The United Bank (EGX:UBEE)
Egypt flag Egypt · Delayed Price · Currency is EGP
15.04
-0.37 (-2.40%)
At close: Dec 2, 2025

The United Bank Statistics

Total Valuation

The United Bank has a market cap or net worth of EGP 16.54 billion.

Market Cap16.54B
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, November 13, 2025.

Earnings Date Nov 13, 2025
Ex-Dividend Date Jun 16, 2025

Share Statistics

The United Bank has 1.10 billion shares outstanding.

Current Share Class 1.10B
Shares Outstanding 1.10B
Shares Change (YoY) n/a
Shares Change (QoQ) +1.49%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float 330.01M

Valuation Ratios

The trailing PE ratio is 7.09 and the forward PE ratio is 4.76.

PE Ratio 7.09
Forward PE 4.76
PS Ratio 2.70
PB Ratio 1.03
P/TBV Ratio 1.04
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -0.26
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 17.92%.

Return on Equity (ROE) 17.92%
Return on Assets (ROA) 3.02%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 3.70M
Profits Per Employee 1.41M
Employee Count1,635
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, The United Bank has paid 1.24 billion in taxes.

Income Tax 1.24B
Effective Tax Rate 31.94%

Stock Price Statistics

The stock price has increased by +208.20% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change +208.20%
50-Day Moving Average 14.71
200-Day Moving Average 14.22
Relative Strength Index (RSI) 46.80
Average Volume (20 Days) 464,559

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, The United Bank had revenue of EGP 6.12 billion and earned 2.33 billion in profits. Earnings per share was 2.12.

Revenue6.12B
Gross Profit 6.12B
Operating Income 3.89B
Pretax Income 3.89B
Net Income 2.33B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 2.12
Full Income Statement

Balance Sheet

The company has 20.04 billion in cash and 3.63 billion in debt, giving a net cash position of 16.41 billion or 14.92 per share.

Cash & Cash Equivalents 20.04B
Total Debt 3.63B
Net Cash 16.41B
Net Cash Per Share 14.92
Equity (Book Value) 16.13B
Book Value Per Share 14.60
Working Capital -50.26B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -12.99 billion and capital expenditures -768.09 million, giving a free cash flow of -13.76 billion.

Operating Cash Flow -12.99B
Capital Expenditures -768.09M
Free Cash Flow -13.76B
FCF Per Share -12.51
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 63.54%
Pretax Margin 63.54%
Profit Margin 43.01%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.75, which amounts to a dividend yield of 4.99%.

Dividend Per Share 0.75
Dividend Yield 4.99%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 70.24%
Buyback Yield n/a
Shareholder Yield 4.87%
Earnings Yield 14.10%
FCF Yield -83.18%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2