Yiren Digital Ltd. (YRD)

NYSE: YRD · Real-Time Price · USD
2.070
+0.090 (4.55%)
May 15, 2026, 4:00 PM EDT - Market closed
Market Cap178.86M -68.4%
Revenue (ttm)817.69M -1.5%
Net Income5.79M -97.4%
EPS0.07 -97.4%
Shares Out 86.41M
PE Ratio31.20
Forward PEn/a
Dividend$0.44 (21.26%)
Ex-Dividend DateSep 30, 2025
Volume121,456
Open1.970
Previous Close1.980
Day's Range1.950 - 2.150
52-Week Range1.580 - 7.680
Beta1.23
Analystsn/a
Price Targetn/a
Earnings DateJun 11, 2026

About YRD

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-b... [Read more]

Sector Financials
IPO Date Dec 18, 2015
Employees 949
Stock Exchange NYSE
Ticker Symbol YRD
Full Company Profile

Financial Performance

In 2025, Yiren Digital's revenue was 5.72 billion, a decrease of -1.49% compared to the previous year's 5.81 billion. Earnings were 40.53 million, a decrease of -97.44%.

Financial numbers in CNY Financial Statements

News

Yiren Digital Advances Transition to AI-Native, Multi-Industry Operating Model with Enterprise AI Architecture Rollout

Proprietary Multi-Agent Architecture Enables AI-Driven Execution Across Financial Services and Emerging AI-Native Verticals BEIJING, May 14, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren...

3 days ago - PRNewsWire

Yiren Digital Transcript: Deutsche Bank ADR Virtual Investor Conference

AI-driven lending and insurance operations achieved record repeat borrowing, reduced default rates, and significant cost savings. Internet insurance premiums grew rapidly, with digital channels expected to drive half of insurance revenue by 2027. Expansion into Southeast Asia and commercialization of AI services are key growth drivers.

19 days ago - Transcripts

Yiren Digital to Present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference on April 28, 2026

Company invites individual and institutional investors, as well as advisors and analysts, to attend online at VirtualInvestorConferences.com BEIJING, April 22, 2026 /PRNewswire/ -- Yiren Digital Ltd. ...

25 days ago - PRNewsWire

Yiren Digital Named to S&P Global Sustainability Yearbook (China Edition) 2026, Honored as Industry Mover

BEIJING, April 16, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

4 weeks ago - PRNewsWire

Yiren Digital Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

SAN DIEGO, March 19, 2026 (GLOBE NEWSWIRE) -- Johnson Fistel, PLLP is investigating potential claims on behalf of investors of Yiren Digital Ltd. (NYSE: YRD).

2 months ago - GlobeNewsWire

Yiren Digital Earnings Call Transcript: Q4 2025

AI innovation and internet insurance drove growth amid regulatory and credit headwinds in 2025. Loan facilitation volume rose 26% year-over-year, while AI delivered RMB 80 million in direct cost savings. Delinquency rates peaked in October but have since improved.

2 months ago - Transcripts

Yiren Digital Reports Fourth Quarter and Fiscal Year 2025 Financial Results

BEIJING, March 19, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

2 months ago - PRNewsWire

Yiren Digital to Report Fourth Quarter and Full Year 2025 Financial Results on March 19, 2026

BEIJING, March 11, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

2 months ago - PRNewsWire

Yiren Digital Recognized with "Annual Digital Intelligence Innovative Application Award" by Caijing New Media

BEIJING, Jan. 22, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading Fintech company specializing in digital consumer lending, insurance and financial te...

4 months ago - PRNewsWire

A Decade of Growth: Celebrating 10 Years Since Public Listing and Looking Ahead

BEIJING , Dec. 18, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

5 months ago - PRNewsWire

Yiren Digital Wins "Technology Innovation Leadership Award for Listed Companies" at the 23rd China's Financial Annual Champion Awards

BEIJING , Dec. 11, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading Fintech company specializing in digital consumer lending, insurance and financial t...

5 months ago - PRNewsWire

Yiren Digital Earnings Call Transcript: Q3 2025

Revenue grew 5.1% year-over-year to RMB 1.55 billion, led by 70% growth in financial services and strong Internet insurance momentum. Net income declined 12% sequentially due to higher provisions and industry-wide asset quality pressure. Q4 revenue is projected at RMB 1.4–1.6 billion.

6 months ago - Transcripts

Yiren Digital Reports Third Quarter 2025 Financial Results

BEIJING , Nov. 25, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

6 months ago - PRNewsWire

Yiren Digital to Report Third Quarter 2025 Financial Results on November 25, 2025

BEIJING , Nov. 18, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial t...

6 months ago - PRNewsWire

Yiren Digital Is Ranked Top 10% in the Global S&P ESG Rating

International Accolade Showcases Yiren Digital's Pioneering Use of AI in Sustainable Fintech BEIJING , Nov. 7, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a...

6 months ago - PRNewsWire

Yiren Digital Transcript: Deutsche Bank ADR Virtual Investor Conference 2025

The conference highlighted a strong focus on AI and Web3 innovation, international expansion, and robust financial growth, with significant advances in online insurance and crypto strategies. Regulatory changes and new product launches are expected to shape future performance.

6 months ago - Transcripts

Yiren Digital CFO Highlights Company's AI Transformation and Next-Generation Fintech Strategy

HONG KONG , Nov. 4, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial ...

6 months ago - PRNewsWire

Yiren Digital to Showcase AI Transformation in Keynote Speech at Hong Kong FinTech Week on November 3, 2025

BEIJING , Oct. 30, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading AI-driven fintech platform, today announced that Mr.

7 months ago - PRNewsWire

Yiren Digital to Present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference November 4th

Company invites individual and institutional investors, as well as advisors and analysts, to attend online at VirtualInvestorConferences.com Company invites individual and institutional investors, as ...

7 months ago - GlobeNewsWire

Yiren Digital to Present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference November 4th, 2025

Company invites individual and institutional investors, as well as advisors and analysts, to attend online at VirtualInvestorConferences.com BEIJING , Oct. 29, 2025 /PRNewswire/ -- Yiren Digital Ltd. ...

7 months ago - PRNewsWire

Yiren Digital, ChainUp sign MOU to develop blockchain infrastructure platform

Yiren Digital signed a Memorandum of Understanding with ChainUp to co-develop a global blockchain infrastructure platform to support institutional-grade crypto investment products and related financia...

7 months ago - TheFly

Yiren Digital Strategically Expands into Blockchain Finance and Partners with ChainUp for Platform Development

HONG KONG , Oct. 17, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial...

7 months ago - PRNewsWire

Yiren Digital Launches Next-Gen Magicube Agent Platform Targeting $30 Billion Generative AI Market

BEIJING , Oct. 7, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), an AI-powered platform providing a comprehensive suite of financial services in Asia, announce...

7 months ago - PRNewsWire

Yiren Digital Gains Increasing Momentum with Internet Insurance Business, Driving Strategic Second Growth Curve

Accelerating AI Innovation to Find New Growth Driver BEIJING , Sept. 29, 2025 /PRNewswire/ -- Yiren Digital Ltd.

8 months ago - PRNewsWire

Yiren Digital Earnings Call Transcript: Q2 2025

Q2 2025 saw 10.4% revenue growth and a 44.5% sequential net income increase, driven by AI innovation and strong financial services performance. Regulatory changes and digital insurance growth shape a cautiously optimistic outlook.

9 months ago - Transcripts