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CalBank PLC (GHSE:CAL)
Ghana flag Ghana · Delayed Price · Currency is GHS
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0.00 (0.00%)
Price not available due to exchange restrictions

CalBank Financials Overview

Millions GHS. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,3341,080995.69-396.19-659.58663.35
Revenue Growth
39.06%8.44%---10.23%
Net Income
418.22304.91267.72-671.07-809.81222.85
Earnings Per Share
0.120.170.20-1.07-1.290.36
EPS Growth
-64.64%-17.38%---4.24%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,346657.01922.331,2671,1131,375
Total Debt
1,1271,0731,6131,3611,6772,300
Net Cash (Debt)
2,219-416.02-690.18-93.79-564.22-924.93
Net Cash Growth
147.24%-----
Net Cash Per Share
0.62-0.23-0.52-0.15-0.90-1.48

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-439.72895.56-69.15187.11-26445.53
Capital Expenditures
-15.96-4.55-2.06-53.52-71.37-34.41
Free Cash Flow
-455.69891.01-71.21133.59-97.37411.13
Free Cash Flow Growth
------48.89%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
31.36%28.24%26.89%--33.60%
FCF Margin
-34.16%82.52%-7.15%--61.98%

Dividends
Chart
Fiscal Year
FY 2021
Period EndingDec '21
Dividend Per Share
0.140
Dividend Per Share Growth
27.27%
Dividend Yield
16.09%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.358.790.82--2.45
Forward PE
9.252.640.870.871.461.93
P/FCF Ratio
-3.01-2.26-1.33
PS Ratio
2.352.480.22-0.76-0.620.82