Housing and Development Bank- Egypt (S.A.E) (EGX:HDBK)
92.40
+1.64 (1.81%)
At close: Aug 25, 2026
EGX:HDBK Financials Overview
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 32,800 | 30,480 | 20,246 | 11,588 | 5,990 | 4,410 |
Revenue Growth | 26.68% | 50.55% | 74.71% | 93.47% | 35.80% | 4.48% |
Net Income Net Income Growth | 19,899 | 18,681 | 12,426 | 6,540 | 2,710 | 2,016 |
Earnings Per Share EPS Growth | 18.73 | 17.58 | 11.69 | 6.15 | 2.55 | 1.90 |
EPS Growth | 24.27% | 50.34% | 90.01% | 141.32% | 34.42% | -1.68% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate Segment Corporate Segment Growth | 13,936 | 12,878 | 9,801 | 7,361 | 3,880 | 2,723 |
Investments Investments Growth | 9,059 | 8,782 | 5,872 | 3,109 | 2,491 | 1,745 |
Individuals Individuals Growth | 12,890 | 11,403 | 8,419 | 5,093 | 2,983 | 2,145 |
Other Activities Other Activities Growth | 11,452 | 11,184 | 8,307 | 3,982 | 2,618 | 2,023 |
Total Total Growth | 47,337 | 44,247 | 32,399 | 19,546 | 11,972 | 8,635 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 18,119 | 22,102 | 50,603 | 15,482 | 20,563 | 15,568 |
Total Debt Total Debt Growth | 1,203 | 1,255 | 1,299 | 1,325 | 1,430 | 1,068 |
Net Cash (Debt) Net Cash Growth | 16,916 | 20,846 | 49,304 | 14,157 | 19,133 | 14,501 |
Net Cash Growth | 106.29% | -57.72% | 248.25% | -26.00% | 31.95% | 249.10% |
Net Cash Per Share Net Cash Per Share Growth | 15.92 | 19.62 | 46.40 | 13.32 | 18.01 | 13.65 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -7,319 | 2,186 | 513.36 | 4,059 | -14,014 | -8,193 |
Capital Expenditures CapEx Growth | -567.55 | -873.29 | -295.5 | -180.49 | -229.93 | -218.79 |
Free Cash Flow Free Cash Flow Growth | -7,887 | 1,313 | 217.86 | 3,879 | -14,244 | -8,412 |
Free Cash Flow Growth | - | 502.50% | -94.38% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 60.67% | 61.29% | 61.38% | 56.43% | 45.24% | 45.71% |
FCF Margin | -24.04% | 4.31% | 1.08% | 33.47% | -237.82% | -190.73% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 2.500 | - | 2.500 | 1.500 | 0.500 | 0.357 |
Dividend Per Share Growth | 60.00% | - | 66.67% | 200.00% | 40.02% | - |
Dividend Yield | 2.79% | - | 10.88% | 9.53% | 7.63% | 7.89% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 4.85 | 2.55 | 2.28 | 3.15 | 3.34 | 3.32 |
Forward PE | 4.87 | 2.98 | 3.51 | 3.52 | 3.88 | 3.82 |
P/FCF Ratio | - | 36.29 | 130.16 | 5.32 | - | - |
PS Ratio | 2.94 | 1.56 | 1.40 | 1.78 | 1.51 | 1.52 |