Housing and Development Bank- Egypt (S.A.E) (EGX:HDBK)
Egypt · Delayed Price · Currency is EGP 108.99
+5.97 (5.79%)
At close: Nov 12, 2026
EGX:HDBK Cash Flow Statement
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 20,466 | 18,681 | 12,426 | 6,540 | 2,710 | 2,016 |
Depreciation & Amortization | 463.15 | 281.72 | 210.38 | 178.41 | 195.45 | 201.12 |
Other Amortization | 235.57 | 313.07 | 163.55 | 82.05 | 70.87 | 65.78 |
Gain (Loss) on Sale of Assets | -8.87 | -7.39 | -6.3 | -6.02 | -4.18 | -3.74 |
Gain (Loss) on Sale of Investments | -156.35 | -88.19 | -21.21 | -94.56 | -34.89 | -63.7 |
Total Asset Writedown | 48.09 | 32.13 | 16.54 | 9.07 | 69.79 | -1.73 |
Provision for Credit Losses | 1,257 | 637.54 | 1,441 | 941.75 | 644.36 | 166.84 |
Change in Trading Asset Securities | 46.83 | 69.23 | 8.35 | 398.57 | 30.34 | 0.25 |
Change in Other Net Operating Assets | -30,630 | -18,928 | -13,807 | -4,635 | -17,562 | -10,311 |
Other Operating Activities | 180.95 | 2,408 | 1,312 | 1,183 | 314.29 | -14.41 |
Operating Cash Flow | -9,758 | 2,186 | 513.36 | 4,059 | -14,014 | -8,193 |
Operating Cash Flow Growth | - | 325.80% | -87.35% | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -624.29 | -873.29 | -295.5 | -180.49 | -229.93 | -218.79 |
Sale of Property, Plant and Equipment | 5.15 | 4.68 | 2.21 | 7.11 | 4.32 | 4.72 |
Investment in Securities | -24,229 | -39,456 | -2,889 | -6,171 | -1,221 | 131.27 |
Income (Loss) Equity Investments | -1,661 | -1,213 | -1,230 | -537.53 | -447.77 | -248.81 |
Purchase / Sale of Intangibles | -194.55 | -254.35 | -560.13 | -163.97 | -47.89 | -53.9 |
Investing Cash Flow | -25,042 | -40,579 | -3,742 | -6,508 | -1,494 | -136.7 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | - | 166.92 | - |
Long-Term Debt Repaid | - | -349.52 | -284.7 | -330.18 | - | -5.5 |
Net Debt Issued (Repaid) | -71.63 | -349.52 | -284.7 | -330.18 | 166.92 | -5.5 |
Common Dividends Paid | -6,448 | -4,118 | -2,499 | -919.7 | -674.14 | -250.83 |
Net Increase (Decrease) in Deposit Accounts | 54,999 | 34,246 | 43,738 | 11,647 | 26,542 | 15,834 |
Financing Cash Flow | 48,480 | 29,779 | 40,955 | 10,397 | 26,035 | 15,578 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 13,679 | -8,614 | 37,726 | 7,948 | 10,526 | 7,248 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -10,382 | 1,313 | 217.86 | 3,879 | -14,244 | -8,412 |
Free Cash Flow Growth | - | 502.50% | -94.38% | - | - | - |
Free Cash Flow Margin | -30.50% | 4.31% | 1.08% | 33.47% | -237.82% | -190.73% |
Free Cash Flow Per Share | -9.77 | 1.24 | 0.20 | 3.65 | -13.40 | -7.92 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 646.72 | 4,381 | 3,149 | 1,362 | 932.45 | 880.59 |