CalBank Ratios and Metrics

Market cap in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 2, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	3,391	220	301	407	545	432
Market Cap Growth	1360.35%	-27.08%	-26.02%	-25.31%	26.29%	-22.60%
Last Close Price	0.81	0.18	0.19	0.26	0.31	0.21
PE Ratio	12.67	0.82	-	-	2.45	2.02
PS Ratio	3.54	0.22	-0.76	-0.62	0.82	0.72
PB Ratio	6.83	0.81	-2.14	0.77	0.42	0.38
P/FCF Ratio	3.88	-	2.26	-	1.33	0.54
P/OCF Ratio	3.87	-	1.61	-	1.22	0.51
Debt / Equity Ratio	2.85	5.92	-9.65	3.16	1.79	1.93
Debt / FCF Ratio	1.62	-	10.19	-	5.60	2.72
Return on Equity (ROE)	73.83%	406.99%	-343.94%	-89.10%	18.42%	20.29%
Return on Assets (ROA)	2.31%	2.48%	-7.01%	-8.40%	2.48%	2.86%
Earnings Yield	7.89%	121.89%	-222.79%	-198.89%	40.88%	49.53%
FCF Yield	25.77%	-32.28%	44.35%	-23.91%	75.42%	186.36%
Dividend Yield	-	-	-	-	45.84%	51.64%
Payout Ratio	-	-	-	-	30.88%	26.04%
Buyback Yield / Dilution	-	-40.14%	-	-0.18%	0.00%	0.03%
Total Shareholder Return	-	-40.14%	-	-0.18%	45.85%	51.67%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.