Housing and Development Bank- Egypt (S.A.E) (EGX:HDBK)
Egypt
· Delayed Price · Currency is EGP 65.80
+0.55 (0.84%)
At close: Jun 4, 2025
EGX:HDBK Income Statement
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 33,338 | 29,012 | 17,015 | 10,025 | 6,963 | 6,043 | Upgrade
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| Interest Income on Investments | 9.42 | 11.84 | 8.57 | 12.67 | 5.79 | 5.8 | Upgrade
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| Total Interest Income | 33,347 | 29,024 | 17,023 | 10,037 | 6,969 | 6,049 | Upgrade
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| Interest Paid on Deposits | 11,205 | 10,102 | 6,577 | 5,120 | 3,689 | 3,219 | Upgrade
|
| Net Interest Income | 22,142 | 18,921 | 10,446 | 4,917 | 3,280 | 2,830 | Upgrade
|
| Net Interest Income Growth (YoY) | 82.63% | 81.14% | 112.45% | 49.89% | 15.91% | -5.73% | Upgrade
|
| Income From Trading Activities | 114.65 | 104.04 | 110.89 | 83.47 | 65.29 | 54.7 | Upgrade
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| Gain (Loss) on Sale of Assets | 6.8 | 6.3 | 6.02 | 4.18 | 2.74 | 14.25 | Upgrade
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| Gain (Loss) on Sale of Investments | -4.13 | -0.01 | - | -0.7 | - | - | Upgrade
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| Gain (Loss) on Sale of Equity Investments | 1,071 | 1,230 | 537.53 | 447.77 | 248.81 | 267.65 | Upgrade
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| Other Non-Interest Income | 1,564 | 1,460 | 1,441 | 1,183 | 974.9 | 875.93 | Upgrade
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| Total Non-Interest Income | 2,753 | 2,800 | 2,095 | 1,718 | 1,292 | 1,213 | Upgrade
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| Non-Interest Income Growth (YoY) | 13.48% | 33.64% | 21.99% | 32.97% | 6.53% | -32.88% | Upgrade
|
| Revenues Before Loan Losses | 24,895 | 21,722 | 12,541 | 6,635 | 4,572 | 4,043 | Upgrade
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| Provision for Loan Losses | 1,300 | 1,476 | 953.19 | 645.08 | 161.63 | -178.83 | Upgrade
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| Revenue | 23,595 | 20,246 | 11,588 | 5,990 | 4,410 | 4,221 | Upgrade
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| Revenue Growth (YoY) | 74.55% | 74.71% | 93.47% | 35.80% | 4.48% | -3.92% | Upgrade
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| Salaries and Employee Benefits | 1,467 | 1,346 | 1,132 | 951.52 | 774.67 | 686 | Upgrade
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| Selling, General & Administrative | 2,701 | 2,324 | 1,616 | 1,189 | 962.41 | 813.57 | Upgrade
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| Other Non-Interest Expense | -67.13 | -40.46 | -4.65 | -9.92 | -206.4 | -121.79 | Upgrade
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| Total Non-Interest Expense | 4,147 | 3,675 | 2,780 | 2,173 | 1,565 | 1,412 | Upgrade
|
| EBT Excluding Unusual Items | 19,448 | 16,571 | 8,808 | 3,816 | 2,846 | 2,810 | Upgrade
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| Legal Settlements | -14.93 | -12.94 | -5.19 | 92.5 | 22.16 | -0.58 | Upgrade
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| Pretax Income | 19,433 | 16,558 | 8,803 | 3,909 | 2,868 | 2,809 | Upgrade
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| Income Tax Expense | 4,829 | 4,104 | 2,244 | 1,183 | 839.61 | 749 | Upgrade
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| Earnings From Continuing Operations | 14,604 | 12,454 | 6,560 | 2,726 | 2,028 | 2,060 | Upgrade
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| Minority Interest in Earnings | -26.37 | -27.99 | -20.05 | -15.94 | -12.15 | -9.9 | Upgrade
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| Net Income | 14,578 | 12,426 | 6,540 | 2,710 | 2,016 | 2,050 | Upgrade
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| Net Income to Common | 14,578 | 12,426 | 6,540 | 2,710 | 2,016 | 2,050 | Upgrade
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| Net Income Growth | 81.93% | 90.01% | 141.32% | 34.42% | -1.68% | -7.38% | Upgrade
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| Basic Shares Outstanding | 531 | 531 | 531 | 531 | 531 | 531 | Upgrade
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| Diluted Shares Outstanding | 531 | 531 | 531 | 531 | 531 | 531 | Upgrade
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| EPS (Basic) | 27.44 | 23.39 | 12.31 | 5.10 | 3.79 | 3.86 | Upgrade
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| EPS (Diluted) | 27.44 | 23.39 | 12.31 | 5.10 | 3.79 | 3.86 | Upgrade
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| EPS Growth | 81.93% | 90.01% | 141.32% | 34.42% | -1.68% | -7.38% | Upgrade
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| Dividend Per Share | 5.000 | 5.000 | 3.000 | 1.000 | 0.714 | - | Upgrade
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| Dividend Growth | 66.67% | 66.67% | 200.00% | 40.00% | - | - | Upgrade
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| Effective Tax Rate | 24.85% | 24.79% | 25.49% | 30.26% | 29.28% | 26.66% | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.