FinVolution Group (FRA:PP3)
2.860
+0.020 (0.70%)
At close: Sep 18, 2026
FinVolution Group Income Statement
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Revenue | 6,236 | 6,806 | 6,435 | 6,490 | 6,361 | 5,104 |
Other Revenue | 6,924 | 6,800 | 6,651 | 6,110 | 4,920 | 4,440 |
| 13,161 | 13,606 | 13,085 | 12,601 | 11,281 | 9,544 | |
Revenue Growth | -4.71% | 3.98% | 3.85% | 11.70% | 18.20% | 22.49% |
Cost of Revenue | 3,920 | 3,538 | 2,702 | 2,698 | 2,455 | 2,216 |
Gross Profit | 9,241 | 10,069 | 10,383 | 9,902 | 8,826 | 7,328 |
Selling, General & Admin | 2,483 | 2,643 | 2,428 | 2,277 | 2,087 | 2,102 |
Research & Development | 526 | 536.62 | 496.74 | 510.99 | 491.48 | 434.85 |
Operating Expenses | 3,420 | 3,605 | 3,242 | 3,042 | 2,969 | 2,677 |
Operating Income | 5,821 | 6,463 | 7,142 | 6,860 | 5,857 | 4,651 |
Interest Expense | -100.46 | -65.39 | -19.37 | -53.11 | -146.31 | -73.85 |
Other Non Operating Income (Expenses) | -3,319 | -3,246 | -4,277 | -4,028 | -2,975 | -1,933 |
EBT Excluding Unusual Items | 2,401 | 3,152 | 2,845 | 2,779 | 2,736 | 2,644 |
Impairment of Goodwill | -64.03 | -50.68 | - | - | - | - |
Gain (Loss) on Sale of Investments | - | - | - | - | - | 91.69 |
Pretax Income | 2,337 | 3,101 | 2,845 | 2,779 | 2,736 | 2,736 |
Income Tax Expense | 433.12 | 556.24 | 457.41 | 395.1 | 454.78 | 240.82 |
Earnings From Continuing Operations | 1,904 | 2,545 | 2,388 | 2,383 | 2,281 | 2,495 |
Minority Interest in Earnings | 1.54 | -2.8 | -4.7 | -42.65 | -14.87 | 13.63 |
Net Income | 1,906 | 2,542 | 2,383 | 2,341 | 2,266 | 2,509 |
Net Income to Common | 1,906 | 2,542 | 2,383 | 2,341 | 2,266 | 2,509 |
Net Income Growth | -31.89% | 6.68% | 1.81% | 3.28% | -9.67% | 27.18% |
Shares Outstanding (Basic) | 243 | 252 | 258 | 275 | 283 | 284 |
Shares Outstanding (Diluted) | 262 | 267 | 264 | 281 | 291 | 297 |
Shares Change | -0.19% | 1.06% | -5.90% | -3.53% | -1.90% | -0.59% |
EPS (Basic) | 7.83 | 10.09 | 9.25 | 8.51 | 8.02 | 8.83 |
EPS (Diluted) | 7.43 | 9.59 | 9.05 | 8.35 | 7.80 | 8.45 |
EPS Growth | -30.37% | 6.00% | 8.38% | 7.05% | -7.69% | 28.03% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 447.09 | 1,783 | 2,865 | 822.78 | 184.14 | 574.96 |
Free Cash Flow Per Share | 1.71 | 6.68 | 10.85 | 2.93 | 0.63 | 1.94 |
Dividend Per Share | - | 2.140 | 2.020 | - | 1.480 | - |
Dividend Growth | - | 5.96% | - | - | 33.33% | - |
Gross Margin | 70.22% | 74.00% | 79.35% | 78.59% | 78.24% | 76.78% |
Operating Margin | 44.23% | 47.50% | 54.58% | 54.44% | 51.92% | 48.73% |
Profit Margin | 14.48% | 18.68% | 18.21% | 18.58% | 20.09% | 26.29% |
Free Cash Flow Margin | 3.40% | 13.11% | 21.90% | 6.53% | 1.63% | 6.02% |
EBITDA | 5,887 | 6,530 | 7,211 | 6,882 | 5,881 | 4,688 |
EBITDA Margin | 44.73% | 47.99% | 55.11% | 54.62% | 52.13% | 49.13% |
D&A For EBITDA | 66.58 | 66.48 | 69.49 | 22.52 | 23.83 | 37.28 |
EBIT | 5,821 | 6,463 | 7,142 | 6,860 | 5,857 | 4,651 |
EBIT Margin | 44.23% | 47.50% | 54.58% | 54.44% | 51.92% | 48.73% |
Effective Tax Rate | 18.53% | 17.94% | 16.08% | 14.22% | 16.62% | 8.80% |
Revenue as Reported | 13,124 | 13,569 | 13,066 | 12,547 | 11,134 | 9,470 |