Ghana · Delayed Price · Currency is GHS CalBank Statistics
Total Valuation
CalBank has a market cap or net worth of GHS 3.34 billion.
| Market Cap | 3.34B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, July 28, 2026.
| Earnings Date | Jul 28, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CalBank has 4.23 billion shares outstanding.
| Current Share Class | 4.23B |
| Shares Outstanding | 4.23B |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 1.47% |
| Owned by Institutions (%) | 47.17% |
| Float | 676.62M |
Valuation Ratios
The trailing PE ratio is 9.02.
| PE Ratio | 9.02 |
| Forward PE | n/a |
| PS Ratio | 2.69 |
| PB Ratio | 1.83 |
| P/TBV Ratio | 1.91 |
| P/FCF Ratio | 19.54 |
| P/OCF Ratio | 18.53 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.31 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 32.66%.
| Return on Equity (ROE) | 32.66% |
| Return on Assets (ROA) | 3.01% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.63% |
| Revenue Per Employee | 1.19M |
| Profits Per Employee | 354,494 |
| Employee Count | 1,046 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CalBank has paid 200.53 million in taxes.
| Income Tax | 200.53M |
| Effective Tax Rate | 35.10% |
Stock Price Statistics
The stock price has increased by +43.64% in the last 52 weeks. The beta is 0.53, so CalBank's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | +43.64% |
| 50-Day Moving Average | 0.79 |
| 200-Day Moving Average | 0.71 |
| Relative Strength Index (RSI) | 48.59 |
| Average Volume (20 Days) | 395,179 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, CalBank had revenue of GHS 1.24 billion and earned 370.80 million in profits.
| Revenue | 1.24B |
| Gross Profit | 1.24B |
| Operating Income | 571.33M |
| Pretax Income | 571.33M |
| Net Income | 370.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | n/a |
Balance Sheet
The company has 2.54 billion in cash and 908.97 million in debt, with a net cash position of 1.63 billion or 0.39 per share.
| Cash & Cash Equivalents | 2.54B |
| Total Debt | 908.97M |
| Net Cash | 1.63B |
| Net Cash Per Share | 0.39 |
| Equity (Book Value) | 1.82B |
| Book Value Per Share | n/a |
| Working Capital | -8.47B |
Cash Flow
In the last 12 months, operating cash flow was 180.42 million and capital expenditures -9.27 million, giving a free cash flow of 171.15 million.
| Operating Cash Flow | 180.42M |
| Capital Expenditures | -9.27M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -654.82M |
| Free Cash Flow | 171.15M |
| FCF Per Share | 0.04 |
Margins
| Gross Margin | n/a |
| Operating Margin | 45.91% |
| Pretax Margin | 45.91% |
| Profit Margin | 29.80% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 13.75% |
Dividends & Yields
CalBank does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | n/a |
| Shareholder Yield | n/a |
| Earnings Yield | 11.09% |
| FCF Yield | 5.12% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on June 4, 2018. It was a forward split with a ratio of 1.1428571429.
| Last Split Date | Jun 4, 2018 |
| Split Type | Forward |
| Split Ratio | 1.1428571429 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |