Yiren Digital Ltd. (YRD)

NYSE: YRD · Real-Time Price · USD
1.110
+0.010 (0.91%)
At close: Jun 26, 2026, 4:00 PM EDT
1.120
+0.010 (0.90%)
After-hours: Jun 26, 2026, 7:44 PM EDT
Market Cap97.11M -84.8%
Revenue (ttm)736.49M -15.1%
Net Income-99.53M
EPS-1.14
Shares Out 87.49M
PE Ration/a
Forward PEn/a
Dividend$0.20 (18.02%)
Ex-Dividend DateSep 30, 2025
Volume55,443
Open1.070
Previous Close1.100
Day's Range1.070 - 1.120
52-Week Range1.070 - 6.790
Beta1.06
Analystsn/a
Price Targetn/a
Earnings DateJun 25, 2026

About YRD

Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People’s Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Sector Financials
IPO Date Dec 18, 2015
Employees 981
Stock Exchange NYSE
Ticker Symbol YRD
Full Company Profile

Financial Performance

In 2025, Yiren Digital's revenue was 5.72 billion, a decrease of -1.49% compared to the previous year's 5.81 billion. Earnings were 54.53 million, a decrease of -96.55%.

Financial numbers in CNY Financial Statements

News

Yiren Digital Earnings Call Transcript: Q1 2026

Revenue declined year-over-year but stabilized sequentially, with improved credit quality and reduced losses. AI integration drove operational efficiencies, while insurance and AI-native businesses showed strong growth. Liquidity remains robust, supporting ongoing innovation.

1 day ago - Transcripts

Yiren Digital Slides: Q1 2026

Yiren Digital has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on June 25, 2026.

1 day ago - Filings

Yiren Digital Earnings release: Q1 2026

Yiren Digital released its Q1 2026 earnings on June 25, 2026, summarizing the period's financial results.

1 day ago - Filings

Yiren Digital Reports First Quarter 2026 Unaudited Financial Results

BEIJING, June 25, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial te...

1 day ago - PRNewsWire

Yiren Digital to Report First Quarter 2026 Financial Results on June 25, 2026

BEIJING, June 17, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial te...

9 days ago - PRNewsWire

Yiren Digital announces controlling shareholding restructuring

Yiren Digital announced that it has been notified by CreditEase, the company’s controlling shareholder, that a change in the controlling shareholder’s shareholding structure took place on June 5. As a...

18 days ago - TheFly

Yiren Digital Announces Increase in Beneficial Ownership by Mr. Ning Tang Following Controlling Shareholder Restructuring

BEIJING, June 8, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial tec...

18 days ago - PRNewsWire

Yiren Digital comments on reports regarding controlling shareholder affiliates

Yiren Digital commented on recent media reports concerning certain financial products offered by affiliates of the company’s controlling shareholder. “Yiren Digital is an independent company listed on...

4 weeks ago - TheFly

Yiren Digital Expands AI Application-Layer Strategic Investments

Covering AI Entertainment, AI-Assisted Language Learning, and AI Research Productivity Supported by Structured Investment Options and Future Ownership Rights BEIJING, May 26, 2026 /PRNewswire/ -- Yire...

4 weeks ago - PRNewsWire

Yiren Digital Comments on Recent Media Reports Concerning Affiliates of Its Controlling Shareholder

BEIJING, May 26, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial tec...

4 weeks ago - PRNewsWire

Yiren Digital Advances Transition to AI-Native, Multi-Industry Operating Model with Enterprise AI Architecture Rollout

Proprietary Multi-Agent Architecture Enables AI-Driven Execution Across Financial Services and Emerging AI-Native Verticals BEIJING, May 14, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren...

6 weeks ago - PRNewsWire

Yiren Digital Transcript: Deutsche Bank ADR Virtual Investor Conference

AI-driven lending and insurance operations achieved record repeat borrowing, reduced default rates, and significant cost savings. Internet insurance premiums grew rapidly, with digital channels expected to drive half of insurance revenue by 2027. Expansion into Southeast Asia and commercialization of AI services are key growth drivers.

2 months ago - Transcripts

Yiren Digital to Present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference on April 28, 2026

Company invites individual and institutional investors, as well as advisors and analysts, to attend online at VirtualInvestorConferences.com BEIJING, April 22, 2026 /PRNewswire/ -- Yiren Digital Ltd. ...

2 months ago - PRNewsWire

Yiren Digital Named to S&P Global Sustainability Yearbook (China Edition) 2026, Honored as Industry Mover

BEIJING, April 16, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

2 months ago - PRNewsWire

Yiren Digital Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

SAN DIEGO, March 19, 2026 (GLOBE NEWSWIRE) -- Johnson Fistel, PLLP is investigating potential claims on behalf of investors of Yiren Digital Ltd. (NYSE: YRD).

3 months ago - GlobeNewsWire

Yiren Digital Earnings Call Transcript: Q4 2025

AI innovation and internet insurance drove growth amid regulatory and credit headwinds in 2025. Loan facilitation volume rose 26% year-over-year, while AI delivered RMB 80 million in direct cost savings. Delinquency rates peaked in October but have since improved.

3 months ago - Transcripts

Yiren Digital Earnings release: Q4 2025

Yiren Digital released its Q4 2025 earnings on March 19, 2026, summarizing the period's financial results.

3 months ago - Filings

Yiren Digital Slides: Q4 2025

Yiren Digital has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on March 19, 2026.

3 months ago - Filings

Yiren Digital Annual report: Q4 2025

Yiren Digital has published its Q4 2025 annual report on March 19, 2026.

3 months ago - Filings

Yiren Digital Reports Fourth Quarter and Fiscal Year 2025 Financial Results

BEIJING, March 19, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

3 months ago - PRNewsWire

Yiren Digital to Report Fourth Quarter and Full Year 2025 Financial Results on March 19, 2026

BEIJING, March 11, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

3 months ago - PRNewsWire

Yiren Digital Recognized with "Annual Digital Intelligence Innovative Application Award" by Caijing New Media

BEIJING, Jan. 22, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading Fintech company specializing in digital consumer lending, insurance and financial te...

5 months ago - PRNewsWire

A Decade of Growth: Celebrating 10 Years Since Public Listing and Looking Ahead

BEIJING , Dec. 18, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

6 months ago - PRNewsWire

Yiren Digital Wins "Technology Innovation Leadership Award for Listed Companies" at the 23rd China's Financial Annual Champion Awards

BEIJING , Dec. 11, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading Fintech company specializing in digital consumer lending, insurance and financial t...

7 months ago - PRNewsWire

Yiren Digital Earnings Call Transcript: Q3 2025

Revenue grew 5.1% year-over-year to RMB 1.55 billion, led by 70% growth in financial services and strong Internet insurance momentum. Net income declined 12% sequentially due to higher provisions and industry-wide asset quality pressure. Q4 revenue is projected at RMB 1.4–1.6 billion.

7 months ago - Transcripts