The United Bank (EGX:UBEE)

The United Bank Statistics

Total Valuation

The United Bank has a market cap or net worth of EGP 15.35 billion.

Market Cap	15.35B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Jun 16, 2025

Share Statistics

The United Bank has 1.10 billion shares outstanding.

Current Share Class	1.10B
Shares Outstanding	1.10B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	330.01M

Valuation Ratios

The trailing PE ratio is 5.47 and the forward PE ratio is 4.41.

PE Ratio	5.47
Forward PE	4.41
PS Ratio	2.41
PB Ratio	0.98
P/TBV Ratio	0.99
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.07
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 22.35%.

Return on Equity (ROE)	22.35%
Return on Assets (ROA)	3.20%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.92M
Profits Per Employee	1.73M
Employee Count	1,635
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, The United Bank has paid 1.11 billion in taxes.

Income Tax	1.11B
Effective Tax Rate	25.94%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	13.95
200-Day Moving Average	13.74
Relative Strength Index (RSI)	51.16
Average Volume (20 Days)	75,901

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, The United Bank had revenue of EGP 6.36 billion and earned 2.81 billion in profits. Earnings per share was 2.55.

Revenue	6.36B
Gross Profit	6.36B
Operating Income	4.28B
Pretax Income	4.28B
Net Income	2.81B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.55

Balance Sheet

The company has 17.26 billion in cash and 3.14 billion in debt, giving a net cash position of 14.13 billion or 12.84 per share.

Cash & Cash Equivalents	17.26B
Total Debt	3.14B
Net Cash	14.13B
Net Cash Per Share	12.84
Equity (Book Value)	15.60B
Book Value Per Share	14.12
Working Capital	-47.58B

Cash Flow

In the last 12 months, operating cash flow was -41.68 billion and capital expenditures -571.73 million, giving a free cash flow of -42.25 billion.

Operating Cash Flow	-41.68B
Capital Expenditures	-571.73M
Free Cash Flow	-42.25B
FCF Per Share	-38.41

Margins

Gross Margin	n/a
Operating Margin	67.22%
Pretax Margin	67.22%
Profit Margin	49.55%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.75, which amounts to a dividend yield of 5.38%.

Dividend Per Share	0.75
Dividend Yield	5.38%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	58.60%
Buyback Yield	n/a
Shareholder Yield	5.38%
Earnings Yield	18.29%
FCF Yield	-275.36%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2