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The United Bank (EGX:UBEE)
Egypt flag Egypt · Delayed Price · Currency is EGP
14.25
+0.34 (2.44%)
At close: Aug 5, 2026

The United Bank Financials Overview

Millions EGP. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,0466,1885,6223,9403,2432,644
Revenue Growth
-0.28%10.07%42.70%21.48%22.68%0.19%
Net Income
1,7981,9562,5081,5411,1721,009
Earnings Per Share
1.631.782.281.402.342.72
EPS Growth
-35.49%-22.02%62.71%-40.20%-13.74%-16.29%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
15,2449,16018,65347,69928,07525,338
Total Debt
3,1665,3264,71036,739664.32451.26
Net Cash (Debt)
12,0783,83413,94410,96027,41024,886
Net Cash Growth
-6.47%-72.50%27.22%-60.01%10.14%51.27%
Net Cash Per Share
10.983.4912.689.9654.8267.00

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-23,020-25,257-41,69216,01712,3257,193
Capital Expenditures
-623.89-476.28-519.34-261.85-251.5-378.33
Free Cash Flow
-23,644-25,733-42,21115,75512,0736,815
Free Cash Flow Growth
---30.50%77.15%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
29.73%31.60%44.61%39.12%36.13%38.17%
FCF Margin
-391.05%-415.85%-750.84%399.91%372.26%257.79%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024
Period EndingAug '26 Dec '25 Dec '24
Dividend Per Share
0.750-0.750
Dividend Per Share Growth
0%--
Dividend Yield
5.39%-5.83%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.518.306.29---
Forward PE
5.354.14----
PS Ratio
2.532.622.81---