The United Bank Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	15,244	9,160	18,611	47,699	28,042	25,314
Investment Securities	41,131	40,562	24,755	24,326	28,108	22,290
Trading Asset Securities	-	-	42.47	-	32.68	23.69
Total Investments	41,131	40,562	24,798	24,326	28,141	22,314
Gross Loans	44,677	40,329	30,455	26,071	22,175	18,726
Allowance for Loan Losses	-1,325	-1,185	-899.45	-868.23	-948.65	-1,002
Other Adjustments to Gross Loans	-524.52	-512.4	-663.05	-724.9	-543.26	-312.69
Net Loans	42,828	38,632	28,892	24,478	20,683	17,411
Property, Plant & Equipment	434.21	562.32	545.18	435.62	539.46	458.23
Other Intangible Assets	288.5	181.8	78.49	264.89	76.36	77.94
Investments in Real Estate	23.97	23.78	25.55	26.45	18.49	14.4
Accrued Interest Receivable	1,521	790.68	1,137	1,010	1,000	673.48
Restricted Cash	5,964	6,691	6,049	498.69	4,057	2,791
Other Current Assets	320.03	200.56	221.33	99.07	72.51	66.39
Long-Term Deferred Tax Assets	0.75	-	-	-	0.03	0.27
Other Real Estate Owned & Foreclosed	197.87	201.37	215.69	220.43	253.75	351.82
Other Long-Term Assets	5,505	5,448	4,033	2,904	2,795	2,573
Total Assets	113,458	102,455	84,607	101,962	85,677	72,045
Accrued Expenses	62.14	63.74	56.15	24.46	34.87	25.77
Interest Bearing Deposits	60,245	57,221	47,428	37,673	68,037	56,705
Non-Interest Bearing Deposits	24,786	18,501	15,162	12,626	4,941	4,123
Total Deposits	85,030	75,722	62,590	50,299	72,978	60,828
Current Portion of Long-Term Debt	548.47	2,688	2,826	35,780	-	-
Current Income Taxes Payable	-	-	-	37.31	-	-
Accrued Interest Payable	812.21	437.56	564.55	821.05	271.11	253.26
Long-Term Debt	2,617	2,638	1,884	958.78	664.32	451.26
Pension & Post-Retirement Benefits	69.81	68.47	61.13	53.49	49.46	44.72
Long-Term Deferred Tax Liabilities	904.41	904.8	233.48	224.64	189.25	109.79
Other Long-Term Liabilities	6,309	1,900	1,907	1,408	707.18	555.17
Total Liabilities	96,354	84,422	70,122	89,607	74,894	62,268
Common Stock	5,500	5,500	5,500	5,500	5,000	5,000
Retained Earnings	8,528	9,250	8,015	6,253	4,994	4,133
Comprehensive Income & Other	3,002	3,206	904.05	549.24	729.38	604.74
Total Common Equity	17,029	17,956	14,419	12,302	10,723	9,738
Minority Interest	74.47	76.43	65.75	53.02	60.27	39.48
Shareholders' Equity	17,104	18,033	14,485	12,355	10,784	9,777
Total Liabilities & Equity	113,458	102,455	84,607	101,962	85,677	72,045
Total Debt	3,166	5,326	4,710	36,739	664.32	451.26
Net Cash (Debt)	12,078	3,834	13,944	10,960	27,410	24,886
Net Cash Growth	-6.47%	-72.50%	27.22%	-60.01%	10.14%	51.27%
Net Cash Per Share	10.98	3.49	12.68	9.96	54.82	67.00
Filing Date Shares Outstanding	1,100	1,100	1,100	550	500	500
Total Common Shares Outstanding	1,100	1,100	1,100	550	500	500
Book Value Per Share	15.48	16.32	13.11	22.37	21.45	19.48
Tangible Book Value	16,741	17,774	14,340	12,038	10,647	9,660
Tangible Book Value Per Share	15.22	16.16	13.04	21.89	21.29	19.32