Yiren Digital Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	3,865	3,841	5,791	4,272	2,865	2,470	Upgrade
Short-Term Investments	-	1,295	327.99	162.89	213.85	54.3	Upgrade
Trading Asset Securities	-	77.43	76.05	-	-	-	Upgrade
Cash & Short-Term Investments	3,865	5,214	6,195	4,435	3,078	2,524	Upgrade
Cash Growth	2.54%	-15.85%	39.70%	44.06%	21.95%	-22.93%	Upgrade
Accounts Receivable	6,187	1,818	2,006	2,021	3,707	2,303	Upgrade
Other Receivables	-	308.45	82.11	279.96	158.77	656.24	Upgrade
Receivables	6,660	4,304	2,969	2,559	3,939	3,151	Upgrade
Prepaid Expenses	2,672	57.1	17.25	4.98	35.62	125.6	Upgrade
Restricted Cash	394.92	260.27	267.27	88.8	80.8	237.24	Upgrade
Other Current Assets	716	1,639	198.68	276.98	225.04	149.99	Upgrade
Total Current Assets	14,308	11,474	9,648	7,365	7,359	6,188	Upgrade
Property, Plant & Equipment	125.12	118.37	102.54	111.17	183.3	252.87	Upgrade
Long-Term Investments	503.4	369.02	448.5	975.44	179.56	178.8	Upgrade
Goodwill	-	4.78	4.78	-	-	-	Upgrade
Long-Term Deferred Tax Assets	173.18	77.46	73.41	84.19	7.39	16.75	Upgrade
Long-Term Deferred Charges	6.94	0.29	0.03	0.79	9.96	65.53	Upgrade
Other Long-Term Assets	333.53	938.52	-	-	-	-	Upgrade
Total Assets	15,450	12,983	10,277	8,536	7,739	6,702	Upgrade
Accounts Payable	50.4	172.41	43.77	36.6	81.78	181.09	Upgrade
Accrued Expenses	1,647	375.96	291.42	466.84	642.08	738.37	Upgrade
Short-Term Debt	-	-	-	198.05	340.22	367.13	Upgrade
Current Portion of Leases	-	15.56	18.98	17.95	31.85	62.41	Upgrade
Current Income Taxes Payable	-	1,152	931.19	562.84	250.45	194.41	Upgrade
Other Current Liabilities	51.83	16.48	158.59	173.85	175.39	570.14	Upgrade
Total Current Liabilities	1,750	1,733	1,444	1,456	1,522	2,114	Upgrade
Long-Term Debt	9.26	-	-	767.9	1,029	500.5	Upgrade
Long-Term Leases	42.6	25.21	4.67	17.28	40.25	19.44	Upgrade
Long-Term Unearned Revenue	0.34	9.48	54.04	65.54	12.38	50.9	Upgrade
Long-Term Deferred Tax Liabilities	108.4	41.47	122.08	79.74	112.54	38.74	Upgrade
Other Long-Term Liabilities	3,197	1,631	566.63	118.7	202.48	201.46	Upgrade
Total Liabilities	5,107	3,440	2,191	2,505	2,918	2,925	Upgrade
Common Stock	0.13	0.13	0.13	0.13	0.12	0.12	Upgrade
Additional Paid-In Capital	5,230	5,198	5,171	5,161	5,100	5,058	Upgrade
Retained Earnings	5,213	4,435	2,985	908.87	-247.83	-1,258	Upgrade
Treasury Stock	-170.69	-170.46	-94.85	-46.73	-42.9	-40.15	Upgrade
Comprehensive Income & Other	70.6	79.27	23.67	7.77	11.55	17.11	Upgrade
Shareholders' Equity	10,343	9,542	8,086	6,031	4,821	3,778	Upgrade
Total Liabilities & Equity	15,450	12,983	10,277	8,536	7,739	6,702	Upgrade
Total Debt	51.85	40.77	23.65	1,001	1,441	949.49	Upgrade
Net Cash (Debt)	3,813	5,173	6,172	3,434	1,637	1,575	Upgrade
Net Cash Growth	1.57%	-16.18%	79.74%	109.69%	3.98%	-47.05%	Upgrade
Net Cash Per Share	43.85	59.22	69.08	39.15	19.20	17.47	Upgrade
Filing Date Shares Outstanding	87.09	86.41	86.93	88.61	85.34	83.98	Upgrade
Total Common Shares Outstanding	87.09	95.58	87.35	89.29	85	83.98	Upgrade
Working Capital	12,559	9,742	8,204	5,908	5,837	4,075	Upgrade
Book Value Per Share	118.76	99.83	92.56	67.54	56.72	44.98	Upgrade
Tangible Book Value	10,343	9,538	8,081	6,031	4,821	3,778	Upgrade
Tangible Book Value Per Share	118.76	99.78	92.51	67.54	56.72	44.98	Upgrade
Buildings	-	38.46	38.46	38.46	38.46	38.46	Upgrade
Machinery	-	16.85	12.6	9.64	52.03	211.11	Upgrade
Leasehold Improvements	-	5.04	4.02	4.18	50.95	70.28	Upgrade

Source: S&P Global Market Intelligence. Standard template. Financial Sources.