Yiren Digital Ltd. (YRD)
| Market Cap | 82.92M -85.1% |
| Revenue (ttm) | 635.63M -29.7% |
| Net Income | -219.47M |
| EPS | -2.51 |
| Shares Out | 87.49M |
| PE Ratio | n/a |
| Forward PE | n/a |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 85,856 |
| Open | 0.9428 |
| Previous Close | 0.9571 |
| Day's Range | 0.9308 - 0.9900 |
| 52-Week Range | 0.8200 - 6.7900 |
| Beta | 1.12 |
| Analysts | n/a |
| Price Target | n/a |
| Earnings Date | Sep 30, 2026 |
About YRD
Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People’s Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.
Financial Performance
In 2025, Yiren Digital's revenue was 5.72 billion, a decrease of -1.49% compared to the previous year's 5.81 billion. Earnings were 54.53 million, a decrease of -96.55%.
Financial numbers in CNY Financial StatementsNews
Yiren Digital Earnings Call Transcript: Q2 2026
Revenue declined 3% sequentially and 46% year-over-year, with net loss narrowing by 9% due to lower provisions. The business accelerated its transition to an asset-light, AI-driven model, expanded its insurance and technology services, and authorized a $20 million share repurchase.
Yiren Digital Earnings release: Q2 2026
Yiren Digital released its Q2 2026 earnings on September 30, 2026, summarizing the period's financial results.
Yiren Digital Slides: Q2 2026
Yiren Digital has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on September 30, 2026.
Yiren Digital Reports Second Quarter 2026 Unaudited Financial Results
BEIJING, Sept. 30, 2026 /PRNewswire/ -- Yiren Digital Ltd.
Yiren Digital to Report Second Quarter 2026 Financial Results on September 30, 2026
BEIJING, Sept. 25, 2026 /PRNewswire/ -- Yiren Digital Ltd.
Yiren Digital Upgrades Enterprise AI Across Core Business Functions
Shared enterprise AI operating model accelerates deployment, strengthens operating leverage and supports scalable expansion across businesses BEIJING, Aug. 18, 2026 /PRNewswire/ -- Yiren Digital Ltd. ...
Yiren Digital's AI-Enabled Fraud Detection Framework Helped Avoid RMB165 Million in Potential Fraud-Related Losses in 2025
Hawkeye and DiTing helped prevent RMB165M (approximately US$23M) in fraud losses in 2025, reinforcing Yiren Digital's credit-risk discipline BEIJING, Aug. 12, 2026 /PRNewswire/ -- Yiren Digital Ltd. (...
Yiren Digital's AI Agents Deliver Measurable Gains Across Customer Operations
AI-enabled customer operations achieve a 98.7% answer rate, nearly 80% autonomous problem resolution and approximately 1,500 hours of daily speech-to-text processing BEIJING, Aug. 4, 2026 /PRNewswire/...
Yiren Digital Releases 2025 ESG Report: Advancing Responsible AI and Sustainable Growth
BEIJING, July 30, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading company specializing in financial technology and artificial intelligence innovation ...
Yiren Digital Accelerates Operating Efficiency Through AI Agent Deployment
Broader AI adoption improves productivity across asset recovery and enterprise operations BEIJING, July 23, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a le...
Yiren Digital Advances AI Entertainment Strategy Through Warrant Agreement with an AI-Native Entertainment and Emotional Wellness Platform
Staged Investment Rights Provide a Pathway Toward Potential Majority Ownership in a Fast-Growing, Internationally Focused AI Application Company BEIJING, July 8, 2026 /PRNewswire/ -- Yiren Digital Ltd...
Yiren Digital Announces New $20 Million Share Repurchase Program
BEIJING, July 2, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial tec...
Yiren Digital Earnings Call Transcript: Q1 2026
Revenue declined year-over-year but stabilized sequentially, with improved credit quality and reduced losses. AI integration drove operational efficiencies, while insurance and AI-native businesses showed strong growth. Liquidity remains robust, supporting ongoing innovation.
Yiren Digital Slides: Q1 2026
Yiren Digital has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on June 25, 2026.
Yiren Digital Earnings release: Q1 2026
Yiren Digital released its Q1 2026 earnings on June 25, 2026, summarizing the period's financial results.
Yiren Digital Reports First Quarter 2026 Unaudited Financial Results
BEIJING, June 25, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial te...
Yiren Digital to Report First Quarter 2026 Financial Results on June 25, 2026
BEIJING, June 17, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial te...
Yiren Digital announces controlling shareholding restructuring
Yiren Digital announced that it has been notified by CreditEase, the company’s controlling shareholder, that a change in the controlling shareholder’s shareholding structure took place on June 5. As a...
Yiren Digital Announces Increase in Beneficial Ownership by Mr. Ning Tang Following Controlling Shareholder Restructuring
BEIJING, June 8, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial tec...
Yiren Digital comments on reports regarding controlling shareholder affiliates
Yiren Digital commented on recent media reports concerning certain financial products offered by affiliates of the company’s controlling shareholder. “Yiren Digital is an independent company listed on...
Yiren Digital Expands AI Application-Layer Strategic Investments
Covering AI Entertainment, AI-Assisted Language Learning, and AI Research Productivity Supported by Structured Investment Options and Future Ownership Rights BEIJING, May 26, 2026 /PRNewswire/ -- Yire...
Yiren Digital Comments on Recent Media Reports Concerning Affiliates of Its Controlling Shareholder
BEIJING, May 26, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial tec...
Yiren Digital Advances Transition to AI-Native, Multi-Industry Operating Model with Enterprise AI Architecture Rollout
Proprietary Multi-Agent Architecture Enables AI-Driven Execution Across Financial Services and Emerging AI-Native Verticals BEIJING, May 14, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren...
Yiren Digital Transcript: Deutsche Bank ADR Virtual Investor Conference
AI-driven lending and insurance operations achieved record repeat borrowing, reduced default rates, and significant cost savings. Internet insurance premiums grew rapidly, with digital channels expected to drive half of insurance revenue by 2027. Expansion into Southeast Asia and commercialization of AI services are key growth drivers.
Yiren Digital to Present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference on April 28, 2026
Company invites individual and institutional investors, as well as advisors and analysts, to attend online at VirtualInvestorConferences.com BEIJING, April 22, 2026 /PRNewswire/ -- Yiren Digital Ltd. ...