CalBank PLC (GHSE: CAL)
Ghana
· Delayed Price · Currency is GHS 0.380
0.00 (0.00%)
At close: Jan 29, 2025
CalBank Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 950.65 | 1,099 | 1,282 | 980.67 | 927.35 | 912.41 | Upgrade
|
| Interest Paid on Deposits | 513.78 | 557.58 | 689.18 | 511.12 | 404.48 | 394.3 | Upgrade
|
| Net Interest Income | 436.87 | 541.34 | 593.1 | 469.55 | 522.87 | 518.11 | Upgrade
|
| Net Interest Income Growth (YoY) | -20.41% | -8.73% | 26.31% | -10.20% | 0.92% | 22.88% | Upgrade
|
| Income From Trading Activities | 127.82 | 176.81 | 114.77 | 192.63 | 130.9 | 27.17 | Upgrade
|
| Gain (Loss) on Sale of Assets | -2.03 | -2.03 | - | 1.55 | - | 0.3 | Upgrade
|
| Other Non-Interest Income | 209.49 | 116.6 | 83.8 | 81.99 | 34.84 | 50.82 | Upgrade
|
| Total Non-Interest Income | 335.28 | 291.38 | 198.57 | 276.18 | 165.73 | 78.29 | Upgrade
|
| Non-Interest Income Growth (YoY) | 35.56% | 46.74% | -28.10% | 66.64% | 111.70% | -19.81% | Upgrade
|
| Revenues Before Loan Losses | 772.14 | 832.71 | 791.66 | 745.72 | 688.61 | 596.39 | Upgrade
|
| Provision for Loan Losses | 1,059 | 1,229 | 1,451 | 82.38 | 86.84 | 86.07 | Upgrade
|
| Revenue | -287.14 | -396.19 | -659.58 | 663.35 | 601.76 | 510.33 | Upgrade
|
| Revenue Growth (YoY) | - | - | - | 10.23% | 17.92% | 12.77% | Upgrade
|
| Salaries and Employee Benefits | 189.96 | 175.31 | 159.17 | 153.92 | 142.74 | 134.58 | Upgrade
|
| Occupancy Expenses | 63.03 | 54.31 | 47.28 | 37.88 | 34.6 | 28 | Upgrade
|
| Selling, General & Administrative | 2.47 | 2.47 | 2.14 | 1.91 | 3.06 | 2.32 | Upgrade
|
| Other Non-Interest Expense | 332.64 | 317.92 | 204.01 | 132.13 | 136.74 | 102.49 | Upgrade
|
| Total Non-Interest Expense | 588.09 | 550.01 | 412.6 | 325.83 | 317.13 | 267.39 | Upgrade
|
| EBT Excluding Unusual Items | -875.24 | -946.2 | -1,072 | 337.52 | 284.63 | 242.94 | Upgrade
|
| Pretax Income | -875.24 | -946.2 | -1,072 | 337.52 | 284.63 | 242.94 | Upgrade
|
| Income Tax Expense | -250.52 | -275.13 | -262.37 | 114.67 | 70.83 | 69.53 | Upgrade
|
| Net Income | -624.72 | -671.07 | -809.81 | 222.85 | 213.8 | 173.41 | Upgrade
|
| Net Income to Common | -624.72 | -671.07 | -809.81 | 222.85 | 213.8 | 173.41 | Upgrade
|
| Net Income Growth | - | - | - | 4.23% | 23.29% | 13.18% | Upgrade
|
| Basic Shares Outstanding | - | 627 | 627 | 625 | 625 | 626 | Upgrade
|
| Diluted Shares Outstanding | - | 627 | 627 | 625 | 625 | 626 | Upgrade
|
| Shares Change (YoY) | - | - | 0.18% | -0.00% | -0.03% | - | Upgrade
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| EPS (Basic) | - | -1.07 | -1.29 | 0.36 | 0.34 | 0.28 | Upgrade
|
| EPS (Diluted) | - | -1.07 | -1.29 | 0.36 | 0.34 | 0.28 | Upgrade
|
| EPS Growth | - | - | - | 4.24% | 23.33% | 13.19% | Upgrade
|
| Dividend Per Share | - | - | - | 0.140 | 0.110 | 0.089 | Upgrade
|
| Dividend Growth | - | - | - | 27.27% | 23.60% | 85.42% | Upgrade
|
| Effective Tax Rate | - | - | - | 33.97% | 24.88% | 28.62% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.