CalBank PLC (GHSE:CAL)
Ghana · Delayed Price · Currency is GHS 0.00
0.00 (0.00%)
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CalBank Balance Sheet
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 3,200 | 543.35 | 922.31 | 1,189 | 1,066 | 676.49 |
Investment Securities | 6,941 | 7,072 | 4,906 | 3,008 | 2,699 | 4,974 |
Trading Asset Securities | 146.49 | 113.65 | 0.01 | 77.81 | 47 | 698.98 |
Total Investments | 7,087 | 7,185 | 4,906 | 3,086 | 2,746 | 5,673 |
Gross Loans | 2,054 | 1,290 | 3,466 | 3,850 | 3,738 | 2,453 |
Allowance for Loan Losses | - | -219.35 | -1,364 | -1,096 | -547.72 | -213.4 |
Net Loans | 2,054 | 1,071 | 2,102 | 2,755 | 3,190 | 2,240 |
Property, Plant & Equipment | 743.59 | 765.47 | 631.39 | 712.99 | 707.46 | 502.1 |
Other Intangible Assets | 67.45 | 73.47 | 81.89 | 81.33 | 82.64 | 75.08 |
Other Receivables | 221.82 | 652.73 | 554.29 | 177.03 | 86.45 | 17.1 |
Restricted Cash | - | 1,200 | 1,886 | 1,132 | 942.86 | 631.21 |
Other Current Assets | - | 11.36 | 17.22 | 98.34 | 66.56 | 197.24 |
Long-Term Deferred Tax Assets | 200.55 | 423.9 | 587.71 | 668.23 | 361.93 | 28.27 |
Other Long-Term Assets | 1,026 | - | - | - | - | - |
Total Assets | 14,601 | 11,927 | 11,689 | 9,900 | 9,251 | 10,040 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 74.75 | 52.7 | 45.47 | 24.75 | 48.42 |
Interest Bearing Deposits | 11,089 | 3,333 | 2,641 | 3,303 | 3,248 | 3,542 |
Non-Interest Bearing Deposits | - | 5,733 | 7,017 | 4,182 | 3,486 | 2,766 |
Total Deposits | 11,089 | 9,065 | 9,658 | 7,485 | 6,735 | 6,308 |
Short-Term Borrowings | - | 241.29 | 271.62 | 20.05 | 501.1 | 1,205 |
Current Portion of Long-Term Debt | - | 694.42 | 1,168 | 203.2 | 122.67 | 428.07 |
Current Portion of Leases | - | 27.46 | 9.15 | 9.15 | 8.26 | 8.63 |
Current Income Taxes Payable | - | - | - | - | - | 2.16 |
Other Current Liabilities | 465.44 | 131.69 | 93.36 | 1,149 | 282.65 | 94.05 |
Long-Term Debt | 1,080 | 88.16 | 97.93 | 1,069 | 987.18 | 581.69 |
Long-Term Leases | 47.62 | 21.7 | 66.2 | 59.04 | 58.03 | 77.5 |
Total Liabilities | 12,682 | 10,345 | 11,416 | 10,041 | 8,719 | 8,753 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1,422 | 1,422 | 545.85 | 400 | 400 | 400 |
Retained Earnings | 144.6 | -192.58 | -497.49 | -765.21 | -94.14 | 784.6 |
Treasury Stock | - | -0.71 | -0.71 | -0.71 | -0.71 | -0.85 |
Comprehensive Income & Other | 353.21 | 353.92 | 224.91 | 224.91 | 226.07 | 102.81 |
Shareholders' Equity | 1,919 | 1,582 | 272.56 | -141 | 531.23 | 1,287 |
Total Liabilities & Equity | 14,601 | 11,927 | 11,689 | 9,900 | 9,251 | 10,040 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 1,127 | 1,073 | 1,613 | 1,361 | 1,677 | 2,300 |
Net Cash (Debt) | 2,219 | -416.02 | -690.18 | -93.79 | -564.22 | -924.93 |
Net Cash Growth | 147.24% | - | - | - | - | - |
Net Cash Per Share | 0.62 | -0.23 | -0.52 | -0.15 | -0.90 | -1.48 |
Filing Date Shares Outstanding | - | 4,233 | 1,083 | 627.54 | 627.54 | 626.4 |
Total Common Shares Outstanding | - | 4,233 | 1,083 | 627.54 | 627.54 | 626.4 |
Book Value Per Share | - | 0.37 | 0.25 | -0.22 | 0.85 | 2.05 |
Tangible Book Value | 1,852 | 1,509 | 190.68 | -222.33 | 448.59 | 1,211 |
Tangible Book Value Per Share | - | 0.36 | 0.18 | -0.35 | 0.71 | 1.93 |