The United Bank Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	20,042	18,611	47,699	28,042	25,314	16,929
Investment Securities	27,772	24,558	24,326	28,108	22,290	20,749
Trading Asset Securities	-	42.47	-	32.68	23.69	29.99
Total Investments	27,772	24,600	24,326	28,141	22,314	20,779
Gross Loans	39,602	30,455	26,071	22,175	18,726	15,496
Allowance for Loan Losses	-949.06	-899.45	-868.23	-948.65	-1,002	-991.72
Other Adjustments to Gross Loans	-640.3	-663.05	-724.9	-543.26	-312.69	-385.25
Net Loans	38,013	28,892	24,478	20,683	17,411	14,119
Property, Plant & Equipment	544.98	415.71	435.62	539.46	458.23	442.92
Other Intangible Assets	162.96	207.96	264.89	76.36	77.94	79.06
Investments in Real Estate	23.98	25.55	26.45	18.49	14.4	15.51
Accrued Interest Receivable	871.54	1,137	1,010	1,000	673.48	409.93
Restricted Cash	3,038	6,049	498.69	4,057	2,791	3,276
Other Current Assets	215.19	221.33	99.07	72.51	66.39	730.42
Long-Term Deferred Tax Assets	-	-	-	0.03	0.27	0.13
Other Real Estate Owned & Foreclosed	207.29	215.69	220.43	253.75	351.82	323.25
Other Long-Term Assets	4,742	4,033	2,904	2,795	2,573	948.96
Total Assets	95,634	84,409	101,962	85,677	72,045	58,053
Accrued Expenses	50.16	56.15	24.46	34.87	25.77	40.24
Interest Bearing Deposits	53,714	47,623	37,673	68,037	56,705	43,455
Non-Interest Bearing Deposits	18,492	15,162	12,626	4,941	4,123	4,304
Total Deposits	72,206	62,785	50,299	72,978	60,828	47,759
Current Portion of Long-Term Debt	1,375	2,821	35,780	-	-	-
Current Income Taxes Payable	-	30.96	37.31	-	-	-
Accrued Interest Payable	1,008	564.55	821.05	271.11	253.26	162.17
Long-Term Debt	2,259	1,496	958.78	664.32	451.26	506.69
Pension & Post-Retirement Benefits	66.34	61.13	53.49	49.46	44.72	41.15
Long-Term Deferred Tax Liabilities	566.75	233.48	224.64	189.25	109.79	46.86
Other Long-Term Liabilities	1,968	1,876	1,408	707.18	555.17	652.75
Total Liabilities	79,500	69,924	89,607	74,894	62,268	49,209
Common Stock	5,500	5,500	5,500	5,000	5,000	3,675
Retained Earnings	8,622	8,015	6,253	4,994	4,133	4,328
Comprehensive Income & Other	1,935	904.05	549.24	729.38	604.74	800.04
Total Common Equity	16,057	14,419	12,302	10,723	9,738	8,803
Minority Interest	76.52	65.75	53.02	60.27	39.48	41.66
Shareholders' Equity	16,133	14,485	12,355	10,784	9,777	8,844
Total Liabilities & Equity	95,634	84,409	101,962	85,677	72,045	58,053
Total Debt	3,635	4,317	36,739	664.32	451.26	506.69
Net Cash (Debt)	16,408	14,337	10,960	27,410	24,886	16,452
Net Cash Growth	54.93%	30.81%	-60.01%	10.14%	51.27%	-
Net Cash Per Share	14.92	13.03	9.96	54.82	67.00	45.93
Filing Date Shares Outstanding	1,100	1,100	550	500	500	358.2
Total Common Shares Outstanding	1,100	1,100	550	500	500	358.2
Book Value Per Share	14.60	13.11	22.37	21.45	19.48	24.57
Tangible Book Value	15,894	14,211	12,038	10,647	9,660	8,724
Tangible Book Value Per Share	14.45	12.92	21.89	21.29	19.32	24.35

Source: S&P Global Market Intelligence. Banks template. Financial Sources.