EGX:HDBK Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	44,859	50,350	15,271	17,648	11,675	4,427
Investment Securities	78,005	56,393	49,429	35,017	30,252	26,520
Trading Asset Securities	284.26	253.07	210.57	514.46	488.52	438.52
Total Investments	78,290	56,646	49,639	35,532	30,741	26,958
Gross Loans	61,955	55,386	44,874	37,598	27,852	21,869
Allowance for Loan Losses	-5,419	-4,973	-3,561	-2,938	-2,247	-2,070
Other Adjustments to Gross Loans	-10.16	-10.16	-10.16	-10.16	-16.79	-18.2
Net Loans	56,526	50,403	41,303	34,650	25,588	19,781
Property, Plant & Equipment	1,652	1,272	1,180	1,172	1,131	1,107
Other Intangible Assets	519.85	548.02	151.44	69.51	92.49	104.37
Investments in Real Estate	196.65	103.4	111.99	115.36	98.68	106.62
Accrued Interest Receivable	1,396	1,417	1,256	1,275	854.34	623.13
Other Receivables	3,916	2,423	2,371	2,002	-	-
Restricted Cash	24,115	17,556	14,354	11,725	5,855	5,017
Other Current Assets	6,502	5,179	3,374	2,304	2,505	2,463
Long-Term Deferred Tax Assets	219.05	172.42	225.07	127.02	88.47	62.98
Other Real Estate Owned & Foreclosed	56.44	62.89	62.88	63.25	67.87	65.68
Other Long-Term Assets	3,983	2,689	1,444	1,190	1,072	671.88
Total Assets	222,231	188,821	130,744	107,874	79,768	61,388
Accounts Payable	-	-	-	-	51.1	50.92
Accrued Expenses	405.69	630.56	407.15	260.44	87.71	72.59
Interest Bearing Deposits	101,865	76,627	55,167	67,704	29,703	24,114
Non-Interest Bearing Deposits	62,201	70,151	48,155	21,655	33,849	23,654
Total Deposits	164,066	146,778	103,322	89,358	63,553	47,769
Short-Term Borrowings	-	-	-	-	1.75	-
Current Portion of Long-Term Debt	36.67	66.9	76.36	83.87	92.91	105.78
Current Income Taxes Payable	3,316	2,352	1,384	450.92	207.17	222.67
Accrued Interest Payable	1,617	624.21	554.4	447.52	309	223.72
Other Current Liabilities	990.58	890.31	203.27	355.43	564.53	274.29
Long-Term Debt	1,252	1,232	1,248	1,346	973.06	782.79
Long-Term Unearned Revenue	3,135	2,249	1,089	381.64	541.82	548.9
Pension & Post-Retirement Benefits	148.72	110.88	88.73	57.84	55.32	47.07
Other Long-Term Liabilities	8,845	5,717	4,319	2,494	2,261	2,169
Total Liabilities	183,812	160,650	112,692	95,236	68,698	52,266
Common Stock	5,313	5,313	5,313	5,313	1,518	1,265
Retained Earnings	27,583	22,710	12,854	7,236	8,751	7,162
Comprehensive Income & Other	5,333	-19.39	-260.26	-39.18	696.59	593.18
Total Common Equity	38,229	28,003	17,907	12,510	10,966	9,020
Minority Interest	190.17	168.12	145.45	128.17	104.39	101.2
Shareholders' Equity	38,419	28,171	18,052	12,638	11,070	9,121
Total Liabilities & Equity	222,231	188,821	130,744	107,874	79,768	61,388
Total Debt	1,289	1,299	1,325	1,430	1,068	888.57
Net Cash (Debt)	61,701	49,304	14,157	19,133	14,501	4,154
Net Cash Growth	68.87%	248.25%	-26.00%	31.95%	249.10%	-52.20%
Net Cash Per Share	116.13	92.80	26.65	36.01	27.29	7.82
Filing Date Shares Outstanding	531.3	531.3	531.3	531.3	531.3	531.3
Total Common Shares Outstanding	531.3	531.3	531.3	531.3	531.3	531.3
Book Value Per Share	71.95	52.71	33.70	23.55	20.64	16.98
Tangible Book Value	37,709	27,455	17,755	12,440	10,873	8,916
Tangible Book Value Per Share	70.98	51.68	33.42	23.41	20.47	16.78

Source: S&P Global Market Intelligence. Banks template. Financial Sources.