
Revenue	13,081	12,660	13,244	9,199	4,837	3,593
Revenue Growth	-0.13%	-4.41%	43.97%	90.17%	34.62%	8.88%
Salaries and Employee Benefits	-	-	-	1,040	-	689.64
Selling, General & Administrative	3,754	3,463	2,759	1,114	1,639	658.69
Other Non-Interest Expense	-111.69	43.17	-182.19	128.06	-109.87	12.55
Total Non-Interest Expense	3,642	3,506	2,577	2,282	1,529	1,361
EBT Excluding Unusual Items	9,439	9,153	10,667	6,917	3,309	2,233
Pretax Income	9,439	9,153	10,667	6,917	3,309	2,233
Income Tax Expense	2,446	2,193	2,637	1,751	890.78	623.4
Earnings From Continuing Operations	6,994	6,960	8,030	5,166	2,418	1,609
Minority Interest in Earnings	-0	-0	-0	-0	-0	-0
Net Income	6,994	6,960	8,030	5,166	2,418	1,609
Preferred Dividends & Other Adjustments	767.81	763.25	879.95	-	-	-
Net Income to Common	6,226	6,197	7,150	5,166	2,418	1,609
Net Income Growth	-8.04%	-13.34%	38.40%	113.68%	50.25%	17.35%
Basic Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Diluted Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Shares Change	-3.08%	-	-	-	-	-
EPS (Basic)	4.98	4.96	5.72	4.13	1.93	1.29
EPS (Diluted)	4.98	4.96	5.72	4.13	1.93	1.29
EPS Growth	-5.12%	-13.34%	38.40%	113.68%	50.25%	17.35%
Dividend Per Share	-	-	3.200	1.146	-	0.740
Dividend Growth	-	-	179.33%	-	-	-
Effective Tax Rate	25.91%	23.96%	24.72%	25.31%	26.92%	27.92%