The United Bank (EGX:UBEE)

The United Bank Statistics

Total Valuation

The United Bank has a market cap or net worth of EGP 14.67 billion.

Market Cap	14.67B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, March 3, 2026.

Earnings Date	Mar 3, 2026
Ex-Dividend Date	n/a

Share Statistics

The United Bank has 1.10 billion shares outstanding.

Current Share Class	1.10B
Shares Outstanding	1.10B
Shares Change (YoY)	n/a
Shares Change (QoQ)	-1.47%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	330.01M

Valuation Ratios

The trailing PE ratio is 7.50 and the forward PE ratio is 4.36.

PE Ratio	7.50
Forward PE	4.36
PS Ratio	2.37
PB Ratio	0.81
P/TBV Ratio	0.83
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.21
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.95%.

Return on Equity (ROE)	14.95%
Return on Assets (ROA)	2.60%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	3.78M
Profits Per Employee	1.19M
Employee Count	1,654
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, The United Bank has paid 1.25 billion in taxes.

Income Tax	1.25B
Effective Tax Rate	33.95%

Stock Price Statistics

The stock price has decreased by -5.56% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-5.56%
50-Day Moving Average	14.13
200-Day Moving Average	14.29
Relative Strength Index (RSI)	43.48
Average Volume (20 Days)	108,565

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, The United Bank had revenue of EGP 6.19 billion and earned 1.96 billion in profits. Earnings per share was 1.78.

Revenue	6.19B
Gross Profit	6.19B
Operating Income	3.68B
Pretax Income	3.68B
Net Income	1.96B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.78

Balance Sheet

The company has 9.16 billion in cash and 5.33 billion in debt, with a net cash position of 3.83 billion or 3.49 per share.

Cash & Cash Equivalents	9.16B
Total Debt	5.33B
Net Cash	3.83B
Net Cash Per Share	3.49
Equity (Book Value)	18.03B
Book Value Per Share	16.32
Working Capital	-61.87B

Cash Flow

In the last 12 months, operating cash flow was -25.26 billion and capital expenditures -476.28 million, giving a free cash flow of -25.73 billion.

Operating Cash Flow	-25.26B
Capital Expenditures	-476.28M
Free Cash Flow	-25.73B
FCF Per Share	-23.39

Margins

Gross Margin	n/a
Operating Margin	59.48%
Pretax Margin	59.48%
Profit Margin	39.12%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.75, which amounts to a dividend yield of 5.62%.

Dividend Per Share	0.75
Dividend Yield	5.62%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	47.61%
Buyback Yield	n/a
Shareholder Yield	5.52%
Earnings Yield	13.33%
FCF Yield	-175.36%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2