The United Bank (EGX:UBEE)
Egypt flag Egypt · Delayed Price · Currency is EGP
13.56
+0.16 (1.19%)
At close: Jul 14, 2026

The United Bank Statistics

Total Valuation

The United Bank has a market cap or net worth of EGP 14.99 billion.

Market Cap14.99B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Thursday, August 20, 2026.

Earnings Date Aug 20, 2026
Ex-Dividend Date Jun 22, 2026

Share Statistics

The United Bank has 1.10 billion shares outstanding.

Current Share Class 1.10B
Shares Outstanding 1.10B
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float 330.01M

Valuation Ratios

The trailing PE ratio is 8.34 and the forward PE ratio is 5.24.

PE Ratio 8.34
Forward PE 5.24
PS Ratio 2.48
PB Ratio 0.88
P/TBV Ratio 0.90
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -0.13
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.40%.

Return on Equity (ROE) 14.40%
Return on Assets (ROA) 2.24%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee 3.65M
Profits Per Employee 1.09M
Employee Count1,656
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, The United Bank has paid 1.29 billion in taxes.

Income Tax 1.29B
Effective Tax Rate 36.31%

Stock Price Statistics

The stock price has decreased by -2.93% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change -2.93%
50-Day Moving Average 13.70
200-Day Moving Average 14.16
Relative Strength Index (RSI) 49.84
Average Volume (20 Days) 325,714

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, The United Bank had revenue of EGP 6.05 billion and earned 1.80 billion in profits. Earnings per share was 1.63.

Revenue6.05B
Gross Profit 6.05B
Operating Income 3.56B
Pretax Income 3.56B
Net Income 1.80B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.63
Full Income Statement

Balance Sheet

The company has 15.24 billion in cash and 3.17 billion in debt, with a net cash position of 12.08 billion or 10.98 per share.

Cash & Cash Equivalents 15.24B
Total Debt 3.17B
Net Cash 12.08B
Net Cash Per Share 10.98
Equity (Book Value) 17.10B
Book Value Per Share 15.48
Working Capital -63.21B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -23.02 billion and capital expenditures -623.89 million, giving a free cash flow of -23.64 billion.

Operating Cash Flow -23.02B
Capital Expenditures -623.89M
Depreciation & Amortization n/a
Net Borrowing -2.17B
Free Cash Flow -23.64B
FCF Per Share -21.49
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 58.88%
Pretax Margin 58.88%
Profit Margin 37.34%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.75, which amounts to a dividend yield of 5.53%.

Dividend Per Share 0.75
Dividend Yield 5.53%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 56.90%
Buyback Yield n/a
Shareholder Yield 5.53%
Earnings Yield 11.99%
FCF Yield -157.70%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for The United Bank is 16.90, which is 24.63% higher than the current price. The consensus rating is "Buy".

Price Target 16.90
Price Target Difference 24.63%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (3Y) 18.27%
EPS Growth Forecast (3Y) n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2