The United Bank Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	17,262	18,611	47,699	28,042	25,314	16,929
Investment Securities	28,792	24,558	24,326	28,108	22,290	20,749
Trading Asset Securities	-	42.47	-	32.68	23.69	29.99
Total Investments	28,792	24,600	24,326	28,141	22,314	20,779
Gross Loans	35,132	30,455	26,071	22,175	18,726	15,496
Allowance for Loan Losses	-889.13	-899.45	-868.23	-948.65	-1,002	-991.72
Other Adjustments to Gross Loans	-666.27	-663.05	-724.9	-543.26	-312.69	-385.25
Net Loans	33,577	28,892	24,478	20,683	17,411	14,119
Property, Plant & Equipment	542.09	415.71	435.62	539.46	458.23	442.92
Other Intangible Assets	62.9	207.96	264.89	76.36	77.94	79.06
Investments in Real Estate	24.45	25.55	26.45	18.49	14.4	15.51
Accrued Interest Receivable	1,213	1,137	1,010	1,000	673.48	409.93
Restricted Cash	5,352	6,049	498.69	4,057	2,791	3,276
Other Current Assets	242.63	221.33	99.07	72.51	66.39	730.42
Long-Term Deferred Tax Assets	-	-	-	0.03	0.27	0.13
Other Real Estate Owned & Foreclosed	215.69	215.69	220.43	253.75	351.82	323.25
Other Long-Term Assets	4,366	4,033	2,904	2,795	2,573	948.96
Total Assets	91,650	84,409	101,962	85,677	72,045	58,053
Accrued Expenses	46.77	56.15	24.46	34.87	25.77	40.24
Interest Bearing Deposits	53,555	47,623	37,673	68,037	56,705	43,455
Non-Interest Bearing Deposits	16,099	15,162	12,626	4,941	4,123	4,304
Total Deposits	69,654	62,785	50,299	72,978	60,828	47,759
Current Portion of Long-Term Debt	1,201	2,821	35,780	-	-	-
Current Income Taxes Payable	-	30.96	37.31	-	-	-
Accrued Interest Payable	962.86	564.55	821.05	271.11	253.26	162.17
Long-Term Debt	1,935	1,496	958.78	664.32	451.26	506.69
Pension & Post-Retirement Benefits	64.48	61.13	53.49	49.46	44.72	41.15
Long-Term Deferred Tax Liabilities	497.72	233.48	224.64	189.25	109.79	46.86
Other Long-Term Liabilities	1,684	1,876	1,408	707.18	555.17	652.75
Total Liabilities	76,046	69,924	89,607	74,894	62,268	49,209
Common Stock	5,500	5,500	5,500	5,000	5,000	3,675
Retained Earnings	8,388	8,015	6,253	4,994	4,133	4,328
Comprehensive Income & Other	1,642	904.05	549.24	729.38	604.74	800.04
Total Common Equity	15,530	14,419	12,302	10,723	9,738	8,803
Minority Interest	73.67	65.75	53.02	60.27	39.48	41.66
Shareholders' Equity	15,604	14,485	12,355	10,784	9,777	8,844
Total Liabilities & Equity	91,650	84,409	101,962	85,677	72,045	58,053
Total Debt	3,136	4,317	36,739	664.32	451.26	506.69
Net Cash (Debt)	14,126	14,337	10,960	27,410	24,886	16,452
Net Cash Growth	62.23%	30.81%	-60.01%	10.14%	51.27%	-
Net Cash Per Share	12.84	13.03	9.96	54.82	67.00	45.93
Filing Date Shares Outstanding	1,100	1,100	550	500	500	358.2
Total Common Shares Outstanding	1,100	1,100	550	500	500	358.2
Book Value Per Share	14.12	13.11	22.37	21.45	19.48	24.57
Tangible Book Value	15,467	14,211	12,038	10,647	9,660	8,724
Tangible Book Value Per Share	14.06	12.92	21.89	21.29	19.32	24.35

Source: S&P Global Market Intelligence. Banks template. Financial Sources.