CalBank PLC (GHSE:CAL)
Ghana · Delayed Price · Currency is GHS 0.5000
0.00 (0.00%)
At close: Aug 22, 2025
CalBank Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Interest Income on Loans | 864.17 | 933.87 | 1,099 | 1,282 | 980.67 | 927.35 | Upgrade |
Interest Paid on Deposits | 421.2 | 478.51 | 557.58 | 689.18 | 511.12 | 404.48 | Upgrade |
Net Interest Income | 442.97 | 455.35 | 541.34 | 593.1 | 469.55 | 522.87 | Upgrade |
Net Interest Income Growth (YoY) | -6.54% | -15.88% | -8.73% | 26.31% | -10.20% | 0.92% | Upgrade |
Income From Trading Activities | 99.28 | 90.52 | 176.81 | 114.77 | 192.63 | 130.9 | Upgrade |
Gain (Loss) on Sale of Assets | 38.91 | 38.91 | -2.03 | - | 1.55 | - | Upgrade |
Other Non-Interest Income | 220.23 | 217.73 | 116.6 | 83.8 | 81.99 | 34.84 | Upgrade |
Total Non-Interest Income | 358.42 | 347.16 | 291.38 | 198.57 | 276.18 | 165.73 | Upgrade |
Non-Interest Income Growth (YoY) | 5.16% | 19.14% | 46.74% | -28.10% | 66.64% | 111.70% | Upgrade |
Revenues Before Loan Losses | 801.39 | 802.51 | 832.71 | 791.66 | 745.72 | 688.61 | Upgrade |
Provision for Loan Losses | -170 | -193.18 | 1,229 | 1,451 | 82.38 | 86.84 | Upgrade |
| 971.39 | 995.69 | -396.19 | -659.58 | 663.35 | 601.76 | Upgrade | |
Revenue Growth (YoY) | - | - | - | - | 10.23% | 17.92% | Upgrade |
Salaries and Employee Benefits | 229.23 | 225.51 | 175.31 | 159.17 | 153.92 | 142.74 | Upgrade |
Occupancy Expenses | 57.97 | 59.01 | 54.31 | 47.28 | 37.88 | 34.6 | Upgrade |
Selling, General & Administrative | 3.18 | 3.18 | 2.47 | 2.14 | 1.91 | 3.06 | Upgrade |
Other Non-Interest Expense | 231.25 | 293.83 | 317.92 | 204.01 | 132.13 | 136.74 | Upgrade |
Total Non-Interest Expense | 521.63 | 581.53 | 550.01 | 412.6 | 325.83 | 317.13 | Upgrade |
EBT Excluding Unusual Items | 449.76 | 414.16 | -946.2 | -1,072 | 337.52 | 284.63 | Upgrade |
Pretax Income | 449.76 | 414.16 | -946.2 | -1,072 | 337.52 | 284.63 | Upgrade |
Income Tax Expense | 164.98 | 146.44 | -275.13 | -262.37 | 114.67 | 70.83 | Upgrade |
Net Income | 284.78 | 267.72 | -671.07 | -809.81 | 222.85 | 213.8 | Upgrade |
Net Income to Common | 284.78 | 267.72 | -671.07 | -809.81 | 222.85 | 213.8 | Upgrade |
Net Income Growth | - | - | - | - | 4.23% | 23.29% | Upgrade |
Basic Shares Outstanding | - | 854 | 627 | 627 | 625 | 625 | Upgrade |
Diluted Shares Outstanding | - | 878 | 627 | 627 | 625 | 625 | Upgrade |
Shares Change (YoY) | - | 40.14% | - | 0.18% | -0.00% | -0.03% | Upgrade |
EPS (Basic) | - | 0.31 | -1.07 | -1.29 | 0.36 | 0.34 | Upgrade |
EPS (Diluted) | - | 0.30 | -1.07 | -1.29 | 0.36 | 0.34 | Upgrade |
EPS Growth | - | - | - | - | 4.24% | 23.33% | Upgrade |
Dividend Per Share | - | - | - | - | 0.140 | 0.110 | Upgrade |
Dividend Growth | - | - | - | - | 27.27% | 23.60% | Upgrade |
Effective Tax Rate | 36.68% | 35.36% | - | - | 33.97% | 24.88% | Upgrade |
Updated Feb 26, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.