EGX:HDBK Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	29,621	21,823	50,350	15,271	17,648	11,675
Investment Securities	122,207	117,113	56,393	49,429	35,017	30,252
Trading Asset Securities	297.32	278.45	253.07	210.57	514.46	488.52
Total Investments	122,504	117,392	56,646	49,639	35,532	30,741
Gross Loans	68,914	65,200	55,386	44,874	37,598	27,852
Allowance for Loan Losses	-5,777	-5,429	-4,973	-3,561	-2,938	-2,247
Other Adjustments to Gross Loans	-5.1	-5.1	-10.16	-10.16	-10.16	-16.79
Net Loans	63,132	59,766	50,403	41,303	34,650	25,588
Property, Plant & Equipment	1,872	1,868	1,272	1,180	1,172	1,131
Other Intangible Assets	413.42	489.3	548.02	151.44	69.51	92.49
Investments in Real Estate	190.39	191.43	103.4	111.99	115.36	98.68
Accrued Interest Receivable	1,898	1,314	1,417	1,256	1,275	854.34
Other Receivables	2,834	2,602	2,423	2,371	2,002	-
Restricted Cash	23,912	26,363	17,556	14,354	11,725	5,855
Other Current Assets	15,434	7,094	5,179	3,374	2,304	2,505
Long-Term Deferred Tax Assets	270.73	251.08	172.42	225.07	127.02	88.47
Other Real Estate Owned & Foreclosed	56.57	56.57	62.89	62.88	63.25	67.87
Other Long-Term Assets	4,362	4,290	2,689	1,444	1,190	1,072
Total Assets	266,501	243,500	188,821	130,744	107,874	79,768

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	-	-	-	-	-	51.1
Accrued Expenses	699.23	1,007	630.56	407.15	260.44	87.71
Interest Bearing Deposits	112,128	104,797	76,627	55,167	67,704	29,703
Non-Interest Bearing Deposits	77,015	74,193	70,151	48,155	21,655	33,849
Total Deposits	189,144	178,990	146,778	103,322	89,358	63,553
Short-Term Borrowings	-	-	-	-	-	1.75
Current Portion of Long-Term Debt	46.98	49.55	66.9	76.36	83.87	92.91
Current Income Taxes Payable	5,523	4,300	2,352	1,384	450.92	207.17
Accrued Interest Payable	1,171	574.31	624.21	554.4	447.52	309
Other Current Liabilities	5,427	864.53	890.31	203.27	355.43	564.53
Long-Term Debt	1,141	1,206	1,232	1,248	1,346	973.06
Long-Term Unearned Revenue	3,763	3,480	2,249	1,089	381.64	541.82
Pension & Post-Retirement Benefits	171.24	161.28	110.88	88.73	57.84	55.32
Other Long-Term Liabilities	17,480	10,094	5,717	4,319	2,494	2,261
Total Liabilities	224,567	200,727	160,650	112,692	95,236	68,698

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	5,313	5,313	5,313	5,313	5,313	1,518
Retained Earnings	31,060	31,836	22,710	12,854	7,236	8,751
Comprehensive Income & Other	5,355	5,425	-19.39	-260.26	-39.18	696.59
Total Common Equity	41,727	42,574	28,003	17,907	12,510	10,966
Minority Interest	206.36	198.7	168.12	145.45	128.17	104.39
Shareholders' Equity	41,934	42,773	28,171	18,052	12,638	11,070
Total Liabilities & Equity	266,501	243,500	188,821	130,744	107,874	79,768

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	1,188	1,255	1,299	1,325	1,430	1,068
Net Cash (Debt)	28,730	20,846	49,304	14,157	19,133	14,501
Net Cash Growth	-41.19%	-57.72%	248.25%	-26.00%	31.95%	249.10%
Net Cash Per Share	27.04	19.62	46.40	13.32	18.01	13.65
Filing Date Shares Outstanding	1,063	1,063	1,063	1,063	1,063	1,063
Total Common Shares Outstanding	1,063	1,063	1,063	1,063	1,063	1,063
Book Value Per Share	39.27	40.07	26.35	16.85	11.77	10.32
Tangible Book Value	41,314	42,085	27,455	17,755	12,440	10,873
Tangible Book Value Per Share	38.88	39.61	25.84	16.71	11.71	10.23