Housing and Development Bank- Egypt (S.A.E) (EGX:HDBK)

EGX:HDBK Statistics

Total Valuation

EGX:HDBK has a market cap or net worth of EGP 54.86 billion.

Market Cap	54.86B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, February 26, 2026.

Earnings Date	Feb 26, 2026
Ex-Dividend Date	Apr 13, 2025

Share Statistics

EGX:HDBK has 531.30 million shares outstanding.

Current Share Class	531.30M
Shares Outstanding	531.30M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.02%
Owned by Institutions (%)	0.10%
Float	103.40M

Valuation Ratios

The trailing PE ratio is 2.94 and the forward PE ratio is 3.45.

PE Ratio	2.94
Forward PE	3.45
PS Ratio	1.80
PB Ratio	1.28
P/TBV Ratio	1.30
P/FCF Ratio	41.79
P/OCF Ratio	25.10
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.96
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 52.76%.

Return on Equity (ROE)	52.76%
Return on Assets (ROA)	8.66%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.56%
Revenue Per Employee	9.32M
Profits Per Employee	5.71M
Employee Count	3,191
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EGX:HDBK has paid 6.21 billion in taxes.

Income Tax	6.21B
Effective Tax Rate	24.91%

Stock Price Statistics

The stock price has increased by +96.67% in the last 52 weeks. The beta is 0.26, so EGX:HDBK's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+96.67%
50-Day Moving Average	93.27
200-Day Moving Average	74.61
Relative Strength Index (RSI)	66.65
Average Volume (20 Days)	202,526

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EGX:HDBK had revenue of EGP 30.48 billion and earned 18.68 billion in profits. Earnings per share was 35.16.

Revenue	30.48B
Gross Profit	30.48B
Operating Income	25.02B
Pretax Income	24.92B
Net Income	18.68B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	35.16

Balance Sheet

The company has 22.10 billion in cash and 1.26 billion in debt, with a net cash position of 20.85 billion or 39.24 per share.

Cash & Cash Equivalents	22.10B
Total Debt	1.26B
Net Cash	20.85B
Net Cash Per Share	39.24
Equity (Book Value)	42.77B
Book Value Per Share	80.13
Working Capital	-126.26B

Cash Flow

In the last 12 months, operating cash flow was 2.19 billion and capital expenditures -873.29 million, giving a free cash flow of 1.31 billion.

Operating Cash Flow	2.19B
Capital Expenditures	-873.29M
Free Cash Flow	1.31B
FCF Per Share	2.47

Margins

Gross Margin	n/a
Operating Margin	82.10%
Pretax Margin	81.77%
Profit Margin	61.29%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	4.31%

Dividends & Yields

This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 4.84%.

Dividend Per Share	5.00
Dividend Yield	4.84%
Dividend Growth (YoY)	66.67%
Years of Dividend Growth	4
Payout Ratio	22.04%
Buyback Yield	n/a
Shareholder Yield	4.97%
Earnings Yield	34.05%
FCF Yield	2.39%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 27, 2022. It was a forward split with a ratio of 3.5.

Last Split Date	Oct 27, 2022
Split Type	Forward
Split Ratio	3.5

Scores

Altman Z-Score	n/a
Piotroski F-Score	3