EGX:HDBK Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	35,560	21,823	50,350	15,271	17,648	11,675
Investment Securities	155,185	117,113	56,393	49,429	35,017	30,252
Trading Asset Securities	360.04	278.45	253.07	210.57	514.46	488.52
Total Investments	155,545	117,392	56,646	49,639	35,532	30,741
Gross Loans	81,066	65,200	55,386	44,874	37,598	27,852
Allowance for Loan Losses	-	-5,429	-4,973	-3,561	-2,938	-2,247
Other Adjustments to Gross Loans	-	-5.1	-10.16	-10.16	-10.16	-16.79
Net Loans	81,066	59,766	50,403	41,303	34,650	25,588
Property, Plant & Equipment	1,889	1,868	1,272	1,180	1,172	1,131
Other Intangible Assets	385.26	489.3	548.02	151.44	69.51	92.49
Investments in Real Estate	293	191.43	103.4	111.99	115.36	98.68
Accrued Interest Receivable	-	1,314	1,417	1,256	1,275	854.34
Other Receivables	-	2,602	2,423	2,371	2,002	-
Restricted Cash	-	26,363	17,556	14,354	11,725	5,855
Other Current Assets	15,772	7,094	5,179	3,374	2,304	2,505
Long-Term Deferred Tax Assets	230.76	251.08	172.42	225.07	127.02	88.47
Other Real Estate Owned & Foreclosed	-	56.57	62.89	62.88	63.25	67.87
Other Long-Term Assets	11,907	4,290	2,689	1,444	1,190	1,072
Total Assets	302,648	243,500	188,821	130,744	107,874	79,768

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	-	-	-	-	-	51.1
Accrued Expenses	-	1,007	630.56	407.15	260.44	87.71
Interest Bearing Deposits	219,066	104,797	76,627	55,167	67,704	29,703
Non-Interest Bearing Deposits	-	74,193	70,151	48,155	21,655	33,849
Total Deposits	219,066	178,990	146,778	103,322	89,358	63,553
Short-Term Borrowings	-	-	-	-	-	1.75
Current Portion of Long-Term Debt	-	49.55	66.9	76.36	83.87	92.91
Current Income Taxes Payable	3,335	4,300	2,352	1,384	450.92	207.17
Accrued Interest Payable	-	574.31	624.21	554.4	447.52	309
Other Current Liabilities	347.43	864.53	890.31	203.27	355.43	564.53
Long-Term Debt	1,544	1,206	1,232	1,248	1,346	973.06
Long-Term Unearned Revenue	-	3,480	2,249	1,089	381.64	541.82
Pension & Post-Retirement Benefits	163.08	161.28	110.88	88.73	57.84	55.32
Other Long-Term Liabilities	25,919	10,094	5,717	4,319	2,494	2,261
Total Liabilities	250,375	200,727	160,650	112,692	95,236	68,698

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	10,626	5,313	5,313	5,313	5,313	1,518
Retained Earnings	20,994	31,836	22,710	12,854	7,236	8,751
Comprehensive Income & Other	20,429	5,425	-19.39	-260.26	-39.18	696.59
Total Common Equity	52,050	42,574	28,003	17,907	12,510	10,966
Minority Interest	223.02	198.7	168.12	145.45	128.17	104.39
Shareholders' Equity	52,273	42,773	28,171	18,052	12,638	11,070
Total Liabilities & Equity	302,648	243,500	188,821	130,744	107,874	79,768

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	1,544	1,255	1,299	1,325	1,430	1,068
Net Cash (Debt)	34,376	20,846	49,304	14,157	19,133	14,501
Net Cash Growth	-45.51%	-57.72%	248.25%	-26.00%	31.95%	249.10%
Net Cash Per Share	32.35	19.62	46.40	13.32	18.01	13.65
Filing Date Shares Outstanding	1,062	1,063	1,063	1,063	1,063	1,063
Total Common Shares Outstanding	1,062	1,063	1,063	1,063	1,063	1,063
Book Value Per Share	48.99	40.07	26.35	16.85	11.77	10.32
Tangible Book Value	51,664	42,085	27,455	17,755	12,440	10,873
Tangible Book Value Per Share	48.63	39.61	25.84	16.71	11.71	10.23