Qatar National Bank Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	147,827	134,866	120,441	77,224	44,001	32,133
Interest Income on Investments	147.98	241.69	180.16	85.13	56.57	46.38
Total Interest Income	147,975	135,107	120,621	77,309	44,057	32,180
Interest Paid on Deposits	90,095	85,426	79,329	46,340	24,032	16,793
Net Interest Income	57,880	49,681	41,292	30,969	20,025	15,386
Net Interest Income Growth	22.40%	20.32%	33.33%	54.65%	30.15%	4.87%
Income From Trading Activities	1,192	1,385	979.55	632.5	464.27	118.87
Gain (Loss) on Sale of Assets	17.19	16.5	8.16	10.08	0.78	13.12
Gain (Loss) on Sale of Investments	261.71	234.96	268.48	88.1	69.21	8.34
Other Non-Interest Income	6,605	6,203	5,607	3,948	2,449	2,030
Total Non-Interest Income	8,076	7,839	6,863	4,678	2,983	2,170
Non-Interest Income Growth	-1.14%	14.22%	46.70%	56.85%	37.44%	12.50%
Revenues Before Loan Losses	65,956	57,520	48,155	35,648	23,008	17,557
Provision for Loan Losses	3,674	4,253	5,457	5,673	3,726	2,273
Revenue	62,281	53,267	42,698	29,975	19,282	15,284
Revenue Growth	23.00%	24.75%	42.45%	55.46%	26.16%	5.66%
Salaries and Employee Benefits	5,308	4,588	3,663	2,807	2,282	1,965
Occupancy Expenses	631.4	631.4	515.14	478.76	443.42	398.98
Selling, General & Administrative	5,377	4,351	3,706	2,916	2,567	1,956
Other Non-Interest Expense	-838.81	1,149	-4,899	-1,214	-1,457	-164.08
Total Non-Interest Expense	10,561	10,720	2,984	4,987	3,835	4,156
EBT Excluding Unusual Items	51,721	42,547	39,713	24,987	15,447	11,128
Asset Writedown	-73.85	-73	-15	-38.83	38.62	9.99
Legal Settlements	-2.38	-	-	-26.79	5.6	-2.78
Pretax Income	51,644	42,474	39,698	24,922	15,491	11,135
Income Tax Expense	15,736	12,409	13,236	8,693	5,141	3,508
Earnings From Continuing Operations	35,908	30,065	26,462	16,228	10,350	7,627
Minority Interest in Earnings	-	-	-	-0	-0	-0
Net Income	35,908	30,065	26,462	16,228	10,350	7,627
Preferred Dividends & Other Adjustments	4,913	3,906	3,277	2,067	1,295	937.68
Net Income to Common	30,995	26,159	23,186	14,161	9,055	6,689
Net Income Growth	23.24%	12.83%	63.73%	56.38%	35.38%	0.68%
Basic Shares Outstanding	2,155	2,155	2,155	2,155	2,155	2,155
Diluted Shares Outstanding	2,155	2,155	2,155	2,155	2,155	2,155
Shares Change	-	-	-	-	-	-
EPS (Basic)	14.38	12.14	10.76	6.57	4.20	3.10
EPS (Diluted)	14.38	12.14	10.76	6.57	4.20	3.10
EPS Growth	23.24%	12.83%	63.73%	56.38%	35.38%	0.68%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.000	2.000	1.500	-	0.750	0.750
Dividend Growth	33.33%	33.33%	-	-	0%	-
Effective Tax Rate	30.47%	29.22%	33.34%	34.88%	33.18%	31.51%