Yiren Digital Ltd. (FRA:19YA)
Germany · Delayed Price · Currency is EUR 0.6150
0.00 (0.00%)
At close: Oct 23, 2026
Yiren Digital Financials Overview
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 4,318 | 5,719 | 5,806 | 4,896 | 3,435 | 4,478 |
Revenue Growth | -29.65% | -1.49% | 18.59% | 42.54% | -23.30% | 13.02% |
Gross Profit Gross Profit Growth | 3,530 | 4,933 | 4,923 | 3,919 | 2,658 | 3,717 |
Operating Income Operating Income Growth | 811.44 | 2,145 | 2,516 | 2,622 | 1,493 | 1,287 |
Net Income Net Income Growth | -1,491 | 54.53 | 1,582 | 2,080 | 1,195 | 1,033 |
Earnings Per Share EPS Growth | -17.07 | 0.62 | 18.11 | 23.28 | 13.63 | 12.11 |
EPS Growth | - | -96.55% | -22.20% | 70.88% | 12.50% | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Credit Solution Business Credit Solution Business Growth | 3,829 | 5,040 | 3,473 | 2,515 | 1,960 | 3,184 |
Insurance Brokerage Business Insurance Brokerage Business Growth | 322.45 | 297.59 | 408.37 | 963.82 | 731.8 | 755.69 |
Others Others Growth | 165.92 | 381.6 | 1,924 | 1,417 | - | - |
Total Total Growth | 4,318 | 5,719 | 5,806 | 4,896 | 3,435 | 4,478 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,697 | 4,848 | 5,214 | 6,195 | 4,435 | 3,078 |
Total Debt Total Debt Growth | 33.25 | 48.85 | 40.77 | 23.65 | 1,001 | 1,441 |
Net Cash (Debt) Net Cash Growth | 1,663 | 4,799 | 5,173 | 6,172 | 3,434 | 1,637 |
Net Cash Growth | -59.03% | -7.22% | -16.18% | 79.74% | 109.69% | 3.98% |
Net Cash Per Share Net Cash Per Share Growth | 19.05 | 54.95 | 59.22 | 69.08 | 39.15 | 19.20 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -1,871 | 703.62 | 1,424 | 2,171 | 1,849 | 158.19 |
Capital Expenditures CapEx Growth | -25.74 | -25.74 | -9.19 | -4.44 | -0.88 | -9.4 |
Free Cash Flow Free Cash Flow Growth | -1,897 | 677.88 | 1,415 | 2,167 | 1,849 | 148.79 |
Free Cash Flow Growth | - | -52.09% | -34.69% | 17.20% | 1142.40% | -44.55% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 81.75% | 86.25% | 84.79% | 80.06% | 77.38% | 83.01% |
Operating Margin | 18.79% | 37.50% | 43.34% | 53.55% | 43.48% | 28.75% |
Pretax Margin | -37.52% | -0.74% | 32.06% | 54.04% | 43.54% | 26.87% |
Profit Margin | -34.53% | 0.95% | 27.25% | 42.49% | 34.79% | 23.07% |
FCF Margin | -43.93% | 11.85% | 24.37% | 44.26% | 53.82% | 3.32% |
Fiscal Year | FY 2025 | FY 2024 |
|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 |
Dividend Per Share Dividend Per Share Growth | 1.539 | 3.066 |
Dividend Per Share Growth | -49.80% | - |
Dividend Yield | 6.01% | 9.62% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | - | 41.01 | 1.93 | 0.94 | 0.68 | 1.48 |
P/FCF Ratio | - | 3.30 | 2.15 | 0.91 | 0.44 | 10.26 |
PS Ratio | 0.09 | 0.39 | 0.53 | 0.40 | 0.24 | 0.34 |