Yiren Digital Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,348	3,841	5,791	4,272	2,865
Short-Term Investments	-	1,295	327.99	162.89	213.85
Trading Asset Securities	-	77.43	76.05	-	-
Cash & Short-Term Investments	3,348	5,214	6,195	4,435	3,078
Cash Growth	-35.78%	-15.85%	39.70%	44.06%	21.95%
Accounts Receivable	5,256	1,818	2,006	2,021	3,707
Other Receivables	-	308.45	82.11	279.96	158.77
Receivables	5,599	4,304	2,969	2,559	3,939
Prepaid Expenses	1,849	57.1	17.25	4.98	35.62
Restricted Cash	522.71	260.27	267.27	88.8	80.8
Other Current Assets	832.91	1,639	198.68	276.98	225.04
Total Current Assets	12,151	11,474	9,648	7,365	7,359
Property, Plant & Equipment	87.73	118.37	102.54	111.17	183.3
Long-Term Investments	495.23	369.02	448.5	975.44	179.56
Goodwill	-	4.78	4.78	-	-
Other Intangible Assets	391.27	-	-	-	-
Long-Term Deferred Tax Assets	325.09	77.46	73.41	84.19	7.39
Long-Term Deferred Charges	4.29	0.29	0.03	0.79	9.96
Other Long-Term Assets	-	938.52	-	-	-
Total Assets	13,455	12,983	10,277	8,536	7,739
Accounts Payable	79.63	172.41	43.77	36.6	81.78
Accrued Expenses	404.68	375.96	291.42	466.84	642.08
Short-Term Debt	-	-	-	198.05	340.22
Current Portion of Leases	-	15.56	18.98	17.95	31.85
Current Income Taxes Payable	-	1,152	931.19	562.84	250.45
Other Current Liabilities	44.18	16.48	158.59	173.85	175.39
Total Current Liabilities	528.49	1,733	1,444	1,456	1,522
Long-Term Debt	-	-	-	767.9	1,029
Long-Term Leases	39.76	25.21	4.67	17.28	40.25
Long-Term Unearned Revenue	0.23	9.48	54.04	65.54	12.38
Long-Term Deferred Tax Liabilities	30.62	41.47	122.08	79.74	112.54
Other Long-Term Liabilities	3,585	1,631	566.63	118.7	202.48
Total Liabilities	4,184	3,440	2,191	2,505	2,918
Common Stock	0.13	0.13	0.13	0.13	0.12
Additional Paid-In Capital	5,240	5,198	5,171	5,161	5,100
Retained Earnings	4,192	4,435	2,985	908.87	-247.83
Treasury Stock	-170.69	-170.46	-94.85	-46.73	-42.9
Comprehensive Income & Other	10.72	79.27	23.67	7.77	11.55
Shareholders' Equity	9,271	9,542	8,086	6,031	4,821
Total Liabilities & Equity	13,455	12,983	10,277	8,536	7,739
Total Debt	39.76	40.77	23.65	1,001	1,441
Net Cash (Debt)	3,308	5,173	6,172	3,434	1,637
Net Cash Growth	-36.05%	-16.18%	79.74%	109.69%	3.98%
Net Cash Per Share	37.88	59.22	69.08	39.15	19.20
Filing Date Shares Outstanding	87.2	86.41	86.93	88.61	85.34
Total Common Shares Outstanding	87.2	95.58	87.35	89.29	85
Working Capital	11,623	9,742	8,204	5,908	5,837
Book Value Per Share	106.32	99.83	92.56	67.54	56.72
Tangible Book Value	8,880	9,538	8,081	6,031	4,821
Tangible Book Value Per Share	101.84	99.78	92.51	67.54	56.72
Buildings	-	38.46	38.46	38.46	38.46
Machinery	-	16.85	12.6	9.64	52.03
Leasehold Improvements	-	5.04	4.02	4.18	50.95

Source: S&P Global Market Intelligence. Standard template. Financial Sources.