Germany · Delayed Price · Currency is EUR Yiren Digital Statistics
Total Valuation
Yiren Digital has a market cap or net worth of EUR 78.85 million. The enterprise value is -220.29 million.
| Market Cap | 78.85M |
| Enterprise Value | -220.29M |
Important Dates
The next estimated earnings date is Friday, August 28, 2026.
| Earnings Date | Aug 28, 2026 |
| Ex-Dividend Date | Sep 30, 2025 |
Share Statistics
| Current Share Class | n/a |
| Shares Outstanding | n/a |
| Shares Change (YoY) | -0.02% |
| Shares Change (QoQ) | +0.38% |
| Owned by Insiders (%) | 1.46% |
| Owned by Institutions (%) | 2.43% |
| Float | 14.46M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.12 |
| PB Ratio | 0.07 |
| P/TBV Ratio | 0.07 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 21.75, with a Debt / Equity ratio of 0.00.
| Current Ratio | 21.75 |
| Quick Ratio | 15.61 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.02 |
| Debt / FCF | -0.08 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -7.42% and return on invested capital (ROIC) is 30.91%.
| Return on Equity (ROE) | -7.42% |
| Return on Assets (ROA) | 8.12% |
| Return on Invested Capital (ROIC) | 30.91% |
| Return on Capital Employed (ROCE) | 13.97% |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | 651,125 |
| Profits Per Employee | -87,997 |
| Employee Count | 981 |
| Asset Turnover | 0.39 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -10.87M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -82.60% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -82.60% |
| 50-Day Moving Average | 1.01 |
| 200-Day Moving Average | 2.24 |
| Relative Strength Index (RSI) | 36.66 |
| Average Volume (20 Days) | n/a |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.11 |
Income Statement
In the last 12 months, Yiren Digital had revenue of EUR 638.75 million and -86.32 million in losses. Loss per share was -0.99.
| Revenue | 638.75M |
| Gross Profit | 543.29M |
| Operating Income | 210.56M |
| Pretax Income | -97.34M |
| Net Income | -86.32M |
| EBITDA | 212.34M |
| EBIT | 210.56M |
| Loss Per Share | -0.99 |
Balance Sheet
The company has 308.47 million in cash and 4.44 million in debt, with a net cash position of 304.03 million.
| Cash & Cash Equivalents | 308.47M |
| Total Debt | 4.44M |
| Net Cash | 304.03M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 1.10B |
| Book Value Per Share | 12.60 |
| Working Capital | 1.34B |
Cash Flow
In the last 12 months, operating cash flow was -54.15 million and capital expenditures -3.24 million, giving a free cash flow of -57.38 million.
| Operating Cash Flow | -54.15M |
| Capital Expenditures | -3.24M |
| Depreciation & Amortization | 1.81M |
| Net Borrowing | 1.19M |
| Free Cash Flow | -57.38M |
| FCF Per Share | n/a |
Margins
Gross margin is 85.05%, with operating and profit margins of 32.96% and -13.51%.
| Gross Margin | 85.05% |
| Operating Margin | 32.96% |
| Pretax Margin | -15.24% |
| Profit Margin | -13.51% |
| EBITDA Margin | 33.24% |
| EBIT Margin | 32.96% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.17, which amounts to a dividend yield of 18.04%.
| Dividend Per Share | 0.17 |
| Dividend Yield | 18.04% |
| Dividend Growth (YoY) | 114.55% |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| Buyback Yield | 0.02% |
| Shareholder Yield | 18.06% |
| Earnings Yield | -109.49% |
| FCF Yield | -72.78% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Yiren Digital has an Altman Z-Score of 2.81 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.81 |
| Piotroski F-Score | 3 |