Housing and Development Bank- Egypt (S.A.E) (EGX:HDBK)

EGX:HDBK Statistics

Total Valuation

EGX:HDBK has a market cap or net worth of EGP 33.37 billion.

Market Cap	33.37B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, August 13, 2025.

Earnings Date	Aug 13, 2025
Ex-Dividend Date	Apr 13, 2025

Share Statistics

EGX:HDBK has 531.30 million shares outstanding.

Current Share Class	531.30M
Shares Outstanding	531.30M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.02%
Owned by Institutions (%)	0.11%
Float	103.40M

Valuation Ratios

The trailing PE ratio is 2.08 and the forward PE ratio is 2.48.

PE Ratio	2.08
Forward PE	2.48
PS Ratio	1.29
PB Ratio	0.99
P/TBV Ratio	1.01
P/FCF Ratio	13.55
P/OCF Ratio	10.95
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.52
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 58.14%.

Return on Equity (ROE)	58.14%
Return on Assets (ROA)	8.87%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	8.24M
Profits Per Employee	5.09M
Employee Count	3,039
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EGX:HDBK has paid 5.31 billion in taxes.

Income Tax	5.31B
Effective Tax Rate	24.87%

Stock Price Statistics

The stock price has increased by +39.24% in the last 52 weeks. The beta is 0.14, so EGX:HDBK's price volatility has been lower than the market average.

Beta (5Y)	0.14
52-Week Price Change	+39.24%
50-Day Moving Average	62.71
200-Day Moving Average	56.54
Relative Strength Index (RSI)	44.90
Average Volume (20 Days)	106,750

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EGX:HDBK had revenue of EGP 25.89 billion and earned 16.01 billion in profits. Earnings per share was 30.14.

Revenue	25.89B
Gross Profit	25.89B
Operating Income	21.40B
Pretax Income	21.35B
Net Income	16.01B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	30.14

Balance Sheet

The company has 9.48 billion in cash and 1.28 billion in debt, giving a net cash position of 8.20 billion or 15.43 per share.

Cash & Cash Equivalents	9.48B
Total Debt	1.28B
Net Cash	8.20B
Net Cash Per Share	15.43
Equity (Book Value)	33.66B
Book Value Per Share	63.01
Working Capital	-115.40B

Cash Flow

In the last 12 months, operating cash flow was 3.05 billion and capital expenditures -586.04 million, giving a free cash flow of 2.46 billion.

Operating Cash Flow	3.05B
Capital Expenditures	-586.04M
Free Cash Flow	2.46B
FCF Per Share	4.64

Margins

Gross Margin	n/a
Operating Margin	82.63%
Pretax Margin	82.46%
Profit Margin	61.84%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	9.51%

Dividends & Yields

This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 7.96%.

Dividend Per Share	5.00
Dividend Yield	7.96%
Dividend Growth (YoY)	66.67%
Years of Dividend Growth	3
Payout Ratio	24.36%
Buyback Yield	n/a
Shareholder Yield	7.96%
Earnings Yield	47.99%
FCF Yield	7.38%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 27, 2022. It was a forward split with a ratio of 3.5.

Last Split Date	Oct 27, 2022
Split Type	Forward
Split Ratio	3.5

Scores

Altman Z-Score	n/a
Piotroski F-Score	3