The United Bank Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	9,160	18,611	47,699	28,042	25,314
Investment Securities	40,562	24,755	24,326	28,108	22,290
Trading Asset Securities	-	42.47	-	32.68	23.69
Total Investments	40,562	24,798	24,326	28,141	22,314
Gross Loans	40,329	30,455	26,071	22,175	18,726
Allowance for Loan Losses	-1,185	-899.45	-868.23	-948.65	-1,002
Other Adjustments to Gross Loans	-512.4	-663.05	-724.9	-543.26	-312.69
Net Loans	38,632	28,892	24,478	20,683	17,411
Property, Plant & Equipment	562.32	545.18	435.62	539.46	458.23
Other Intangible Assets	181.8	78.49	264.89	76.36	77.94
Investments in Real Estate	23.78	25.55	26.45	18.49	14.4
Accrued Interest Receivable	790.68	1,137	1,010	1,000	673.48
Restricted Cash	6,691	6,049	498.69	4,057	2,791
Other Current Assets	200.56	221.33	99.07	72.51	66.39
Long-Term Deferred Tax Assets	-	-	-	0.03	0.27
Other Real Estate Owned & Foreclosed	201.37	215.69	220.43	253.75	351.82
Other Long-Term Assets	5,448	4,033	2,904	2,795	2,573
Total Assets	102,455	84,607	101,962	85,677	72,045
Accrued Expenses	63.74	56.15	24.46	34.87	25.77
Interest Bearing Deposits	57,221	47,428	37,673	68,037	56,705
Non-Interest Bearing Deposits	18,501	15,162	12,626	4,941	4,123
Total Deposits	75,722	62,590	50,299	72,978	60,828
Current Portion of Long-Term Debt	2,688	2,826	35,780	-	-
Current Income Taxes Payable	-	-	37.31	-	-
Accrued Interest Payable	437.56	564.55	821.05	271.11	253.26
Long-Term Debt	2,638	1,884	958.78	664.32	451.26
Pension & Post-Retirement Benefits	68.47	61.13	53.49	49.46	44.72
Long-Term Deferred Tax Liabilities	904.8	233.48	224.64	189.25	109.79
Other Long-Term Liabilities	1,900	1,907	1,408	707.18	555.17
Total Liabilities	84,422	70,122	89,607	74,894	62,268
Common Stock	5,500	5,500	5,500	5,000	5,000
Retained Earnings	9,250	8,015	6,253	4,994	4,133
Comprehensive Income & Other	3,206	904.05	549.24	729.38	604.74
Total Common Equity	17,956	14,419	12,302	10,723	9,738
Minority Interest	76.43	65.75	53.02	60.27	39.48
Shareholders' Equity	18,033	14,485	12,355	10,784	9,777
Total Liabilities & Equity	102,455	84,607	101,962	85,677	72,045
Total Debt	5,326	4,710	36,739	664.32	451.26
Net Cash (Debt)	3,834	13,944	10,960	27,410	24,886
Net Cash Growth	-72.50%	27.22%	-60.01%	10.14%	51.27%
Net Cash Per Share	3.49	12.68	9.96	54.82	67.00
Filing Date Shares Outstanding	1,100	1,100	550	500	500
Total Common Shares Outstanding	1,100	1,100	550	500	500
Book Value Per Share	16.32	13.11	22.37	21.45	19.48
Tangible Book Value	17,774	14,340	12,038	10,647	9,660
Tangible Book Value Per Share	16.16	13.04	21.89	21.29	19.32

Source: S&P Global Market Intelligence. Banks template. Financial Sources.