The United Bank (EGX:UBEE)
Egypt · Delayed Price · Currency is EGP 14.25
+0.34 (2.44%)
At close: Aug 5, 2026
The United Bank Cash Flow Statement
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 2,258 | 2,421 | 2,820 | 1,732 | 1,324 | 1,139 |
Depreciation & Amortization | 164.64 | 164.9 | 147.67 | 133.36 | 94.74 | 88.52 |
Gain (Loss) on Sale of Assets | -7.77 | -27.08 | -10.53 | -73.24 | -51.2 | -12.57 |
Gain (Loss) on Sale of Investments | 88.11 | 109.78 | 141.55 | 187.43 | 182.63 | 101.57 |
Change in Trading Asset Securities | -14,570 | -16,633 | -1,631 | 2,560 | 2,655 | -2,312 |
Change in Other Net Operating Assets | -13,018 | -13,245 | -44,602 | 10,413 | 7,382 | 7,797 |
Other Operating Activities | 2,054 | 1,953 | 1,443 | 1,065 | 737.17 | 392.43 |
Operating Cash Flow | -23,020 | -25,257 | -41,692 | 16,017 | 12,325 | 7,193 |
Operating Cash Flow Growth | - | - | - | 29.96% | 71.33% | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -623.89 | -476.28 | -519.34 | -261.85 | -251.5 | -378.33 |
Sale of Property, Plant and Equipment | 7.82 | 50.08 | 25.69 | 97.87 | 56.51 | 14.37 |
Investment in Securities | 4,644 | 3,854 | 1,428 | 1,068 | -8,863 | 335.67 |
Other Investing Activities | 151.17 | 151.17 | 12.23 | 125.24 | 93.95 | 23.08 |
Investing Cash Flow | 4,179 | 3,579 | 946.14 | 1,029 | -8,965 | -5.21 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Repaid | - | -2,028 | -1,063 | -1,841 | -603.49 | -325.38 |
Net Debt Issued (Repaid) | -2,167 | -2,028 | -1,063 | -1,841 | -603.49 | -325.38 |
Issuance of Common Stock | - | - | - | - | 150 | - |
Common Dividends Paid | -1,285 | -1,152 | -890.88 | -160.45 | -167.9 | -172.67 |
Net Increase (Decrease) in Deposit Accounts | 18,187 | 13,172 | 12,486 | 4,141 | 1,068 | 7,628 |
Other Financing Activities | 2,163 | 2,237 | 1,125 | 1,689 | 733.02 | 789.67 |
Financing Cash Flow | 16,899 | 12,228 | 11,658 | 3,830 | 1,180 | 7,920 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -1,942 | -9,449 | -29,088 | 20,876 | 4,540 | 15,108 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -23,644 | -25,733 | -42,211 | 15,755 | 12,073 | 6,815 |
Free Cash Flow Growth | - | - | - | 30.50% | 77.15% | - |
Free Cash Flow Margin | -391.05% | -415.85% | -750.84% | 399.91% | 372.26% | 257.79% |
Free Cash Flow Per Share | -21.49 | -23.39 | -38.37 | 14.32 | 24.15 | 18.35 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 29.84 | 29.84 | 36.28 | 17.79 | 12.19 | 10.55 |