Crédit Agricole S.A. (EPA:ACA)
France · Delayed Price · Currency is EUR 19.28
+0.49 (2.61%)
Jul 31, 2026, 5:36 PM CET
Crédit Agricole Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | - | 15,308 | 14,299 | 14,244 | 21,092 | 19,783 |
Net Interest Income Growth | - | 7.06% | 0.39% | -32.47% | 6.62% | 67.40% |
Non-Interest Income | - | 12,771 | 12,882 | 10,938 | 13,712 | 17,039 |
Non-Interest Income Growth | - | -0.86% | 17.77% | -20.23% | -19.53% | 96.26% |
Revenues Before Loan Losses | 28,173 | 28,079 | 27,181 | 25,180 | 34,804 | 36,822 |
Provision for Credit Losses | 2,131 | 1,973 | 1,850 | 1,777 | 2,892 | 2,193 |
| 26,042 | 26,106 | 25,331 | 23,403 | 31,912 | 34,629 | |
Revenue Growth | 0.32% | 3.06% | 8.24% | -26.66% | -7.85% | 93.52% |
Selling, General & Admin | - | 1,343 | 1,245 | 1,151 | 1,818 | 1,912 |
Other Non-Interest Expenses | 14,039 | 14,361 | 13,460 | 12,706 | 18,841 | 20,307 |
Total Non-Interest Expense | 14,039 | 15,704 | 14,705 | 13,857 | 20,659 | 22,219 |
Pretax Income | 10,028 | 10,402 | 10,626 | 9,546 | 11,253 | 12,410 |
Provision for Income Taxes | 2,646 | 2,349 | 2,472 | 2,200 | 2,647 | 2,463 |
Net Income | 7,383 | 8,053 | 8,154 | 7,343 | 8,727 | 9,953 |
Minority Interest in Earnings | 2,133 | 979 | 1,067 | 995 | 730 | 852 |
Net Income to Common | 5,250 | 7,074 | 7,087 | 6,348 | 7,997 | 9,101 |
Net Income Growth | -30.65% | -0.18% | 11.64% | -20.62% | -12.13% | 238.08% |
Shares Outstanding (Basic) | 3,033 | 3,027 | 3,015 | 3,031 | 2,989 | 2,990 |
Shares Outstanding (Diluted) | 3,033 | 3,027 | 3,015 | 3,031 | 2,989 | 2,990 |
Shares Change | 0.21% | 0.40% | -0.53% | 1.41% | -0.03% | 3.63% |
EPS (Basic) | 1.73 | 2.18 | 2.11 | 1.94 | 1.64 | 1.84 |
EPS (Diluted) | 1.73 | 2.18 | 2.11 | 1.94 | 1.64 | 1.84 |
EPS Growth | -25.38% | 3.37% | 8.54% | 18.69% | -10.84% | 128.36% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -17,322 | 17,896 | -16,979 | -37,397 | -25,546 | 41,120 |
Free Cash Flow Growth | - | - | - | - | - | -27.27% |
Free Cash Flow Per Share | -5.71 | 5.91 | -5.63 | -12.34 | -8.55 | 13.75 |
Dividends Per Share | 1.130 | 1.130 | 1.100 | 1.050 | 1.050 | 1.050 |
Dividend Growth | 2.73% | 2.73% | 4.76% | 0% | 0% | 31.25% |
Profit Margin | 28.35% | 30.85% | 32.19% | 31.38% | 27.35% | 28.74% |
FCF Margin | -66.52% | 68.55% | -67.03% | -159.80% | -80.05% | 118.74% |
Effective Tax Rate | 26.39% | 22.58% | 23.26% | 23.05% | 23.52% | 19.85% |