EGX:HDBK Cash Flow Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	17,468	12,426	6,540	2,710	2,016	2,050
Depreciation & Amortization	125.36	210.38	178.41	195.45	201.12	176.1
Other Amortization	391.88	163.55	82.05	70.87	65.78	69.94
Gain (Loss) on Sale of Assets	-8.61	-6.3	-6.02	-4.18	-3.74	-14.25
Gain (Loss) on Sale of Investments	-57.65	-21.21	-94.56	-34.89	-63.7	-50.41
Total Asset Writedown	58.11	16.54	9.07	69.79	-1.73	3.56
Provision for Credit Losses	784.99	1,441	941.75	644.36	166.84	-179.12
Change in Trading Asset Securities	34.99	8.35	398.57	30.34	0.25	-2,974
Change in Income Taxes	-	-	-	-	-	-0.01
Change in Other Net Operating Assets	-15,556	-13,807	-4,635	-17,562	-10,311	1,798
Other Operating Activities	1,986	1,312	1,183	314.29	-14.41	81.03
Operating Cash Flow	4,143	513.36	4,059	-14,014	-8,193	693.51
Operating Cash Flow Growth	-	-87.35%	-	-	-	-
Capital Expenditures	-616.9	-295.5	-180.49	-229.93	-218.79	-255.54
Sale of Property, Plant and Equipment	6.02	2.21	7.11	4.32	4.72	15.27
Investment in Securities	-10,276	-2,889	-6,171	-1,221	131.27	-4,704
Income (Loss) Equity Investments	-1,084	-1,230	-537.53	-447.77	-248.81	-267.65
Purchase / Sale of Intangibles	-451.78	-560.13	-163.97	-47.89	-53.9	-60.18
Investing Cash Flow	-11,339	-3,742	-6,508	-1,494	-136.7	-5,005
Long-Term Debt Issued	-	-	-	166.92	-	-
Long-Term Debt Repaid	-	-284.7	-330.18	-	-5.5	-23.44
Net Debt Issued (Repaid)	-272.05	-284.7	-330.18	166.92	-5.5	-23.44
Common Dividends Paid	-4,027	-2,499	-919.7	-674.14	-250.83	-541.02
Net Increase (Decrease) in Deposit Accounts	38,039	43,738	11,647	26,542	15,834	6,070
Financing Cash Flow	33,740	40,955	10,397	26,035	15,578	5,505
Net Cash Flow	26,544	37,726	7,948	10,526	7,248	1,194
Free Cash Flow	3,526	217.86	3,879	-14,244	-8,412	437.98
Free Cash Flow Growth	-	-94.38%	-	-	-	-
Free Cash Flow Margin	12.53%	1.08%	33.47%	-237.82%	-190.73%	10.38%
Free Cash Flow Per Share	6.64	0.41	7.30	-26.81	-15.83	0.82
Cash Income Tax Paid	4,397	3,149	1,362	932.45	880.59	636.25

Source: S&P Global Market Intelligence. Banks template. Financial Sources.