CalBank PLC (GHSE:CAL)
Ghana · Delayed Price · Currency is GHS 0.00
0.00 (0.00%)
Price not available due to exchange restrictions
CalBank Cash Flow Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 418.22 | 304.91 | 267.72 | -671.07 | -809.81 | 222.85 |
Depreciation & Amortization | 57.65 | 52.34 | 50.45 | 45.81 | 40.38 | 32.82 |
Other Amortization | 8.4 | 8.4 | 8.56 | 8.49 | 6.9 | 5.06 |
Gain (Loss) on Sale of Assets | - | - | -38.91 | 2.03 | - | -1.55 |
Gain (Loss) on Sale of Investments | 183.98 | -0.59 | 183.1 | -110.81 | 1,143 | 3.6 |
Provision for Credit Losses | -193.47 | -193.47 | 225.31 | 734.89 | 307.59 | 78.17 |
Change in Trading Asset Securities | -52.56 | -113.16 | 77.8 | 30.81 | 651.97 | -25.74 |
Change in Other Net Operating Assets | -623.3 | 861.89 | -268.73 | -111.44 | -1,021 | 47.18 |
Other Operating Activities | -238.64 | -24.76 | -574.44 | 258.39 | -345.68 | 83.14 |
Operating Cash Flow | -439.72 | 895.56 | -69.15 | 187.11 | -26 | 445.53 |
Operating Cash Flow Growth | - | - | - | - | - | -47.38% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -15.96 | -4.55 | -2.06 | -53.52 | -71.37 | -34.41 |
Sale of Property, Plant and Equipment | - | 0.17 | 32.16 | 2.99 | - | 16.49 |
Investment in Securities | -2,095 | -2,703 | -2,020 | -308.63 | 1,124 | -2,333 |
Purchase / Sale of Intangibles | -0.01 | - | -9.12 | -7.18 | -14.46 | -34.18 |
Investing Cash Flow | -2,111 | -2,708 | -1,999 | -366.34 | 1,038 | -2,385 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 32,534 | 39,846 | 173.31 | 2,212 | 7,451 |
Long-Term Debt Repaid | - | -32,755 | -39,608 | -504.14 | -2,847 | -7,427 |
Lease Payments | -13.49 | -23.59 | -1.38 | -12.6 | -32.4 | -15.13 |
Net Debt Issued (Repaid) | -86.58 | -220.46 | 238.01 | -330.83 | -635.72 | 24.31 |
Issuance of Common Stock | 875.69 | 875.69 | 145.85 | - | - | - |
Repurchase of Common Stock | - | - | - | - | - | -0.13 |
Common Dividends Paid | - | - | - | - | -68.96 | -68.82 |
Net Increase (Decrease) in Deposit Accounts | 2,856 | 359.09 | 2,174 | 824.79 | 393.96 | 1,856 |
Other Financing Activities | -3.17 | -3.86 | -4.8 | -4.65 | -4.09 | - |
Financing Cash Flow | 3,642 | 1,010 | 2,553 | 489.31 | -314.8 | 1,811 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -108.72 | -263.43 | 3.18 | 2.02 | 3.82 | 5.88 |
Net Cash Flow | 982.32 | -1,065 | 487.66 | 312.09 | 701.17 | -122.55 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -455.69 | 891.01 | -71.21 | 133.59 | -97.37 | 411.13 |
Free Cash Flow Growth | - | - | - | - | - | -48.89% |
Free Cash Flow Margin | -34.16% | 82.52% | -7.15% | - | - | 61.98% |
Free Cash Flow Per Share | -0.13 | 0.49 | -0.05 | 0.21 | -0.15 | 0.66 |
Free Cash Flow After Leases | -469.17 | 867.42 | -72.59 | 120.99 | -129.77 | 396 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 235.65 | 368.08 | 501.09 | 639.38 | 730.99 | 493.28 |
Cash Income Tax Paid | 405.19 | 90.76 | 111.32 | 50.77 | 136.13 | 72.51 |