EGX:HDBK Cash Flow Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	18,681	12,426	6,540	2,710	2,016
Depreciation & Amortization	281.72	210.38	178.41	195.45	201.12
Other Amortization	313.07	163.55	82.05	70.87	65.78
Gain (Loss) on Sale of Assets	-7.39	-6.3	-6.02	-4.18	-3.74
Gain (Loss) on Sale of Investments	-88.19	-21.21	-94.56	-34.89	-63.7
Total Asset Writedown	32.13	16.54	9.07	69.79	-1.73
Provision for Credit Losses	637.54	1,441	941.75	644.36	166.84
Change in Trading Asset Securities	69.23	8.35	398.57	30.34	0.25
Change in Other Net Operating Assets	-18,928	-13,807	-4,635	-17,562	-10,311
Other Operating Activities	2,408	1,312	1,183	314.29	-14.41
Operating Cash Flow	2,186	513.36	4,059	-14,014	-8,193
Operating Cash Flow Growth	325.80%	-87.35%	-	-	-
Capital Expenditures	-873.29	-295.5	-180.49	-229.93	-218.79
Sale of Property, Plant and Equipment	4.68	2.21	7.11	4.32	4.72
Investment in Securities	-39,456	-2,889	-6,171	-1,221	131.27
Income (Loss) Equity Investments	-1,213	-1,230	-537.53	-447.77	-248.81
Purchase / Sale of Intangibles	-254.35	-560.13	-163.97	-47.89	-53.9
Investing Cash Flow	-40,579	-3,742	-6,508	-1,494	-136.7
Long-Term Debt Issued	-	-	-	166.92	-
Long-Term Debt Repaid	-349.52	-284.7	-330.18	-	-5.5
Net Debt Issued (Repaid)	-349.52	-284.7	-330.18	166.92	-5.5
Common Dividends Paid	-4,118	-2,499	-919.7	-674.14	-250.83
Net Increase (Decrease) in Deposit Accounts	34,246	43,738	11,647	26,542	15,834
Financing Cash Flow	29,779	40,955	10,397	26,035	15,578
Net Cash Flow	-8,614	37,726	7,948	10,526	7,248
Free Cash Flow	1,313	217.86	3,879	-14,244	-8,412
Free Cash Flow Growth	502.50%	-94.38%	-	-	-
Free Cash Flow Margin	4.31%	1.08%	33.47%	-237.82%	-190.73%
Free Cash Flow Per Share	2.47	0.41	7.30	-26.81	-15.83
Cash Income Tax Paid	4,381	3,149	1,362	932.45	880.59

Source: S&P Global Market Intelligence. Banks template. Financial Sources.