The United Bank Ratios and Metrics

Market cap in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 20, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	15,312	15,785	-	-	-	-
Last Close Price	13.92	13.58	-	-	-	-
PE Ratio	6.56	6.29	-	-	-	-
PS Ratio	2.50	2.79	-	-	-	-
PB Ratio	0.95	1.09	-	-	-	-
Debt / Equity Ratio	0.23	0.30	2.97	0.06	0.05	0.06
Debt / FCF Ratio	-	-	2.33	0.06	0.07	-
Net Debt / Equity Ratio	-1.02	-0.99	-0.89	-2.54	-2.54	-1.86
Net Debt / FCF Ratio	1.19	0.34	-0.70	-2.27	-3.65	3.72
Return on Equity (ROE)	17.92%	21.11%	15.06%	12.95%	12.30%	-
Return on Assets (ROA)	3.02%	3.04%	1.86%	1.69%	1.76%	-
Earnings Yield	15.24%	17.87%	-	-	-	-
FCF Yield	-89.87%	-267.41%	-	-	-	-
Dividend Yield	5.40%	5.52%	-	-	-	-
Payout Ratio	70.23%	31.59%	9.26%	12.68%	15.16%	16.06%
Buyback Yield / Dilution	-	-	-120.00%	-34.60%	-3.70%	-
Total Shareholder Return	5.40%	5.52%	-120.00%	-34.60%	-3.70%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.