Yiren Digital Ltd. (FRA:19YA)

Yiren Digital Statistics

Total Valuation

Yiren Digital has a market cap or net worth of EUR 126.00 million. The enterprise value is -284.56 million.

Market Cap	126.00M
Enterprise Value	-284.56M

Important Dates

The last earnings date was Thursday, March 19, 2026.

Earnings Date	Mar 19, 2026
Ex-Dividend Date	Sep 30, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-0.02%
Shares Change (QoQ)	-0.43%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	14.57M

Valuation Ratios

The trailing PE ratio is 25.53.

PE Ratio	25.53
Forward PE	n/a
PS Ratio	0.18
PB Ratio	0.11
P/TBV Ratio	0.12
P/FCF Ratio	n/a
P/OCF Ratio	1.51
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-57.66
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 22.99, with a Debt / Equity ratio of 0.00.

Current Ratio	22.99
Quick Ratio	16.28
Debt / Equity	0.00
Debt / EBITDA	0.02
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 0.43% and return on invested capital (ROIC) is 34.43%.

Return on Equity (ROE)	0.43%
Return on Assets (ROA)	10.17%
Return on Invested Capital (ROIC)	34.43%
Return on Capital Employed (ROCE)	16.63%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	733,849
Profits Per Employee	5,200
Employee Count	949
Asset Turnover	0.43
Inventory Turnover	n/a

Taxes

Income Tax	-12.06M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -76.94% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-76.94%
50-Day Moving Average	2.94
200-Day Moving Average	4.22
Relative Strength Index (RSI)	13.74
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.17

Income Statement

In the last 12 months, Yiren Digital had revenue of EUR 696.42 million and earned 4.93 million in profits. Earnings per share was 0.06.

Revenue	696.42M
Gross Profit	600.67M
Operating Income	261.84M
Pretax Income	-7.12M
Net Income	4.93M
EBITDA	263.42M
EBIT	261.84M
Earnings Per Share (EPS)	0.06

Balance Sheet

The company has 407.70 million in cash and 4.84 million in debt, with a net cash position of 402.86 million.

Cash & Cash Equivalents	407.70M
Total Debt	4.84M
Net Cash	402.86M
Net Cash Per Share	n/a
Equity (Book Value)	1.13B
Book Value Per Share	12.95
Working Capital	1.42B

Cash Flow

Operating Cash Flow	83.62M
Capital Expenditures	n/a
Depreciation & Amortization	1.62M
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 86.25%, with operating and profit margins of 37.60% and 0.71%.

Gross Margin	86.25%
Operating Margin	37.60%
Pretax Margin	-1.02%
Profit Margin	0.71%
EBITDA Margin	37.82%
EBIT Margin	37.60%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.35, which amounts to a dividend yield of 24.19%.

Dividend Per Share	0.35
Dividend Yield	24.19%
Dividend Growth (YoY)	114.55%
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	0.02%
Shareholder Yield	24.21%
Earnings Yield	3.92%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Yiren Digital has an Altman Z-Score of 2.95 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.95
Piotroski F-Score	6