CalBank PLC (GHSE:CAL)
Ghana · Delayed Price · Currency is GHS 0.6500
-0.0700 (-9.72%)
At close: Oct 28, 2025
CalBank Cash Flow Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Net Income | 267.7 | 267.72 | -671.07 | -809.81 | 222.85 | 213.8 | Upgrade |
Depreciation & Amortization | 48.91 | 50.45 | 45.81 | 40.38 | 32.82 | 30.42 | Upgrade |
Other Amortization | 8.56 | 8.56 | 8.49 | 6.9 | 5.06 | 4.18 | Upgrade |
Gain (Loss) on Sale of Assets | -38.91 | -38.91 | 2.03 | - | -1.55 | - | Upgrade |
Gain (Loss) on Sale of Investments | 228.13 | 183.41 | -110.81 | 1,143 | 3.6 | 1.56 | Upgrade |
Provision for Credit Losses | 225.31 | 225.31 | 734.89 | 307.59 | 78.17 | 85.23 | Upgrade |
Change in Trading Asset Securities | -92.07 | 77.8 | 30.81 | 651.97 | -25.74 | 4.12 | Upgrade |
Change in Other Net Operating Assets | 463.3 | -268.73 | -111.44 | -1,021 | 47.18 | 506.99 | Upgrade |
Other Operating Activities | -234.23 | -574.44 | 258.39 | -345.68 | 83.14 | 0.39 | Upgrade |
Operating Cash Flow | 876.69 | -68.84 | 187.11 | -26 | 445.53 | 846.69 | Upgrade |
Operating Cash Flow Growth | 510.02% | - | - | - | -47.38% | - | Upgrade |
Capital Expenditures | -2.95 | -2.06 | -53.52 | -71.37 | -34.41 | -42.25 | Upgrade |
Sale of Property, Plant and Equipment | 29.99 | 32.16 | 2.99 | - | 16.49 | 0.24 | Upgrade |
Investment in Securities | -1,300 | -2,020 | -308.63 | 1,124 | -2,333 | -781.02 | Upgrade |
Purchase / Sale of Intangibles | -9.12 | -9.12 | -7.18 | -14.46 | -34.18 | -21.35 | Upgrade |
Investing Cash Flow | -1,282 | -1,999 | -366.34 | 1,038 | -2,385 | -844.37 | Upgrade |
Long-Term Debt Issued | - | 39,846 | 173.31 | 2,212 | 7,451 | 3,114 | Upgrade |
Long-Term Debt Repaid | - | -39,608 | -504.14 | -2,847 | -7,427 | -3,119 | Upgrade |
Net Debt Issued (Repaid) | -27.99 | 238.01 | -330.83 | -635.72 | 24.31 | -5 | Upgrade |
Issuance of Common Stock | - | 145.85 | - | - | - | - | Upgrade |
Repurchase of Common Stock | - | - | - | - | -0.13 | -0.14 | Upgrade |
Common Dividends Paid | - | - | - | -68.96 | -68.82 | -55.68 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | -1,236 | 2,174 | 824.79 | 393.96 | 1,856 | 580.79 | Upgrade |
Other Financing Activities | -3.82 | -4.8 | -4.65 | -4.09 | - | - | Upgrade |
Financing Cash Flow | -1,267 | 2,553 | 489.31 | -314.8 | 1,811 | 519.97 | Upgrade |
Foreign Exchange Rate Adjustments | -65.67 | 3.18 | 2.02 | 3.82 | 5.88 | 9.66 | Upgrade |
Net Cash Flow | -1,739 | 487.66 | 312.09 | 701.17 | -122.55 | 531.95 | Upgrade |
Free Cash Flow | 873.73 | -70.9 | 133.59 | -97.37 | 411.13 | 804.44 | Upgrade |
Free Cash Flow Growth | 570.76% | - | - | - | -48.89% | - | Upgrade |
Free Cash Flow Margin | 91.10% | -7.12% | - | - | 61.98% | 133.68% | Upgrade |
Free Cash Flow Per Share | - | -0.08 | 0.21 | -0.15 | 0.66 | 1.29 | Upgrade |
Cash Interest Paid | 403.66 | 501.09 | 639.38 | 730.99 | 493.28 | 432.06 | Upgrade |
Cash Income Tax Paid | - | 111.32 | 50.77 | 136.13 | 72.51 | 119.32 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.